Cholamandalam Hospital Cash Healthline Plan

Introduction:

This is a supplementary insurance policy which coversfor medical and non-medical expenses like patient's diet, transportation expenses, hospital stay of a member with patient etc. It also offers a lump sum or daily allowance which can be used during hospitalization.

Eligibility:

• For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medical check-up required up to 55 years.
• Dependent Child- Minimum age-3 months, maximum- 36 years. No medical check-up required.

Policy Details:

• 30 days grace period for renewal.
• Cashless claims and reimbursements through a dedicated claims team.
• Daily Cash benefit: A daily cash amount is borne for each continuous/completed period of 24 hour of hospitalization.
• 10% family discount on premium.
  

Policy Benefits:

• Hospital Confinement Cash Benefit
• Double confinement benefit –for ICU hospitalization
• Convalescence Benefit - Lump sum payment for hospitalization above 20 days
• Family Discount of 5% on the total premium for every additional member insured.

Major Schedule of Benefits:

Premium Details:

• Premium is inclusive of Service tax at 14%.

*The above rates may vary. Please check the policy wordings for more details.

Exclusions:

• For pre-existing conditions till 48 months of continuous coverage.
• Expenses incurred during first 30 days of commencement of policyif this is the first individual policy.
• Cases of Self-inflicted injury, suicide, act of terrorism or war/riots etc.
• Pre-existing diseases as mentioned will be excluded for a period of 1 / 2 years as applicable.