Axis Bank Health Insurance

Axis Bank Health Insurance refers to mediclaim insurance specially designed for Axis Bank account holders. These plans are made available through partnerships with multiple health insurance companies and are tailored to suit the specific healthcare needs of their customers. However, the medical insurance coverage remains active as long as the customer have an Axis Bank account.

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      Axis Bank Health Insurance: Key Highlights

      Categories Specifications
      Pre-existing Diseases Included from day 1
      Validity of Axis Bank health insurance plans 1. Valid as long as the customer holds an Axis Bank account
      2. Valid as long as Axis Bank maintains its tie-up with the insurance company
      Riders Mostly not offered
      Premium Payment Auto-debited from the linked Axis Bank account
      Tax Benefits Offered under Section 80D of the Income Tax Act, 1961

      Disclaimer: PED waiting period may vary depending on the terms and conditions of the Axis Bank health insurance policy.

      Benefits of Axis Bank Health Insurance

      Take a look at the benefits of investing in Axis Bank health insurance for account holders:

      1. Cost-Effective Premiums

        Axis Bank health insurance plans are generally more affordable than standard health insurance plans. This is because the bank collaborates with insurance providers to offer specially designed plans at discounted premiums for its customers. Moreover, promotional offers may be available for further reduce the overall premium price.

      2. Immediate Coverage for Pre-Existing Diseases (PEDs)

        Unlike many regular mediclaim insurance plans, Axis Bank health insurance policies may provide coverage for pre-existing diseases or PED, such as diabetes, hypertension, and asthma, from the very 1st day of the policy period.

      3. Automatic Premium Payments

        The premiums of Axis Bank health plans are auto-debited from the customer's Axis Bank account. This automated process ensures timely premium payments and prevents policy lapses due to missed due dates.

      4. No Need for Insurance Agents

        Purchasing a health isnurance by Axis Bank eliminates the need to depend on third-party insurance agents. In fact, customers can explore a wide range of health plans offered by the bank and choose one that best fits their requirements & budget without any external influence.

      5. Mediclaim Plans for Everyone

        Axis Bank provides a variety of health insurance plans suited to different age groups and family needs. From health insurance for senior citizens to Axis Bank family health insurance plans, customers can find suitable options that provide extensive coverage for themselves and their families.

      6. Convenience

        Managing both your banking and health insurance needs through Axis Bank offers added convenience. With everything handled in one place, the process becomes more organised and easier to manage.

      List of Plans Offered by Axis Bank Health Insurance

      Check out the various health insurance plans in Axis Bank:

      Axis Bank Health Insurance Plans Sum Insured Ideal For
      Aditya Birla Activ Health Platinum Enhanced Plan ₹2 lakh to ₹2 crore Families
      Aditya Birla Activ Assure Diamond Plan ₹2 lakh to ₹2 crore Families
      Aditya Birla Activ Fit Plan ₹1 lakh to ₹1 crore Young adults
      Niva Bupa ReAssure Plan ₹3 lakh to ₹1 crore Individuals
      Niva Bupa Senior First Plan ₹5 lakh to ₹25 lakh Senior Citizens
      Niva Bupa Super Protect Plus Plan ₹30 lakh Top-up
      TATA AIG MediCare Plan ₹3 lakh to ₹20 lakh Families
      TATA AIG MediCare Premier Plan ₹5 lakh to ₹3 crore Families

      Note: The above list of Axis Bank health insurance plans is as of May 05, 2025. Axis Bank customers can contact the bank to find out about the available New India Assurance health insurance plans.

      What is Covered by Axis Bank Health Insurance?

      Axis Bank health insurance provides coverage for the following:

      • In-patient hospitalisation
      • Day care treatments
      • Pre-hospitalisation costs
      • Domiciliary hospitalisation
      • Post-hospitalisation costs
      • Modern treatments
      • Premium waiver if diagnosed with listed critical illnesses
      • Ambulance charges
      • Personal accident cover
      • Maternity cover
      • Vaccination cover
      • Second medical opinion
      • Hearing aids
      • AYUSH benefits
      • Home physiotherapy
      • High-end diagnostics
      • Organ transplants
      • Compassionate travel

      Note: The exact coverage may vary between different Axis Bank health insurance plans.

      What is Not Covered by Axis Bank Health Insurance?

      Axis Bank health insurance does not provide coverage for the following:

      • Self-inflicted injury
      • Treatment for alcoholism or drug addiction
      • Dietary substances and supplements
      • Cosmetic or plastic surgery
      • Treatment for injuries due to participation in hazardous or adventure sports
      • Congenital external diseases
      • Treatment for injuries sustained while violating the law
      • Unproven treatments

      Things to Keep in Mind While Buying an Axis Bank Health Insurance Plan

      Here are a few things that customers should keep in mind while buying an Axis Bank health insurance plan:

      • Policy Validity: The health insurance policy offered through Axis Bank remains active only until the bank continues its partnership with the insurance provider and the customer holds an account with the bank.
      • Coverage Scope: In comparison to regular health plans, the coverage offered under an Axis Bank mediclaim policy may be limited. So, it is advisable to carefully review the inclusions and exclusions of the opted plan.
      • Choice of Insurance Companies: When purchasing medical insurance through Axis Bank, the choice of health insurance companies is restricted to those that have a tie-up with the bank. This results in fewer plan options to choose from.
      • Riders: Axis Bank health plans may not offer the option to include health insurance riders in comparison to personal retail medical insurance policies.

      Axis Bank Health Insurance: FAQs

      • Q1. What is the cost of PNB health insurance?

        Ans: Yes, Axis Bank have health insurance in partnership with multiple mediclaim insurance companies, including Aditya Birla Health Insurance Company, Niva Bupa Health Insurance Company, and Tata AIG General Insurance Company.
      • Q2. Which insurance company is in a tie-up with Axis Bank?

        Ans: The Aditya Birla Health Insurance Company, Niva Bupa Health Insurance Company, the New India Assurance Company, and Tata AIG General Insurance Company have a tie-up with Axis Bank to offer health insurance coverage to its account holders.
      • Q3. How to check Axis Bank insurance policy status?

        Ans: You can check the Axis Bank insurance policy status by getting in touch with the Axis Bank's customer support team. You can even send an email to the bank to know the policy status.
      • Q4. Are there any Axis Bank health insurance plans for family?

        Ans: Yes, Axis Bank offers health insurance plans for family, such as Aditya Birla Activ Health Platinum Enhanced plan, Aditya Birla Activ Assure Diamond plan, TATA AIG MediCare plan, etc.
      • Q5. What is the price of Axis Bank health insurance?

        Ans: You can go through the Axis Bank health insurance premium chart to know the price of the bank health insurance policy. You can also use an Axis Bank health insurance premium calculator on Policybazaar.com to know estimated price of the policy.
      • Q6. What is the Axis Bank health insurance claim process?

        Ans: To claim Axis Bank health insurance scheme, you first need to inform the bank or the insurer about your hospitalisation and then submit the required documents, including hospital bills, and test reports. The insurer will verify the submitted documents and reimburse you the claim amount on successful verification.
      • Q7. What is the Axis Bank health insurance customer care number?

        Ans: The Axis Bank health insurance customer care number or Axis Bank health insurance toll-free number is 1800 201 2009, 1800 209 5577, and 1800 103 5577.
      • Q8. Does Axis Bank offer cashless health insurance?

        Ans: Yes. Axis Bank cashless health insurance is available across the country. You just need to inform the insurer within the stipulated time about the hospitalisation and carry your Axis Bank health insurance card to avail cashless treatment.
      • Q9. Where can I get the Axis Bank health insurance hospital list?

        Ans: You can find the Axis Bank health insurance hospital list by contacting the bank or the insurance company to which your policy belongs. You can either check the list on their official website or speak to the customer care executive.
      • Q10. Who can buy Axis Bank Aditya Birla health insurance?

        Ans: People who have an account with Axis Bank can buy an Axis Bank Aditya Birla health insurance policy.
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

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