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Cholamandalam Health Insurance
- Cholamandalam Critical Healthline Insurance
Cholamandalam Critical Healthline Insurance
The Critical Healthline policy provides a lump sum amount directly on the diagnosis of a life-threatening disease or any of the listed illness without the requirement of a hospitalization. It helps bearing illness expenses, as well as other financial expenses on a day to day basis to ensure comfortable living.
Eligibility:
- For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medical check-up required up to 55 years.
- Dependent Child- Minimum age-3 months, maximum- 26 years. No medical check-up required.
Policy Details:
- Facility of Lifetimerenewal.
- Sum insured is flexible in nature.
- Proof of expenses / hospitalization bills is not required during claims.
- Income Tax discount subject to a maximum of 20000 INR.
- Different premium rates for men/women.
Exclusions:
- For pre-existing conditions.
- Expenses incurred during first 30 days of commencement of policy (excluding accidental events).
- Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc.
- In case of Death of insured person before survival period as applicable.
Policy Details:
- Standard Plan: This covers 10 critical illnesses
- Advanced Plan: covers 12 critical illnesses and also ambulance charges of up to 1000 INR.
Premium Details (Inclusive of service tax):
|
Premium in RS(Inclusive of Service Tax @ 14%) |
||||||
|
Chola MS Standard Critical Healthline |
||||||
|
Male |
Female |
|||||
|
Age/Sum |
3,00,000 |
5,00,000 |
10,00,000 |
3,00,000 |
5,00,000 |
10,00,000 |
|
5 - 19 |
837 |
1117 |
1817 |
787 |
1034 |
1651 |
|
20 - 24 |
948 |
1351 |
2285 |
917 |
1298 |
2180 |
|
25 - 29 |
1123 |
1688 |
2961 |
1081 |
1619 |
2822 |
|
30 - 34 |
1392 |
2185 |
4182 |
1319 |
2063 |
3735 |
|
35 - 39 |
1784 |
2931 |
5782 |
1769 |
2786 |
5355 |
|
40 - 44 |
2947 |
4868 |
9672 |
2844 |
4576 |
9073 |
|
45 - 49 |
4188 |
6884 |
13694 |
3950 |
6458 |
12842 |
|
50 - 55 |
5664 |
9371 |
18497 |
5239 |
8568 |
16948 |
|
56 |
6671 |
10236 |
19206 |
5683 |
9312 |
17927 |
|
57 |
7535 |
11677 |
22086 |
6397 |
10499 |
20301 |
|
58 |
8531 |
13335 |
25401 |
7294 |
11996 |
23295 |
|
59 |
9672 |
15237 |
29207 |
8325 |
13714 |
26731 |
|
60 |
10979 |
17416 |
33565 |
9505 |
15682 |
30666 |
|
61 |
12473 |
19906 |
38545 |
10854 |
17930 |
35162 |
|
62 |
14176 |
22744 |
44222 |
12392 |
20493 |
40288 |
|
63 |
16114 |
25974 |
50681 |
14142 |
23409 |
46120 |
|
64 |
18314 |
29641 |
58015 |
16128 |
26719 |
52742 |
|
65 |
20807 |
33795 |
66324 |
18379 |
30471 |
60244 |
| Premium in RS(Inclusive of Service Tax @ 14%) | ||||||
|
Chola MS Advanced Critical Healthline |
||||||
|
Male |
Female |
|||||
|
Age/Sum |
3,00,000 |
5,00,000 |
10,00,000 |
3,00,000 |
5,00,000 |
10,00,000 |
|
5 - 19 |
942 |
1265 |
2076 |
850 |
1139 |
1858 |
|
20 - 24 |
1105 |
1536 |
2616 |
1036 |
1448 |
2475 |
|
25 - 29 |
1308 |
1874 |
3292 |
1251 |
1805 |
3191 |
|
30 - 34 |
1606 |
2371 |
4514 |
1523 |
2265 |
4114 |
|
35 - 39 |
2014 |
3129 |
6118 |
1987 |
2988 |
5739 |
|
40 - 44 |
3201 |
5095 |
10015 |
3064 |
4802 |
9473 |
|
45 - 49 |
4448 |
7114 |
14038 |
4172 |
6696 |
13251 |
|
50 - 55 |
5930 |
9701 |
18848 |
5463 |
8836 |
17450 |
|
56 |
7135 |
10725 |
19686 |
6050 |
9597 |
18490 |
|
57 |
7999 |
12166 |
22566 |
6761 |
10819 |
20879 |
|
58 |
8995 |
13824 |
25881 |
7671 |
12375 |
23874 |
|
59 |
10136 |
15726 |
29687 |
8722 |
14412 |
27311 |
|
60 |
11443 |
17905 |
34045 |
9870 |
16133 |
31252 |
|
61 |
12981 |
20468 |
39170 |
11262 |
18455 |
35752 |
|
62 |
14684 |
23306 |
44848 |
12800 |
21018 |
40878 |
|
63 |
16621 |
26536 |
51307 |
14550 |
23934 |
46709 |
|
64 |
18821 |
30202 |
58640 |
16537 |
27245 |
53331 |
|
65 |
21315 |
34357 |
66950 |
18787 |
30997 |
60834 |
*The above rates may vary. Please check the policy wordings for more details.
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