Bajaj Allianz Health Care Supreme Plan

(64 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Bajaj Allianz Health Care Supreme Plan

      If you wish to live your life to the fullest, carefree of the medical costs that arise due to the various health challenges and health care needs then Bajaj Allianz Health Care Supreme is the plan best suited for you and your family. This policy will take care of the medical expenses at every stage of your life.

      Read More

      It is a comprehensive plan that will help you to enjoy your peace of mind without worrying about the medical costs for you and your family.

      You can go for an individual plan or buy a family floater health insurance plan to provide coverage to your whole family – including parents, children, and extended family.

      Have a look at the policy coverage and limitations in detail below:

      Eligibility Criteria to Buy Bajaj Allianz Healthcare Supreme Plan

      • Entry age for adults- 18 years and above
      • Entry age for children is 3 months to 25 years
      • Lifetime Renewal option ( for children up to 35 years)
      • Coverage extendible to spouse, parents and children in the existing policy

      Features & Benefits of Bajaj Allianz Healthcare Supreme Plan

      • Cashless treatment or hospitalization in more than 6000 network hospitals around the country
      • Free look period of 15 days
      • A grace period of 30 days for policy renewal
      • For every claim free year, you will get a cumulative bonus of 10% to of SI, valid only on
      • hospitalization section
      • In-house claims settlement team
      • Quick claim settlement
      • Cashless treatment in 6000+ network hospitals
      • No maximum age limit
      • Enhancement of sum insured at the time of policy renewal
      • Tax benefits on the amount of premium paid

      Inclusions of Bajaj Allianz Healthcare Supreme Plan

      • Hospitalization expenses up to the sum insured – including nursing expenses, room rent, consultation fees, operation theatre charges, diagnostic procedures etc.
      • Pre-hospitalization expenses incurred within 60 days of admission
      • Post-hospitalization expenses incurred during 90 days after discharge
      • Road ambulance cover
      • Air Ambulance cover up to 10% of hospitalization sum insured
      • Coverage for day care procedures
      • 100% of Reinstatement of sum insured on exhaustion of hospitalization expenses
      • Homoeopathic and Ayurvedic Hospitalization treatment cover without sub-limits
      • Maternity Benefit to be covered after 3 years of the policy period
      • Outpatient expenses for treatment of diseases incurred during the policy period - dental procedures, consultation for psychiatric illnesses, prescribed medicines etc.
      • Lump sum payment for Organ donor's treatment specific to policy terms and conditions
      • Coverage for maternity expenses including caesarean section  up to a maximum of 2 deliveries or termination
      • New Born baby cover
      • Free annual preventive health check-ups

      Add-on Benefits of Bajaj Allianz Healthcare Supreme Plan

      • Ancillary Expenses Benefit:
      • Sum insured on daily basis is Rs. 1000 in the Vital Plan ( for 30 days)
      • Individual Sum Insured of Rs. 30,000 and & Rs. 60,000 in a floater plan
      • Sum insured on daily basis is Rs. 2000 in the Smart Plan( for 30 days)
      • Individual Sum Insured of Rs. 60,000 and & Rs. 120,000 in a floater plan
      • Sum insured on daily basis is Rs. 2500 in the Ultimo Plan( for 30 days)
      • Individual Sum Insured of Rs.75,000 and & Rs. 150,000 in a floater plan
      • Two times benefit in case of admission in ICU
      • Maximum period of 30 days during each policy period

      Critical Illness Benefit:

      • 15 critical Illnesses are covered
      • Survival period of 30 days not applicable
      • Waiting period of 90 days

      Personal Accident Cover:

      • 100% of Sum Insured in case of accidental death
      • 200% of Sum Insured in case of Permanent Total disability
      • Permanent partial disability and temporary total disability cover
      • Child education benefit of Rs.5,000 each ( up to 2 dependent Children)
      • Coverage to dependent parents, spouse and children up to Rs. 5 lakhs

      Exclusions of Bajaj Allianz Healthcare Supreme Plan

      • Routine diagnostic procedures such as laboratory tests, X-ray etc.
      • Cost of nutritional supplements, tonics, vitamins unless required as part of the treatment.
      • hospitalization required for infertility, STDs, and HIV
      • health issues resulting due to consumption of alcohol, drugs and intoxication
      • Weight loss surgeries
      • Self-inflicted injuries and suicidal attempts
      • Plastic surgeries unless necessary for the treatment of cancer, burns or accidental bodily injury
      • Suicidal attempts and self-injury
      • Hospitalization required due to riots, war, strike, nuclear radiations etc.
      • Any health issue/injury resulting due to involvement in dangerous sports activities
      • Treatment-related to traceable to pregnancy and similar complications
      • Arising or resulting from you committing any breach of law with criminal intent

      Sum Assured (Rs.)

      Sum assured options range from Rs.  5 lakhs to 50 lakhs

      List of 15 Critical Illnesses That Are Covered Under the Policy –

      • End-stage liver failure
      • Cancer of specified severity
      • Alzheimer's disease
      • First heart attack of specified severity
      • Kidney failure that requires regular dialysis
      • Major burns
      • Surgery to aorta
      • Multiple sclerosis
      • End-stage lung disease
      • Parkinson's disease
      • Primary pulmonary hypertension
      • Major organ /bone marrow transplant
      • Stroke
      • Aplastic anaemia
      • Coma of specified severity

      Claim Procedure for Bajaj Allianz Healthcare Supreme Plan

      Cashless Claim Settlement Process is as follows -

        • You visit one of the network hospitals for medical treatment.
        • The details filled in pr-authorization form will be verified by the hospital
        • Once verified, the form will be sent to Bajaj Allianz health insurance team
        • After validating the details in the pre-authorization form with the policy wordings, the decision is communicated to the hospital.
        • If it is approved, you can avail cashless treatment in the hospital
        • If there are some documents that are missing, then you will be conveyed to provide them at the earliest. Once submitted your claim will be approved.
        • If the claim is nullified, the insurer will intimate the hospital and you will need to process for reimbursement of the claim.

      Claim settlement procedure for reimbursement of medical expenses

      The insurer reimburses the claim in the following manner-

          • All the original documents including medical reports, bills, cash memos are required at the time of discharge
          • These documents are sent for verification to the insurance provider
          • You will be informed if any additional documents are required from your end
          • After a timely submission of documents, the claim will be settled within 15 days from the date of intimation
          • It is recommended to do it on time, as your claim request will be closed after 45 days of the date of intimation

      Tax Benefits with Bajaj Allianz Healthcare Supreme Plan

      Health insurance is one of the safest investment schemes if you want to save tax. As per Section 80D of the Income Tax Act 1961, the premium that you pay every year on your health insurance premium helps you to save tax. Have a look at the tax exemption limit in the table below -

      Insured Members Tax Exemption ( per year)
      Immediate Family ( applicant less than 60 years) Rs. 25,000
      Immediate Family and Parents more than 60 years of age Rs. 50,000
      Immediate Family and Parents less above 60 years of age and the policyholder is less than 60 years Rs. 75,000
      Immediate Family ( applicant above 60 years) Rs. 1,00,000


      However, there are certain restrictions-

          • Health insurance premium that you pay for your in-laws is not eligible for tax saving.
          • Furnish the payment proof to avail the tax benefits
          • To be eligible to claim tax exemption benefits under Section 80D the premium should be paid from your taxable income
          • Tax benefits are not valid on cash payments
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      Dental Treatment Coverage from Star Health Insurance

      21 Dec 2023

      The rising costs of healthcare services have made it necessary for
      Read more
      11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

      05 Dec 2023

      Health insurance is one of the biggest assets that senior citizens
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL