National Insurance Mediclaim Policy

Mediclaim Policy by National Insurance protects you against all medical expenses. It covers hospitalization expenses incurred because of disease or injury arising out of uncertain event.

Read More

National Insurance Mediclaim Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features of National Insurance Mediclaim Policy

    • This policy covers 140+ day care procedures and surgeries
    • Pre-hospitalization charges up to 30 days and post hospitalization expenses up to 60 days
    • Medical practitioner and surgeon fees up to 25% of sum insured
    • Ambulance charges up to 1% of sum insured or Rs 2000
    • Cost of health checkup will be reimbursed at the end of 4 claim free years

    Benefits of National Insurance Mediclaim Policy

    • Cumulative Bonus: On every renewal sum insured will be increased by 5 % if the insured hasn’t filed any claim in past years.
    • Family Discount: Discount up to 10% on premium is provided if the insured covers one or more family members.
    • Tax Benefit: Available under section 80-D of income tax.

    This National Insurance Mediclaim Policy is also available for Senior Citizens.

    Details about Premium

    Sum insured can be chosen in the range of Rs 50,000 to 5,00,000 as multiples of 25,000. The premium will depend on the age and sum insured chosen. Premium should be paid in full before the commencement of the policy.

    National Insurance Mediclaim Policy Details

    • Minimum Sum Insured - Rs 50,000
    • Maximum Sum Insured - Rs 5, 00,000
    • Policy Period : Policy is issued for 1 Year
    • Enhancement of Sum Insured: Sum insured can only be increased at the time of renewal.
    • Grace period: if the premium payment is due, grace period of 30 days is given. During this period coverage is not applicable.

    Documents Required for National Insurance Mediclaim Policy

    Proposer needs to fill an application/proposal form to buy national insurance mediclaim policy. Pre-policy checkup is necessary for persons above 50 years. Company might ask proposer to submit medical report.

    Eligibility Criteria for National Insurance Mediclaim Policy

    • People aged from 18 - 65 years  can be covered under this policy. Dependent children in the age limit of 3 months to 18 years can be covered under this policy
    • Senior citizens can also be covered under this policy

    National Insurance Mediclaim Policy Inclusions

    • Expenses for Ayurveda and homeopathy are covered up to 20% of sum insured.
    • Cashless facility is available over 6000+ hospitals in India.

    National Insurance Mediclaim Policy Exclusions

    • Cost of spectacles and dental treatment is not covered.
    • No claim will be paid for first 30 days except any injury arising out of uncertain event.

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Brain Tumour?

    17 May 2022

    The brain is one of the most important organs in your body. It is...
    Read more
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    6 Most Effective Ways to Prevent Viral Fever

    12 May 2022

    A change in weather can bring respite from the scorching summer...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL