Surgeries Covered by United India Health Insurance Plans

With the increasing costs of healthcare in India, the financial strain of medical procedures, especially surgeries, can be daunting. United India Insurance Company offers a range of comprehensive insurance policies, ensuring financial protection for various medical needs, including surgeries. Let's explore the surgeries covered by this esteemed insurer.

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      What are the Various Surgeries Covered under United India Insurance Health Insurance?

      United India Insurance Company is committed to providing customer-centric health insurance solutions, offering a diverse range of plans to cater to specific requirements. These plans offer comprehensive coverage for various medical expenses, including surgical procedures, ensuring health and financial stability protection. With United India Insurance Company's dedication to innovation and reliability, explore their range of health insurance plans and secure your future confidently:

      1. United India Family Medicare Plan
      2. United India Individual Health Insurance Plan
      3. United India Samaveshi Suraksha Health Plan
      4. United India Yuvaan Health Insurance Plan
      5. United India UNI Criticare Plan

      List of Surgeries Covered Under United India Insurance Health Insurance

      United India Insurance Company ensures coverage for various surgical procedures, enabling policyholders to receive necessary medical treatments without worrying about financial burdens. With a dedication to comprehensive healthcare protection, United India Insurance Company's plans are tailored to address different medical needs. Discover the surgeries covered under United India Insurance Health Insurance plans and safeguard your health with assurance:

      1. Cataract Surgery:

        Cataract surgery is a common yet crucial procedure aimed at restoring vision affected by a clouded lens, ultimately enhancing one's quality of life. This surgery involves the removal of the cloudy lens and its replacement with an artificial one, allowing individuals to regain clear vision. The United India Yuvaan Health Insurance Plan stands out as an excellent choice, offering coverage for cataract surgeries. Additionally, the United India Family Medicare Plan, United India Individual Health Insurance Plan, and United India Samaveshi Suraksha Health Plan also provide extensive coverage for this procedure. It's essential to understand that the coverage for cataract surgery will commence only after the specified waiting period lapses, which can range from 1 to 2 years, depending on the chosen plan.

      2. Heart Surgery:

        Heart surgery, encompassing various procedures to treat cardiovascular conditions and often necessary to improve heart function and prevent life-threatening complications, plays a pivotal role in healthcare. The United India UNI Criticare Plan emerges as a suitable option, offering comprehensive coverage for several cardiac-related surgeries, such as heart transplantation and CABG.

        Additionally, the United India Family Medicare Plan, United India Individual Health Insurance Plan, United India Yuvaan Health Insurance Plan and United India Samaveshi Suraksha Health Plan also provide extensive coverage for heart surgery. It's important to note that coverage for heart surgery will commence after the specified waiting period, which ranges from 90 days to 4 years, depending on the chosen plan.

      3. Joint Replacement Surgery:

        Joint Replacement Surgery, commonly performed to alleviate chronic joint pain and improve mobility, involves replacing damaged or diseased joints with artificial implants. This procedure is particularly beneficial for individuals suffering from conditions like osteoarthritis or rheumatoid arthritis. The United India Samaveshi Suraksha Health Plan offers comprehensive coverage for joint replacement surgeries. Additionally, the United India Family Medicare Plan and United India Individual Health Insurance Plan also provide coverage for joint replacement surgery. It's essential to keep in mind that all expenses related to joint replacement surgery will be covered after the completion of a 4-year waiting period.

      4. Kidney Stone Removal Surgery:

        Kidney Stone Removal Surgery is essential for addressing the debilitating symptoms caused by kidney stones, such as severe pain, urinary tract infections, and kidney damage. This procedure involves the removal of stones through minimally invasive techniques or, in some cases, open surgery.

        The United India Individual Health Insurance Plan provides comprehensive coverage for kidney stone removal surgeries. Additionally, the United India Family Medicare Plan, United India Samaveshi Suraksha Health Plan, and United India Yuvaan Health Insurance Plan also cover kidney stone removal surgeries. It's important to note that coverage for heart surgery will commence after the specified waiting period, which ranges from 1 year to 2 years, depending on the chosen plan. 

      5. Organ Transplant Surgery:

        Organ Transplant Surgery is a life-saving procedure for individuals with end-stage organ failure, providing them with a new lease on life. Whether it involves kidney, liver, heart, lung, or other organ transplants, this complex procedure requires specialised medical expertise and significant financial resources.

        The United India Family Medicare Plan stands out by providing comprehensive coverage for organ transplant surgeries. Additionally, the United India Individual Health Insurance Plan, United India UNI Criticare Plan, and United India Yuvaan Health Insurance Plan also cover organ transplant surgeries. All expenses for organ transplant surgery will start only after the 90-day waiting period has passed.

      6. Cancer Surgery:

        Cancer Surgery is a cornerstone of cancer treatment, involving the removal of cancerous tumours or affected tissues to eradicate cancer cells and prevent disease progression. This surgical intervention is often combined with other cancer treatments, like chemotherapy or radiation therapy, for optimal outcomes. The United India UNI Criticare Plan offers comprehensive coverage for cancer surgeries. All expenses will be covered after the end of the 90-day waiting period. Additionally, the United India Individual Health Insurance Plan also provides coverage for cancer surgery. All expenses will be covered after the end of the 90-day waiting period.

      7. Robotic Surgery:

        Robotic Surgery utilizes advanced robotic technology to perform minimally invasive procedures with enhanced precision and control, offering several advantages over traditional surgery. The United India Family Medicare Plan is a suitable option, providing coverage for robotic surgeries. Additionally, the United India Individual Health Insurance Plan, United India Samaveshi Suraksha Health Plan, and United India Yuvaan Health Insurance Plan also cover robotic surgery. All expenses for robotic surgery will be covered once the 2-year waiting period has concluded.

      Concluding Remarks: Securing Your Health and Financial Future

      United India Insurance Company is committed to safeguarding your health and financial well-being with its comprehensive health insurance plans. Covering various surgical procedures, United India Insurance Company ensures that you and your family have access to essential medical care without financial worries. By exploring and comparing these plans on reputable platforms like Policybazaar.com, you can choose the one that aligns with your healthcare needs and budget. Invest in your future with United India Insurance Company, ensuring peace of mind and protection for the journey ahead.

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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