Cholamandalam Hospital Cash Healthline Plan

(34 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Cholamandalam Hospital Cash Healthline Plan

      The Cholamandalam Hospital Cash Healthline plan provides a fixed daily cash benefit to the insured for each day of hospitalization. It helps to cover miscellaneous medical and non-medical expenses like transportation expenses, medicine costs, a hospital stay of a member with the patient, etc. It also offers a double cash benefit for ICU admission along with the convalescence benefit for long hospitalization.

      Read More

      Cholamandalam Hospital Cash Healthline Plan: Key Highlights

      Categories Specifications
      Sum Insured Rs 1000 to Rs 3000 per day
      Policy Tenure 1 year, 2 years, 3 years
      Network Hospitals 10,000+
      Incurred Claim Ratio (2020-21) 77.35%
      Pre-policy Medical Check-up Required for people above 55 years
      Pre-existing Disease Waiting Period 4 years
      Initial Waiting Period 30 days
      Specific Disease/Procedure Waiting Period 2 years
      Discount Up to 10% family discount

      Benefits of Cholamandalam Hospital Cash Healthline Plan

      Here are the key benefits of buying a Cholamandalam Hospital Cash Healthline plan:

      • Coverage for Miscellaneous Hospitalization Expenses

        This Cholamandalam health insurance policy pays a daily allowance to the insured to manage day-to-day ancillary expenses incurred during hospitalization. For eg: attendant expenses, transportation expenses, medicine costs, etc.

      • Double Benefit for ICU Hospitalization

        If the patient is admitted to the ICU, the Cholamandalam MS General Insurance Company will pay twice the daily cash benefit amount.

      • Convalescence Benefit

        The patient also gets a lump sum amount as the convalescence benefit in case he/she is admitted to the hospital for more than 20 days.

      • Tax Benefits

        The premium for the Cholamandalam Hospital Cash Healthline policy is eligible for tax savings under Section 80D of the IT Act.

      Cholamandalam Hospital Cash Healthline Plan Eligibility Criteria:

      Check out the eligibility criteria for buying a Cholamandalam Hospital Cash Healthline plan:

      Parameters Eligibility Criteria
      Minimum Entry Age Adult - 18 years
      Child – 3 months
      Siblings – 5 years
      Maximum Entry Age Adult - 65 years
      Child – 26 years
      36 years (for unmarried female children)
      Coverage Type Individual
      Relationships Covered Self, spouse, dependent parents, parents-in-law, siblings and dependent children
      Renewability Lifetime

      Types of Cholamandalam Hospital Cash Healthline Plan

      There are six types of Cholamandalam Hospital Cash Healthline plans:

      • Plan A – This plan offers a hospital cash allowance of Rs 1000 per day for a maximum of 20 days.
      • Plan B – This plan pays a daily cash benefit of Rs 2000 for up to 20 days of hospitalization.
      • Plan C – This plan provides a daily cash allowance of Rs 3000 for a maximum of 20 days of hospitalization.
      • Plan D – This plan offers a hospital cash benefit of Rs 1000 per day for up to 25 days.
      • Plan E – This plan pays a daily cash allowance of Rs 2000 for a maximum of 25 days of hospitalization.
      • Plan F – This plan provides a hospital cash allowance of Rs 3000 per day for a maximum of 25 days.

      Inclusions of Cholamandalam Hospital Cash Healthline Plan

      The Cholamandalam Hospital Cash Healthline plan includes the following coverage:

      • Hospitalization Cash Benefit – Illness/Accident – It pays a daily cash allowance to the insured in case he/she is hospitalized for an illness or accidental injury for more than 24 hours.
      • Hospitalization Cash Benefit – ICU – It pays double the hospital cash benefit amount to the insured for each day spent in the ICU.
      • Convalescence Benefit – It pays a lump sum amount to the insured for hospitalization of above 20 days.

      Exclusions of Cholamandalam Hospital Cash Healthline Plan

      The following coverage are excluded under the Cholamandalam Hospital Cash Healthline plan:

      • Self-inflicted injury or suicide
      • Obesity or weight control treatments
      • Maternity expenses
      • Treatment for injuries due to adventure or hazardous sports
      • External congenital diseases
      • Cosmetic or plastic surgery
      • Sexually transmitted diseases
      • Naturopathy treatments

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*
      • 50,000 claims approved in last 15 months*
      • Schedule home visit with our advisors
      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL