Surgeries Covered by United India Health Insurance Plans

With the increasing costs of healthcare in India, the financial strain of medical procedures, especially surgeries, can be daunting. United India Insurance Company offers a range of comprehensive insurance policies, ensuring financial protection for various medical needs, including surgeries. Let's explore the surgeries covered by this esteemed insurer.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      What are the Various Surgeries Covered under United India Insurance Health Insurance?

      United India Insurance Company is committed to providing customer-centric health insurance solutions, offering a diverse range of plans to cater to specific requirements. These plans offer comprehensive coverage for various medical expenses, including surgical procedures, ensuring health and financial stability protection. With United India Insurance Company's dedication to innovation and reliability, explore their range of health insurance plans and secure your future confidently:

      1. United India Family Medicare Plan
      2. United India Individual Health Insurance Plan
      3. United India Samaveshi Suraksha Health Plan
      4. United India Yuvaan Health Insurance Plan
      5. United India UNI Criticare Plan

      List of Surgeries Covered Under United India Insurance Health Insurance

      United India Insurance Company ensures coverage for various surgical procedures, enabling policyholders to receive necessary medical treatments without worrying about financial burdens. With a dedication to comprehensive healthcare protection, United India Insurance Company's plans are tailored to address different medical needs. Discover the surgeries covered under United India Insurance Health Insurance plans and safeguard your health with assurance:

      1. Cataract Surgery:

        Cataract surgery is a common yet crucial procedure aimed at restoring vision affected by a clouded lens, ultimately enhancing one's quality of life. This surgery involves the removal of the cloudy lens and its replacement with an artificial one, allowing individuals to regain clear vision. The United India Yuvaan Health Insurance Plan stands out as an excellent choice, offering coverage for cataract surgeries. Additionally, the United India Family Medicare Plan, United India Individual Health Insurance Plan, and United India Samaveshi Suraksha Health Plan also provide extensive coverage for this procedure. It's essential to understand that the coverage for cataract surgery will commence only after the specified waiting period lapses, which can range from 1 to 2 years, depending on the chosen plan.

      2. Heart Surgery:

        Heart surgery, encompassing various procedures to treat cardiovascular conditions and often necessary to improve heart function and prevent life-threatening complications, plays a pivotal role in healthcare. The United India UNI Criticare Plan emerges as a suitable option, offering comprehensive coverage for several cardiac-related surgeries, such as heart transplantation and CABG.

        Additionally, the United India Family Medicare Plan, United India Individual Health Insurance Plan, United India Yuvaan Health Insurance Plan and United India Samaveshi Suraksha Health Plan also provide extensive coverage for heart surgery. It's important to note that coverage for heart surgery will commence after the specified waiting period, which ranges from 90 days to 4 years, depending on the chosen plan.

      3. Joint Replacement Surgery:

        Joint Replacement Surgery, commonly performed to alleviate chronic joint pain and improve mobility, involves replacing damaged or diseased joints with artificial implants. This procedure is particularly beneficial for individuals suffering from conditions like osteoarthritis or rheumatoid arthritis. The United India Samaveshi Suraksha Health Plan offers comprehensive coverage for joint replacement surgeries. Additionally, the United India Family Medicare Plan and United India Individual Health Insurance Plan also provide coverage for joint replacement surgery. It's essential to keep in mind that all expenses related to joint replacement surgery will be covered after the completion of a 4-year waiting period.

      4. Kidney Stone Removal Surgery:

        Kidney Stone Removal Surgery is essential for addressing the debilitating symptoms caused by kidney stones, such as severe pain, urinary tract infections, and kidney damage. This procedure involves the removal of stones through minimally invasive techniques or, in some cases, open surgery.

        The United India Individual Health Insurance Plan provides comprehensive coverage for kidney stone removal surgeries. Additionally, the United India Family Medicare Plan, United India Samaveshi Suraksha Health Plan, and United India Yuvaan Health Insurance Plan also cover kidney stone removal surgeries. It's important to note that coverage for heart surgery will commence after the specified waiting period, which ranges from 1 year to 2 years, depending on the chosen plan. 

      5. Organ Transplant Surgery:

        Organ Transplant Surgery is a life-saving procedure for individuals with end-stage organ failure, providing them with a new lease on life. Whether it involves kidney, liver, heart, lung, or other organ transplants, this complex procedure requires specialised medical expertise and significant financial resources.

        The United India Family Medicare Plan stands out by providing comprehensive coverage for organ transplant surgeries. Additionally, the United India Individual Health Insurance Plan, United India UNI Criticare Plan, and United India Yuvaan Health Insurance Plan also cover organ transplant surgeries. All expenses for organ transplant surgery will start only after the 90-day waiting period has passed.

      6. Cancer Surgery:

        Cancer Surgery is a cornerstone of cancer treatment, involving the removal of cancerous tumours or affected tissues to eradicate cancer cells and prevent disease progression. This surgical intervention is often combined with other cancer treatments, like chemotherapy or radiation therapy, for optimal outcomes. The United India UNI Criticare Plan offers comprehensive coverage for cancer surgeries. All expenses will be covered after the end of the 90-day waiting period. Additionally, the United India Individual Health Insurance Plan also provides coverage for cancer surgery. All expenses will be covered after the end of the 90-day waiting period.

      7. Robotic Surgery:

        Robotic Surgery utilizes advanced robotic technology to perform minimally invasive procedures with enhanced precision and control, offering several advantages over traditional surgery. The United India Family Medicare Plan is a suitable option, providing coverage for robotic surgeries. Additionally, the United India Individual Health Insurance Plan, United India Samaveshi Suraksha Health Plan, and United India Yuvaan Health Insurance Plan also cover robotic surgery. All expenses for robotic surgery will be covered once the 2-year waiting period has concluded.

      Concluding Remarks: Securing Your Health and Financial Future

      United India Insurance Company is committed to safeguarding your health and financial well-being with its comprehensive health insurance plans. Covering various surgical procedures, United India Insurance Company ensures that you and your family have access to essential medical care without financial worries. By exploring and comparing these plans on reputable platforms like Policybazaar.com, you can choose the one that aligns with your healthcare needs and budget. Invest in your future with United India Insurance Company, ensuring peace of mind and protection for the journey ahead.

      book-home-visit
      Search
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more
      29 Jul 2024

      Modern Treatments in Health Insurance

      Modern treatments have transformed the healthcare industry with

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      List of Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Heart Surgery Cost in India

      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL