Surgeries Covered by National Health Insurance Plans

In the face of rising healthcare expenses in India, the financial challenges associated with medical treatments, especially surgeries, are becoming increasingly daunting. National Insurance Company provides diverse comprehensive plans, guaranteeing financial security for various medical needs, including surgeries. Let's explore the comprehensive coverage and surgeries safeguarded by the insurer.

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      What are the Various Plans Offered By National Health Insurance?

      National Insurance Company is dedicated to offering comprehensive health insurance solutions, providing a variety of plans tailored to meet diverse needs. These plans offer extensive coverage for medical expenses, including surgical procedures, ensuring health and financial stability protection. With National Insurance Company's commitment to customer satisfaction and reliability, explore their range of health insurance plans and fortify your future confidently:

      1. National Young India Mediclaim Plus Plan
      2. National Senior Citizen Mediclaim Plan
      3. National Mediclaim Plus Plan
      4. National Mediclaim Plan
      5. National Divyangjan Sanjeevani Plan

      List of Surgeries Covered Under National Insurance Health Insurance

      National Insurance Company provides coverage for various surgical procedures, ensuring policyholders have access to vital medical treatments without facing financial difficulties. With a focus on comprehensive healthcare support, National Insurance Company's plans are tailored to address different medical needs. Discover the surgeries covered under National Health Insurance plans and protect your health with confidence:

      1. Cataract Surgery:

        Cataract surgery is a common procedure aimed at restoring vision impaired by a clouded lens, known as cataracts. As individuals age, the natural lens in the eye becomes cloudy, leading to blurred vision and decreased visual acuity. During cataract surgery, the cloudy lens is removed and replaced with an artificial intraocular lens (IOL), restoring clear vision. The National Young India Mediclaim Plus Plan emerges as a suitable option, offering coverage for cataract surgeries. Additionally, the National Senior Citizen Mediclaim Plan, National Mediclaim Plus Plan, National Mediclaim Plan, and National Divyangjan Sanjeevani Plan also provide comprehensive coverage for cataract surgery. However, it's important to note that all expenses for cataract surgery will be covered after the completion of a 2-year waiting period.

      2. Heart Surgery:

        Heart surgery, a complex yet life-saving procedure, involves intricate manoeuvres to repair or replace damaged heart structures and improve overall cardiac function. It addresses a range of cardiovascular conditions, including coronary artery disease, congenital heart defects, and valve disorders, all of which pose significant risks to heart health. The National Mediclaim Plus Plan is well-suited for heart surgeries. Additionally, the National Young India Mediclaim Plus Plan, National Senior Citizen Mediclaim Plan, and National Mediclaim Plan also offer comprehensive coverage for heart surgery. All expenses related to heart surgery will be covered after the end of the 90-day waiting period.

      3. Joint Replacement Surgery:

        Joint replacement surgery, also known as arthroplasty, is performed to replace damaged or diseased joints with artificial implants, such as prosthetic knees or hips. This surgery is beneficial for individuals suffering from severe arthritis and joint pain, restoring mobility and reducing discomfort. The National Mediclaim Plan is a suitable option for joint replacement surgeries. Additionally, the National Young India Mediclaim Plus Plan, National Senior Citizen Mediclaim Plan, and National Mediclaim Plus Plan also provide comprehensive coverage for joint replacement surgery. All expenses for joint replacement surgery will be covered following the completion of the 4-year waiting period.

      4. Cancer Surgery:

        Cancer surgery is a pivotal step in the treatment journey, involving the meticulous removal of cancerous tumours or affected tissues to halt disease progression and eliminate cancer cells. It works in tandem with other modalities like chemotherapy, radiation therapy, and targeted therapy to combat cancer effectively. The National Mediclaim Plus Plan is well-suited for cancer surgeries. Additionally, the National Young India Mediclaim Plus Plan and National Senior Citizen Mediclaim Plan also offer comprehensive coverage for cancer surgery. Coverage for cancer surgery will commence after the completion of a 90-day waiting period.

      5. Organ Transplant Surgery: 

        Organ transplant surgery is a pivotal intervention for individuals battling end-stage organ failure, offering them a chance at renewed vitality and longevity. This procedure entails replacing a failing organ with a healthy one from a donor, often proving to be life-saving. The National Senior Citizen Mediclaim Plan offers coverage for organ transplant surgeries. Additionally, the National Young India Mediclaim Plus Plan and National Mediclaim Plus Plan also provide comprehensive coverage for organ transplant surgery. Coverage for all expenses for organ transplant surgery will start only after the 90-day waiting period has passed.

      6. Brain Surgery:

        Brain surgery is a critical medical intervention used to address a range of neurological conditions, including brain tumours, aneurysms, and vascular malformations. These procedures demand precision and expertise, often involving intricate techniques and specialised equipment. The National Senior Citizen Mediclaim Plan is well-suited for brain surgeries. Additionally, the National Young India Mediclaim Plus Plan and National Mediclaim Plus Policy Plan also offer comprehensive coverage for brain surgery. All expenses related to brain surgery will be covered after the end of the 90-day waiting period.

      7. Robotic Surgery:

        Robotic surgery employs cutting-edge robotic technology to conduct minimally invasive procedures with heightened accuracy and efficiency. This approach presents numerous benefits compared to conventional surgery, such as smaller incisions, decreased blood loss, and quicker recovery periods. The National Divyangjan Sanjeevani Plan is well-suited for robotic surgeries. Additionally, the National Young India Mediclaim Plus Plan, National Senior Citizen Mediclaim Policy Plan, National Mediclaim Plus Plan, and National Mediclaim Policy Plan also offer comprehensive coverage for robotic surgery.

      Wrapping Up: Safeguarding Your Health and Financial Stability

      National Insurance Company stands as a reliable partner in securing your health and financial future. With a variety of health insurance plans covering different surgical procedures, National Insurance Company ensures comprehensive coverage for your medical needs. By exploring and comparing these plans on reputable platforms like Policybazaar.com, you can select the one that meets your healthcare requirements and budget. Invest in your well-being with National Insurance Company, ensuring peace of mind and protection for the road ahead.

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