Cholamandalam Critical Healthline Insurance provides a lump sum amount to the policyholder on the diagnosis of a life-threatening disease or critical illness. It does not require the insured to get hospitalized to raise a claim. This policy helps the policyholder to bear treatment expenses for the illness as well as manage other financial expenses on a day-to-day basis to ensure a comfortable living.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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|Sum Insured||Rs 3 lakh, Rs 5 lakh and Rs 10 lakh|
|Policy Tenure||1 year|
|Incurred Claim Ratio (2020-21)||77.35%|
|Pre-policy Medical Check-up||Required for people above 55 years|
|Critical Illness Waiting Period||90 days|
|Survival Period||30 days|
Check out the key benefits of buying a Cholamandalam Critical Healthline Insurance plan:
This Cholamandalam critical illness insurance policy pays a lump sum amount to the policyholder on the diagnosis of 12 critical illnesses, including cancer, major organ transplant, first heart attack, permanent paralysis of limbs and stroke.
People can avail cashless hospitalization facilities across India at more than 10,000 network hospitals of the Cholamandalam MS General Insurance Company.
Under Sec 80D of the IT Act, the premium paid towards buying a Cholamandalam Critical Healthline Insurance policy will be eligible for tax deductions.
Take a look at the eligibility criteria for buying a Cholamandalam Critical Healthline Insurance plan:
|Minimum Entry Age||5 years|
|Maximum Entry Age||65 years|
|Relationships Covered||Self, spouse and dependent children|
Cholamandalam Critical Healthline Insurance offers two types of plans:
This plan covers 10 critical illnesses, including cancer, stroke, first heart attack, kidney failure and permanent paralysis.
This plan covers 12 critical illnesses, including Parkinson’s disease and Motor Neuron Disease along with ambulance charges.
The following coverage is included under the Cholamandalam Critical Healthline Insurance plan:
The Cholamandalam Critical Healthline Insurance plan excludes the following:
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