Stable Money FD Interest Rates 2025

What is a Stable Money Fixed Deposit?

A Stable Money Fixed Deposit is an investment option available on the Stable Money platform, where you can compare and book FDs from 9 partner banks and 3 NBFCs in one place. These deposits offer assured FD interest rates of up to 8.15%, depending on the issuer and tenure. The platform enables you to choose flexible tenures, select payout preferences, and invest digitally without visiting branches, making it a convenient way to earn stable and predictable returns.

Key Features of Stable Money Fixed Deposits

Some of the major benefits you can get while investing through Stable Money are:

• Assured Returns: Earn fixed interest rates that remain stable throughout the deposit tenure, giving predictable growth on your investment.
• Digital Banking: Open FDs online through the Stable Money platform without visiting a branch or completing physical paperwork.
• Secure Deposits: Bank FDs are insured up to ₹5 lakh under the RBI’s DICGC, while NBFC FDs come with credible safety ratings.
• Easy Comparison: Compare FD rates, tenures, payout options, and safety ratings from multiple banks and NBFCs in one place before investing.
• FD without a Savings Account: Certain issuers, like Unity Small Finance Bank, allow FD booking without opening a savings account, making the process quick and simple.
• Flexible Withdrawal: If you opt Stable Money FD via Bajaj Finance, withdrawal is permitted after a three-month lock-in period, and there is no penalty on the principal amount in case of premature withdrawal.
• Early Access to Funds: With Slice Small Finance Bank, funds can be withdrawn anytime after seven days, offering convenient liquidity.

Stable Money FD Interest Rates

Here are the latest FD interest rates across Stable Money’s partner banks and NBFCs:

Stable Money FD Interest Rates: Suryoday Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Rates: Unity Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Bajaj Finance

*Stable Money FD interest rates as of November 2025

Stable Money FD Rates: Shriram Finance

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Slice Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Mahindra Finance

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Utkarsh Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Ujjivan Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: Shivalik Small Finance Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: IndusInd Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: South Indian Bank

*Stable Money FD interest rates as of November 2025

Stable Money FD Interest Rates: LIC Housing Finance

*Stable Money FD interest rates as of November 2025

How to Open a Stable Money Fixed Deposit?

To open an FD through Stable Money, follow these simple steps:

• Visit the Stable Money Platform: Go to the Stable Money website or download the mobile app and sign up using your mobile number and email ID.
• Complete Your Profile and KYC: Enter your personal details, such as name, PAN, and date of birth, and complete the KYC verification as required.
• Choose the FD Issuer and Tenure: Compare FD options from various banks and NBFCs, then select the issuer, tenure, and deposit amount (starting from ₹1,000).
• Select the Interest Payout Option: Choose whether you want monthly, quarterly, or maturity-based interest payouts, depending on the FD scheme.
• Review and Confirm Details: Verify the issuer, tenure, rate, maturity amount, and nominee information before proceeding.
• Make the Payment and Receive Confirmation: Complete the payment through UPI or net banking. Once processed, your FD will be booked, and you will receive a digital confirmation or FD receipt.

Tax on Stable Money FD Interest

Tax Deducted at Source (TDS) on Fixed Deposit interest booked through Stable Money is applied as per the norms of the Income Tax Act. As per the rules, if your total FD interest earnings exceed ₹50,000 in a financial year, then 10% TDS is deducted from the interest amount. For senior citizens, the upper limit for taxable FD interest is ₹1,00,000 in a financial year. You can claim tax exemption by submitting Form 15G or 15H to the issuing bank or NBFC if your annual income falls outside the taxable slabs.

Key Takeaways

Stable Money offers Fixed Deposits from 9 partner banks and 3 NBFCs with interest rates ranging from 4.00% to 8.05% for general citizens and 4.20% to 8.15% for senior citizens. Investors can start with a minimum of ₹1,000 and choose monthly, quarterly, or annual interest payouts. The platform enables easy comparison of issuers, flexible tenures, and fully digital FD booking, making it a convenient way to earn assured and predictable returns.