United India UNI Criticare Health Plan

Key Benefits:

• Flexibility to choose from various sum insured options i.e. Rs. 1 lakh, Rs. 3 lakh, Rs. 5 lakh and Rs. 10 lakh.
• Waiting period of 90 days from the date of inception of the policy
• Survival period of 30 days from date of diagnosis

Coverage:

Following are the 11 critical illnesses covered by the policy:

• First heart attack
• Heart valve replacement
• Cancer of specified severity
• Kidney failure
• Coma of specified severity
• Coronary artery surgery
• Major organ transplant or bone marrow transplant
• Permanent paralysis of limbs
• Multiple sclerosis
• Stroke resulting in permanent symptoms
• Motor neurone disease with permanent symptoms

Exclusions

The policy does not cover critical illnesses caused due to following reasons:

• Attempted suicide or
• Alcohol or drug abuse
• Disease caused due to HIV/AIDS infection
• Contamination by radioactivity from nuclear waste