United India Health Insurance for family
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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United India Health Insurance for family
United India Health Insurance for family is a comprehensive medical insurance plan that provides coverage to the whole family. This family health insurance policy by United India Insurance Company Limited has been tailor-made to cover the health needs of all family members on a floater sum insured basis.
Key Benefits of United India Health Insurance for Family
United India Health Insurance for family comes with the following key benefits:
- Multiple sum insured options available ranging from Rs 3 lakh to Rs 25 lakh
- Health check-up facilities available after every three claim-free years
- No pre-acceptance medical check-up required for people up to 60 years
- 5% no claim bonus up to 15% granted for every claim-free year
- 10% discount available if the policy is purchased online
- Tax rebate available on paid premiums under Income Tax Act, Sec 80D
United India Health Insurance Plans for Family
Take a look at details of the United Indian Health Insurance plan for a family available in the market:
|
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
|
United India Family Medical Plan (Revised) |
3 lakh to 25 lakh |
48 months |
View Plan |
Eligibility Criteria for United India Health Insurance for Family
The following eligibility criteria should be sufficed to buy a United India Health Insurance plan for a family:
|
Categories |
Eligibility Criteria |
|
|
Adult |
Child |
|
|
Minimum Entry Age |
18 years |
91 days |
|
Maximum Entry Age |
65 years |
26 years |
|
No of Family Members Covered |
Self, spouse and dependent children |
|
|
Renewability |
Lifelong |
|
Choose Health Insurance Company for Family
Inclusions of United India Health Insurance for Family
The coverage mentioned below is available under the United India Health Insurance for family:
- In-patient Hospitalization Expenses
- Day Care Treatments
- Pre-hospitalization Expenses
- Post-hospitalization Expenses
- AYUSH Treatment
- Organ Donor Expenses
- Road Ambulance Cover
- Modern Treatment Methods & Advancement in Technologies
- Organ Donor Benefit
- Mental Illness Cover
Optional Covers:
- Daily Cash Allowance
- Maternity Expenses with New Born Baby Cover
- Restoration of Sum Insured
Exclusions of United India Health Insurance for Family
United India Health Insurance for family does not provide the following coverage:
- OPD Treatment
- Domiciliary Treatment
- Adventure or hazardous sports
- Intentional self-inflicted injury
- Dental treatment
- Cosmetic or plastic surgery
- Treatment of drug abuse or alcoholism
Check the full list of exclusions by going through the United India Health Insurance for family policy documents.
FAQs
-
Q1. Are there any sub-limits applicable to United India Health Insurance for family?
Ans: Yes. Sub-limits apply to the United India Family Medicare policy under the in-patient hospitalization cover, cataract, modern treatment methods and mental illness treatment.
-
Q2. Do I need to pay a co-payment under United India Health Insurance for family?
Ans: Yes. You will have to pay a co-payment of 10% on most claims under the United India Family Medicare policy if your age is above 60 years.
-
Q3. What are the waiting periods under United India Health Insurance for family?
Ans: The following waiting periods apply to the United India Family Medicare policy:
- Pre-existing Diseases Waiting Period – 4 years
- Specific Diseases Waiting Period – 2/4 years
- Initial Waiting Period – 30 days
- 30 minutes claim support*(In 120+ cities)
- Relationship manager For every customer
- 24*7 claims assistance In 30 mins. guaranteed*
- Instant policy issuance No medical tests*
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