Cholamandalam Health Insurance Full Body Check-up

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      Cholamandalam Health Insurance Full Body Check-up

      Cholamandalam health insurance full body check-up is offered under most plans by Cholamandalam MS General Insurance Company Ltd. Preventive health check-ups in health insurance allow the insured to assess their well-being and take corrective measures at an early stage. Some Cholamandalam health insurance plans offer this benefit only for claim-free years, while others offer it irrespective of claims.

      List of Free Medical Tests Covered by Cholamandalam Health Insurance Plans

      Here is a list of standard medical tests offered under most Cholamandalam health insurance health check-ups:

      • Complete Blood Count (CBC)
      • Liver Function Test (LFT)
      • LFT with GGT (Gamma-Glutamyl Transferase)
      • Lipid Profile
      • Complete Urine Examination
      • Renal Function Test (RFT)
      • Fasting Blood Sugar (FBS)
      • HbA1C
      • Electrocardiogram (ECG)
      • Treadmill Test (TMT)
      • Chest X-ray
      • Ultrasonogram (USG)
      • USG - Abdomen

      Note: The exact list of medical tests may vary from one Cholamandalam health insurance plan to another. Please contact Cholamandalam MS General Insurance Company Ltd. to know the exact medical tests covered.

      Cholamandalam Health Insurance Plans with Full Body Check-up

      Various Cholamandalam health insurance plans offering preventive health check-ups are listed below:

      Cholamandlam Health Insurance Plan Name Coverage Amount Frequency
      Chola Flexi Health Plan Up to ₹3,500 After two continuous claim-free years
      Chola Flexi Health Supreme Plan Up to ₹10,000 Basic & Plus Variants - Once in two claim-free years
      Premiere Variant - Once in two years, irrespective of claim status
      Chola Healthline Plan - Freedom Healthline Variant - Once every three continuous claim-free years
      Enrich Healthline & Privilege Healthline Variants - Once every two continuous claim-free years

      Things to Remember About Cholamandalam Health Insurance Full Body Check-up

      Look at some important things to remember regarding the Cholamandalam full body check-ups that the policyholder must take care of:

      • Cholamandalam health insurance full body check-ups are usually provided after a block of two or three years.
      • All Cholamandalam health insurance plans offering a health check-up benefit provide it as an in-built cover.
      • Cholamandalam full body check-ups are offered on a cashless basis at the insurer's empanelled hospital or diagnostic centre.
      • The Cholamandalam health check-up undertaken at a non-network service provider is usually settled on a reimbursement basis.
      • Any unused Cholamandalam health check-up benefit is not carried forward to the next policy year.

      In family floater health insurance plans, the preventive health check-up benefit is applicable to each insured member.

      Cholamandalam Health Insurance Full Body Check-up: FAQs

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

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