List of Diseases Covered by Bajaj Allianz Health Insurance Plans

Barely any person has remained unaffected due to rising healthcare expenses. While the pandemic is finally under wraps, more people have realised the importance of having mediclaim insurance. If you are planning to buy a Bajaj Allianz health insurance policy, read on to know the diseases they cover.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      What are the Plans Offered by Bajaj Allianz Health Insurance?

      Bajaj Allianz General Insurance Company Limited offers several health insurance plans for people. Most of these plans include coverage for medical expenses due to hospitalisation, OPD consultations, maternity, pre and post hospitalisation expenses, ambulance services, ICU charges and more.

      Disease-specific plans are also offered by these Bajaj Allianz health insurance plans, such as the Bajaj Allianz Corona Kavach plan, Bajaj Allianz Criti Care plan etc.

      Take a look at different Bajaj Allianz health insurance policies available in the market:

      • Bajaj Allianz Health Guard Policy
      • Bajaj Allianz Health Infinity Policy
      • Bajaj Allianz Saral Suraksha Bima
      • Bajaj Allianz Arogya Sanjeevani Policy
      • Bajaj Allianz Corona Kavach Policy
      • Bajaj Allianz Criti Care Policy
      • Bajaj Allianz m-Care Policy
      • Bajaj Allianz Extra Care Policy
      • Bajaj Allianz Critical Illness Policy
      • Bajaj Allianz Health Ensure Policy
      • Bajaj Allianz Health Care Supreme Policy
      • Bajaj Allianz Global Health Care Policy
      • Bajaj Allianz Janata Personal Accident Policy
      • Bajaj Allianz My Healthcare Plan
      • Bajaj Allianz Nidaan Swasthya Bima
      • Bajaj Allianz Global Personal Guard Policy
      • Bajaj Allianz Sankat Mochan Policy
      • Bajaj Allianz Personal Accident Policy
      • Bajaj Allianz Extra Care Plus Policy
      • Bajaj Allianz Premium Personal Guard Policy

      These plans are available for a varying sum insured ranging from ₹10,000 up to ₹3.75 crore.

      List of Diseases Covered Under a Bajaj Allianz Health Insurance Policy

      The following diseases are covered under various Bajaj Allianz mediclaim insurance plans:

      1. COVID-19

        COVID-19 or coronavirus is an extremely transmissible disease which forced the world into a shutdown for over 2 years. This disease is especially dangerous for people with comorbidities and can cost a lot. This disease is covered by various plans including Bajaj Allianz Corona Kavach Policy, Bajaj Allianz Individual Health Insurance Plan, Arogya Sanjeevani Plan etc.

      2. Heart Diseases

        Heart diseases are among the riskiest of all diseases and generally occur when there is an issue in the cardiovascular system. These can range from hypertension, heart rhythm problems, coronary heart disease, cardiomyopathy etc. The surgical procedures alone cost a lot; thankfully many of these ailments are covered under different Bajaj Allianz health plans, including Bajaj Allianz Health Guard Policy, Bajaj Allianz Health Infinity Policy, and Bajaj Allianz Criti Care Policy.

      3. Cancer

        Cancer is increasingly becoming a common disease which affects different parts of the body due to abnormal cell growth. This fatal disease can only be controlled during the initial stages and requires expensive surgeries, chemotherapy etc. Coverage for some types of cancer is provided by Bajaj Allianz Criti Care Policy, Bajaj Allianz Health Guard Policy and Bajaj Allianz Critical Illness Policy.

      4. Brain Tumour

        A brain tumour is a deadly condition where the uncontrolled growth of the brain cells puts pressure on the brain tissue, leading to brain damage. The tumour needs to be removed via a complex surgery, which is an expensive procedure. The cost of this surgery and other treatment expenses are covered by many Bajaj Allianz medical insurance plans like Bajaj Allianz Health Care Supreme Policy, Bajaj Allianz Criti Care Policy, Bajaj Allianz Critical Illness Policy, and Bajaj Allianz Extra Care Policy.

      5. Arthritis

        Arthritis is one of the commonest ailments often suffered by ageing people. This condition is caused due to swelling in one or more joints and is very painful, often restricting mobility. The condition usually requires joint replacement or joint revision which is covered by several insurance plans like Bajaj Allianz Health Guard Policy, and Bajaj Allianz Arogya Sanjeevani Policy. However, a waiting period of 48 months should be kept in mind.

      6. Kidney Diseases

        Problems with kidneys can result in serious health conditions that hinder normal body functioning. If serious, issues like chronic kidney diseases, kidney stones, and cysts are enough to cause pain and discomfort. Treatment expense for various kidney diseases is covered by several Bajaj Allianz mediclaim plans including Bajaj Allianz Health Care Supreme, Bajaj Allianz Critical Illness Policy, and Bajaj Allianz Criti Care Policy.

      7. Cataract

        A cataract is a condition in which the lens of the eye gets clouded and needs to be replaced for clear vision. Many Bajaj Allianz health insurance plans cover cataract surgeries including Bajaj Allianz Health Guard Policy, and Bajaj Allianz Arogya Sanjeevani Policy.

      Wrapping it Up

      Bajaj Allianz health insurance plans cover a wide range of health conditions and diseases, however, it is recommended to check the exact coverage. It is also important to know the waiting period of these diseases so that you can avail of timely treatment and other mediclaim insurance benefits.

      book-home-visit
      Search
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      PMJAY: 10 Major Benefits of Ayushman Bharat Yojana

      Ayushman Bharat Yojana, or Pradhan Mantri Jan Arogya Yojana (PMJAY), was launched by Prime Minister Shri Narendra

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL