Zuno Critical Illness Policy

Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      ZUNO Critical Illness Policy

      ZUNO health insurance provides critical illness cover in their Gold and Platinum plan. In the silver plan, you can buy this as an add-on cover. Most health insurance plans provide critical illness treatment cover as an optional benefit or add-on.

      Read More

      But with ZUNO health insurance you can get coverage in the base health plan as well.

      • Sum Insured in the ZUNO Gold plan-  Rs 20 lakh
      • Sum Insured in the ZUNO Platinum Plan- Rs 1 Crore

      ZUNO Health Insurance at a Glance:

      Key Features


      Network Hospitals


      Incurred Claim Ratio




      Waiting Period

      4 years

      Features and Benefits

      • ZUNO health insurance plans cover everyone above the age of 3 months
      • Under the ZUNO health insurance plan, you can cover yourself, your spouse, and up to 3 children. You can also cover other relationships of insurable interest to you
      • ZUNO platinum plan provides health insurance cover up to Rs 1 Crore ensuring maximum protection possible
      • The policy also offers restoration benefits i.e. it tops it up by 100%. It means that your sum insured gets doubled
      • Critical Illness cover is provided from the first time you are diagnosed with a critical illness.
      • The maximum applicable limits for different policy variants are as follows:  Silver plan- critical illness cover is not applicable and you can get it as an add-on, in Gold critical illness plan you get 50% of the sum insured, and in the Platinum plan the limit is up to 100% of the Sum insured
      • In all the health insurance plans there is No Capping on the ICU charges
      • Along with critical illness benefit, you also get domiciliary hospitalization cover up to the sum insured

      ZUNO Health Insurance Company indemnifies the insured/policyholder through reimbursement/cashless facility up to the sum insured. In the ZUNO Critical illness plans the coverage provided is subjected to the following conditions:

      1. The Insured Person is diagnosed with a critical illness for the first time during the policy term
      2. ZUNO Critical Illness policy includes first heart attack or Myocardial Infarction, Coronary Artery Bypass Graft (Open Chest CABG Cancer of Specified Severity), permanent paralysis of limbs, and Stroke leading to permanent symptoms
      3. Please note that if the additional critical illness sum insured is not utilized during the policy term then it won’t be carried forward to the next policy term
      4. ZUNO health insurance policy shall not provide critical illness cover if:
      5. The Insured Person is diagnosed with a Critical Illness within 90 days of the policy commencement date and if the insured has been covered under a policy continuously without any interruption
      6. If the insured person has already filed a critical illness claim

      This was all about ZUNO health plans with critical illness hospitalization cover. If you want to buy this medical insurance policy you can call us at 1800-208-8787 or email us at care@policybazaar.com

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by HDFC ERGO General Health Insurance Plans

      03 Apr 2024

      HDFC ERGO General Insurance Company provides a variety of
      Read more
      Surgeries Covered by Digit Health Insurance Plans

      28 Mar 2024

      Go Digit General Insurance Limited offers a wide range of
      Read more
      Surgeries Covered by Royal Sundaram Health Insurance Plans

      27 Mar 2024

      Royal Sundaram General Insurance Company offers a spectrum of
      Read more
      Surgeries Covered by United India Health Insurance Plans

      22 Mar 2024

      With the increasing costs of healthcare in India, the financial
      Read more
      Surgeries Covered by Bajaj Allianz Health Insurance Plans

      22 Mar 2024

      In an age where medical expenses are on the rise, securing
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.