*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Cholamandalam Healthline is a Super top-up health plan that provides coverage to help you meet hospitalization expenses on a floating or on individual Sum Insured basis.
You can avail additional protection at an affordable premium and the compensation is provided up to the Sum Insured in excess of deductible.
In case you are worried about your coverage amount getting exhausted then this Chola MS Super top-up policy is an option that you can consider. Complete coverage benefits are available only on a fraction of the premium cost.
It is available in two variants i.e. Premier Plan and Supreme Plan.
Minimum Entry Age
Individual Policy: 18 years
Family Floater: 3 months
Maximum Entry Age
Adults: 70 years
Dependent Children:18 years
Sum Insured ( Rs)
Rs 3 lakh- Rs 25 lakh
● 1 day for accidents
● 30 days for other illnesses
Waiting Period for Pre-existing Diseases
● 36 months for Supreme Plan
● 48 months for Premier Plan
*For a specific list of waiting periods, please refer to the Cholamandalam Super Top-up Insurance Policy Terms and Conditions.
Sum Insured and Deductible Amount
a. Sum Insured: Rs 3 Lakh
b. Sum Insured: Rs 5 Lakh
c. Sum Insured: Rs 7.5 Lakh
d. Sum Insured: Rs 10 Lakh
e. Sum Insured: Rs 15 Lakh
f. Sum Insured: Rs 20 Lakh
g. Sum Insured: Rs 25 Lakh
You can also refer to the Cholamandalam Health Super Top-up Premium Chart in order to ascertain the premium amount payable. For further details of the policy, please refer to Cholamandalam Health Super Top-up Plan Brochure.
The features and benefits that you can avail with Cholamandalam health super top-up policy are as given below:
Cholamandalam Super Top-up Healthline plan provides the following coverage benefits to the policyholders-
Cholamandalam health super top-up policy does not cover the following expenses:
For detailed information you can refer to the Cholamandalam Health Super Top-up premium chart and thoroughly check the exclusions to evaluate the appropriate top-up cover option suitable for them.
The sum insured options under the Cholamandalam Super Top-up health plan range from Rs 3 lakh to Rs 25 lakh.
No. Obesity treatment and weight control programmes are excluded from the purview of the policy.
The enhancement in Sum Insured shall not be considered for:
Policyholders over 65 years of age
Policyholders suffering from any of the following:
Any Critical Illness
Any Chronic Ailment
Vaccination or inoculation and immunizations are not covered under the policy, except in the case of post-bite treatment.
No. War, hostilities whether war declared or not, are excluded from the purview of the policy.
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