This is a supplementary insurance policy which coversfor medical and non-medical expenses like patient's diet, transportation expenses, hospital stay of a member with patient etc. It also offers a lump sum or daily allowance which can be used during hospitalization.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Benefits |
Plan A |
Plan B |
Plan C |
Illness / Accident Hospital Confinement Max 20 days (more than 24 hrs. hospitalisation) |
Rs 1000 per day |
Rs 2000 per day |
Rs 3000 per day |
Intensive Care Benefit (more than 24 hrs hospitalisation in ICU) |
Twice the limit of Hospital cash shown above |
||
Convalescence Benefit (Lump sum payment on continuous hospitalization beyond 20 days payable once per policy period per person ) |
Rs 10000 |
Rs 15000 |
Rs 20000 |
Family discount |
5% on total premium for every additional insured up to 10% |
Premium Details:
Plans |
Plan A |
Plan B |
Plan C |
Age Band in Years |
Premium |
||
<=1 |
773 |
1336 |
1899 |
2-5 |
552 |
898 |
1245 |
6-18 |
622 |
1036 |
1451 |
19-35 |
821 |
1433 |
2045 |
36-45 |
848 |
1487 |
2125 |
46-50 |
968 |
1725 |
2482 |
51-55 |
1113 |
2011 |
2910 |
56-60 |
1383 |
2549 |
3714 |
61-65 |
1634 |
3047 |
4462 |
66-70 |
2460 |
4690 |
6919 |
71-75 |
4677 |
9099 |
13523 |
76-80 |
6916 |
13550 |
20184 |
*The above rates may vary. Please check the policy wordings for more details.