United India Top Up Individual Plan

This policy is especially useful for those who already hold a policy and wish to supplement it in an economical way. It is available both on individual and floater basis. Individual topup plan covers all family members including the parents with different sum insured amounts and threshold levels. In a group topup plan, single sum insured amount and threshold level is fixed for covering all family members.

Key Benefits:

Age limit of the proposer is between 18 to 80 years. If both the parents are covered under the plan concurrently then children between the age group of 3 months and 18 years are covered in the same plan.  Children above 18 years will not be covered under the policy if they are married, employed or self-employed.

Coverage:

  • Hospitalization expenses including room, boarding and nursing expenses.
  • Ambulance charges not exceeding Rs. 2500
  • Expenses incurred for medical practitioner, specialist, surgeon, and consultants fees
  • Cashless facility in over 7000 hospitals across Pan India.
  • Expenses incurred on medicines and drugs, radiotherapy, operation theatre charges, anesthetic, blood, oxygen etc.

Exclusions:

  • Pre-existing diseases up to 48 months of continuous coverage
  • Cosmetic and plastic surgery
  • HIV/AIDS
  • Pregnancy and child birth expenses
  • Naturopathy
  • Unproven or experimental treatments

Compare United India General Insurance policy with other available health insurance plans and choose the one that suits best as per your needs.

Written By: PolicyBazaar - Updated: 19 November 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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