*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The health claim settlement ratio is an important factor in health insurance. It gives an understanding to the customers regarding the insurer’s ability to handle their claim requests. A higher health claim settlement ratio reflects positively on the insurer’s likelihood to settle customers’ claim requests. The claim ratio for all the health insurance companies varies from each other.
Cholamandalam MS General Insurance Company enjoys a claim settlement ratio of 95% for the FY 2018-2019. So, their claim settlement record shows that 95% of the claim requests were paid by the insurer. If you have any of the Cholamandalam MS health insurance plans and want to file a claim, then here is what you need to know about the claim documents, cashless, and reimbursement procedures.
|Incurred Claim Ratio (2020-21)||77.35%|
|Waiting Period||4 years|
The cashless and reimbursement claim procedures for planned and emergency hospitalization by Cholamandalam MS General Insurance Company are given below:
Here is a list of documents that you need to submit at the time of a Cholamandalam health insurance claim settlement:
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