Cholamandalam Individual Healthline Plan

*Please note that the quotes shown will be from our partners

Introduction:

A comprehensive yet flexible option covering a range of health needs such as Ayurvedic/Maternity/Dental and Eye care needs in addition to regular  covers. It also covers other family members with a specific sum insured for each person.

Eligibility:

  • For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medical check-up required up to 55 years.
  • Dependent Child- Minimum age-3 months, maximum- 26 years. No medical check-up required.

Policy Benefits:

  • Facility for Cashless hospitalization at over 2,600 hospitals
  • Customizable policy as per the number of family members.
  • Facility for Direct claims settlement through Chola MS Help, in case of no claim, Sum insured is automatically increased (Claim Free Bonus).
  • 141 day care procedures which not requiring Hospitalisation.

Pre Hospitalization (60 days)/Post Hospitalization (90 days)         

  • Emergency Ambulance benefit.
  • Daily Cash for choosing shared accommodation.               
  • General Health Check-up/Eye Examination/Doctors fees/ Nursing Expenses.                     
  • Covers Maternity Expenses/Ayurvedic Treatments        
  • Expenses against OPD Dental/External aid (Specs, Contact lens, Hearing aids).

Policy Details:

  • No documents/ medical check-up.
  • Provides online transaction.
  • Lifelong renewal facility.Online renewal process with a grace period of 90 days.
  • Cashless claims and reimbursements through a dedicated claims team.
  • Sum insured up to 10 Lakhs per person.

Exclusions:

  • For pre-existing conditions till 48 months of continuous coverage.
  • Expenses incurred during first 30 days of commencement of policy (excluding accidental events).
  • Illness diagnosed/ diagnosable within 30 days of policy period in case of it being the first Health policy taken Individual.
  • Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc.
  • Participation in any sport.
  • Pre-existing diseases as mentioned will be excluded for a period of 1 / 2 years as applicable.

 

Premium Details: (Individual basis)

 

Standard

Age / SI in RS

3,00,000

4,00,000

5,00,000

< 18

2657

3279

3797

18 - 25

4788

6081

7163

26 - 30

5249

6687

7888

31 - 35

5744

7339

8668

36 - 40

6379

8174

9672

41 - 45

7717

9934

11779

46 - 50

9733

12584

14954

51 - 55

12190

15816

18824

56 - 60

16471

21238

25189

61 - 65

20893

27052

32151

CWS
(Optional)

Rs 350 per Individual

 

 

Superior

Age / SI in RS

3,50,000

4,50,000

5,50,000

< 18

3182

3777

4144

18 - 25

5879

6868

7509

26 - 30

6691

7881

8645

31 - 35

7503

8894

9781

36 - 40

8700

10396

11466

41 - 45

9700

11642

12864

46 - 50

10918

13487

15076

51 - 55

13151

16274

18200

56 - 60

19769

24443

27086

61 - 65

23838

29521

32776

CWS
(Optional)

Rs 350 per Individual

Rs 500 per Individual

 

Advanced

4,50,000

5,50,000

7,50,000

10,00,000

5398

5962

6520

8118

9461

10368

11491

14260

10474

11503

12751

16007

11487

12639

14012

17754

13671

15088

16756

21275

14919

16485

18307

23426

17030

19099

21485

28219

19817

22223

24952

33026

30230

33471

37228

48245

35307

39160

43543

57001

Rs 500 per Individual

 

  • Premium is inclusive of Service tax at 14%.
  • Discount of 10% on is given if 10% co-payment is made on all claims under policy.
  • The above rates may vary. Please check the policy wordings for more information.