Only 25% Beneficiaries Enrolled in Ayushman Bharat Yojana: Report

Only 25% of the total eligible beneficiaries have enrolled in Ayushman Bharat Yojana, a report published by Boston Consulting Group (BCG) and Confederation of Indian Industry (CII) said on Thursday. The report also claimed that about 59% of Indian households are not covered under any health insurance plan.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*
  • 50,000 claims approved in last 15 months*
  • Schedule home visit with our advisors
  • Get a plan based on your medical needs

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
All health plans cover Covid-19 treatment
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “CONTINUE”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Lack of Awareness Responsible for Low Penetration of Health Insurance in India

      According to the report titled ‘Health Insurance Vision 2025’, about two-thirds of the households eligible under the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY) have not enrolled under the health insurance scheme. Households whose names are listed in the Socio-Economic Caste Census 2011 and who have an active Rashtriya Swasthiya Bima Yojana (RSBY) card are eligible to enrol for the scheme.

      The report has also stated that about 59% of the households in India are without any health insurance coverage. In the case of less than Rs 5 lakh segment, about 74% of the people do not have health insurance.

      Low awareness of health insurance among people is cited as one of the biggest reasons for low takers of health insurance plans in India, including Ayushman Bharat Yojana. A major section of people staying in tier 2 and tier 3 cities are not aware of health insurance. About 66% of the respondents in the survey conducted by CII and BCG, who were eligible for the PMJAY scheme, were unaware of health insurance.

      The penetration of health insurance in tier 3 cities are lower as compared to tier 2 cities, the report said. Fewer branches of health insurance companies and a weaker presence of insurance agents in these cities are the major reasons for low health insurance penetration. Besides, most insurance companies do not provide coverage for all medical expenses, such as OPD expenses that account for 45% of the total healthcare expenses incurred.

      The CEO of the National Health Authority (NHA), Dr RS Sharma, said that they are currently working towards creating awareness among the beneficiaries of Ayushman Bharat Yojana and ensuring consistency between the rates offered by the private sector and the market rate. They have also been working to ensure quick turnaround time and timely payment to the hospitals.

      The NHA implements Ayushman Bharat Yojana in the country.

      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Monkeypox: Dos and Don’ts of the Disease That You Should Know

      15 Sep 2022

      Monkeypox has slowly and steadily spread to more than 85 countries...
      Read more
      Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

      06 Sep 2022

      As we grow old, the chances of developing a disease or a medical...
      Read more
      Benefits of Multi-Year Health Insurance Plans

      25 Aug 2022

      Ever since COVID-19 entered our lives, health insurance has come...
      Read more
      Does Health Insurance Cover Monkeypox?

      25 Jul 2022

      Monkeypox is the latest disease to make its way to India while we...
      Read more
      List of Diseases Covered by Bajaj Allianz Health Insurance Plans

      05 Jul 2022

      Barely any person has remained unaffected due to rising health...
      Read more
      PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
      Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
      Read more
      Best Health Insurance Plans in India 2022
      Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
      Read more
      Best Maternity Insurance Plans
      Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
      Read more
      Best Health Insurance Plans for Senior Citizens in 2022
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL