About ICICI Lombard Elevate Plan
ICICI Lombard Elevate is an unlimited health insurance plan that provides unlimited sum insured options and access to an infinite claim amount with the Infinite Care benefit. It also offers a 100% cumulative bonus for an infinite period with the Power Booster benefit and comes with unlimited restoration of the sum insured with the Reset benefit.
ICICI Lombard Elevate Plan: Key Highlights
| Categories | Specifications |
|---|---|
| Coverage | ₹5 lakh to unlimited |
| Pre-policy Medical Check-up | Not required for below 45 years and ₹10 lakh SI |
| Pre-existing Diseases Waiting Period | 3 years |
| Discount |
|
or select from popular citiessElevate Features
Search Elevate Cashless Network Hospital list
Key Benefits of ICICI Lombard Elevate Plan
ICICI Lombard Elevate Plan Inclusions, Exclusions & Optional Cover
-
In-patient TreatmentIt pays for the medical expenses incurred during in-patient hospitalization of at least 24 hours.
-
Day Care Procedures/TreatmentIt covers day care procedures or treatments that require a hospitalization of less than 24 hours.
-
Modern TreatmentsIt pays for 12 modern treatments or procedures, including robotic surgeries, stem cell therapy and oral chemotherapy.
-
Pre-hospitalization Medical ExpensesIt covers the medical expenses incurred for up to 90 days before hospital admission.
-
Post-hospitalization Medical ExpensesIt pays for the medical costs incurred for up to 180 days after hospital discharge.
-
In-patient AYUSH HospitalizationIt covers the cost of availing in-patient treatment at an AYUSH hospital or day care centre.
-
Sterility and infertility treatments
-
Intentional self-injury
-
Plastic surgery or cosmetic surgery
-
Injuries due to adventure sports or hazardous sports
-
Treatment for alcohol or drug addiction
-
External congenital treatments
-
Sexually transmitted diseases
-
Infinite CareIt pays an unlimited claim amount to cover medical expenses incurred on in-patient hospitalization, day care procedures and in-patient AYUSH treatment once in the lifetime of the policy.
-
Power BoosterIt provides a 100% cumulative bonus for up to an unlimited sum insured amount if no claims have been filed in the previous policy year.
-
JumpStartIt covers pre-existing asthma, diabetes, hypertension, obesity, hyperlipidemia and coronary artery disease after a reduced waiting period of 30 days.
-
Chronic Disease Management ProgramIt enables the insured to avail health assistance, dietician & nutrition counselling, lifestyle modification counselling and 2 annual health check-ups in case of pre-existing hypertension, asthma, obesity, coronary artery disease, diabetes and hyperlipidemia.
-
Maternity BenefitIt covers the maternity-related expenses incurred by the insured woman during pregnancy, including delivery, pre-natal and post-natal expenses.
-
Newborn Baby CoverIt pays for the hospitalization expenses incurred on the treatment of the newborn baby.
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
Explore Other Health Insurance Plans
ICICI Lombard Elevate Plan: FAQs
-
Q. How can I check the ICICI Lombard Elevate plan price?
Ans: You can check the ICICI Lombard Elevate plan cost by going through the premium chart of the policy. You can also use an ICICI Lombard Elevate plan calculator to determine the estimated price of the plan before buying.
-
Q. Which hospital room category can I choose under the ICICI Lombard Elevate plan?
Ans: The ICICI Lombard Elevate plan covers room rent for up to a single private AC room during in-patient hospitalization.
-
Q. Is full body check-up covered by the ICICI Lombard Elevate plan?
Ans: Yes. The ICICI Lombard Elevate plan provides full body check-ups under the annual health check-up benefit. However, this benefit is available as an add-on cover and can be purchased on the payment of an additional premium.
-
Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
-
Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
-
Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
-
Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
ICICI Lombard offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of ICICI Lombard
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to ICICI Lombard for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the ICICI Lombard policy
- The network hospital will send the hospital bill to ICICI Lombard.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
