*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Cholamandalam Hospital Cash Healthline plan provides a fixed daily cash benefit to the insured for each day of hospitalization. It helps to cover miscellaneous medical and non-medical expenses like transportation expenses, medicine costs, a hospital stay of a member with the patient, etc. It also offers a double cash benefit for ICU admission along with the convalescence benefit for long hospitalization.
|Sum Insured||Rs 1000 to Rs 3000 per day|
|Policy Tenure||1 year, 2 years, 3 years|
|Incurred Claim Ratio (2020-21)||77.35%|
|Pre-policy Medical Check-up||Required for people above 55 years|
|Pre-existing Disease Waiting Period||4 years|
|Initial Waiting Period||30 days|
|Specific Disease/Procedure Waiting Period||2 years|
|Discount||Up to 10% family discount|
Here are the key benefits of buying a Cholamandalam Hospital Cash Healthline plan:
This Cholamandalam health insurance policy pays a daily allowance to the insured to manage day-to-day ancillary expenses incurred during hospitalization. For eg: attendant expenses, transportation expenses, medicine costs, etc.
If the patient is admitted to the ICU, the Cholamandalam MS General Insurance Company will pay twice the daily cash benefit amount.
The patient also gets a lump sum amount as the convalescence benefit in case he/she is admitted to the hospital for more than 20 days.
The premium for the Cholamandalam Hospital Cash Healthline policy is eligible for tax savings under Section 80D of the IT Act.
Check out the eligibility criteria for buying a Cholamandalam Hospital Cash Healthline plan:
|Minimum Entry Age||Adult - 18 years
Child – 3 months
Siblings – 5 years
|Maximum Entry Age||Adult - 65 years
Child – 26 years
36 years (for unmarried female children)
|Relationships Covered||Self, spouse, dependent parents, parents-in-law, siblings and dependent children|
There are six types of Cholamandalam Hospital Cash Healthline plans:
The Cholamandalam Hospital Cash Healthline plan includes the following coverage:
The following coverage are excluded under the Cholamandalam Hospital Cash Healthline plan:
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