United India Health Insurance for family

United India Health Insurance for family is a comprehensive medical insurance plan that provides coverage to the whole family. This family health insurance policy by United India Insurance Company Limited has been tailor-made to cover the health needs of all family members on a floater sum insured basis.

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United India Health Insurance for family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of United India Health Insurance for Family

    United India Health Insurance for family comes with the following key benefits:

    • Multiple sum insured options available ranging from Rs 3 lakh to Rs 25 lakh
    • Health check-up facilities available after every three claim-free years
    • No pre-acceptance medical check-up required for people up to 60 years
    • 5% no claim bonus up to 15% granted for every claim-free year
    • 10% discount available if the policy is purchased online
    • Tax rebate available on paid premiums under Income Tax Act, Sec 80D

    United India Health Insurance Plans for Family

    Take a look at details of the United Indian Health Insurance plan for a family available in the market:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    United India Family Medical Plan (Revised)

    3 lakh to 25 lakh

    48 months

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    Eligibility Criteria for United India Health Insurance for Family

    The following eligibility criteria should be sufficed to buy a United India Health Insurance plan for a family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    65 years

    26 years

    No of Family Members Covered

    Self, spouse and dependent children



    Inclusions of United India Health Insurance for Family

    The coverage mentioned below is available under the United India Health Insurance for family:

    • In-patient Hospitalization Expenses
    • Day Care Treatments
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • AYUSH Treatment
    • Organ Donor Expenses
    • Road Ambulance Cover
    • Modern Treatment Methods & Advancement in Technologies
    • Organ Donor Benefit
    • Mental Illness Cover

    Optional Covers:

    • Daily Cash Allowance
    • Maternity Expenses with New Born Baby Cover
    • Restoration of Sum Insured

    Exclusions of United India Health Insurance for Family

    United India Health Insurance for family does not provide the following coverage:

    • OPD Treatment
    • Domiciliary Treatment
    • Adventure or hazardous sports
    • Intentional self-inflicted injury
    • Dental treatment
    • Cosmetic or plastic surgery
    • Treatment of drug abuse or alcoholism

    Check the full list of exclusions by going through the United India Health Insurance for family policy documents.


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