Reliance Health Insurance Claim Settlement Ratio

(45 Reviews)

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Reliance Health Insurance Claim Settlement Ratio

      Reliance General health insurance claim settlement ratio is consistent that makes it a great choice to buy health insurance online. Reliance General Health claim ratio is 100%, which showcases that the insurer is trustworthy and can settle all your claim requests quickly. Let’s check out more details about the Reliance health insurance claim settlement procedure.

      Read More

      Claim Process of Reliance Health Insurance

      While lodging a claim with Reliance General Insurance, make sure that you have the following details handy:

      • Reliance medical insurance policy number
      • Contact details of the claimant/insured (contact no., email id, address, etc.)
      • Name of the person who is admitted into the hospital
      • Relationship with the hospitalized person
      • Hospital name
      • In the case of health claims - Nature of the disease and the date of commencement of the symptoms
      • In case of an accident- Nature of the  accident
      • Time, date, and location of the accident

      Reliance Health Insurance Cashless Claim Procedure

      The process to avail the cashless treatment is as follows-

      • Take admission in any of the Reliance registered hospitals
      • Present your Reliance health card at the third party administrator helpdesk 
      • Submit the duly filled claim form
      • You also have to provide the  authorization form, health card, and a photo ID
      • The hospital department will share your authorization form with the Reliance health team and based on the documents submitted you will get an approval 
      • Sign and verify all the bills
      • The hospital will keep the discharge summary and investigation reports ( in original) 
      • Keep a photocopy of all the documents for your records

      In case, your cashless claim is rejected you have to:

      • Pay the bills from your own pocket 
      • While getting discharged collect all the reports, bills, and documents ( original copies) 
      • File your claim with the Reliance Health team or TPA to get  reimbursement of your expenses

      Cashless Claim procedure in case of an emergency hospitalization

      • Take admission into a network hospital 
      • Collect the pre-authorization form, fill it and get it signed by the concerned doctor
      • Email or fax the pre-authorization form to the insurance provider or TPA dept. 
      • Also, submit all the essential documents, reports and 
      • Keep a photocopy of the investigation reports and discharge summary 

      Reliance Health Insurance Reimbursement Claim process in case of an emergency hospitalization

      • Select the hospital and start with the treatment
      • Immediately intimate the insurance provider at their helpline number
      • Pay all the hospital bills from your own pocket
      • Collect all the documents, bills, and reports before discharge ( original copies)
      • Fill the claim form, provide all the documents and lodge your reimbursement claim request with the Reliance General health insurance

      Reimbursement Claim process in case of a planned hospitalization

      • Inform the insurance company about the planned hospitalization
      • Get admitted into the hospital
      • Pay all the hospital bills 
      • Before discharge collect all the reports, bills, and documents ( in original)
      • File a claim to get reimbursement for your medical expense incurred during hospitalization 

      Documents Required for Reliance General Health Insurance Claims

      Here is a checklist of the documents that you need to submit while filing a claim for Reliance health insurance plans under the specific situations-

      Daycare Treatment/Hospitalization

      • Claim form filled and duly signed by you
      • Doctor’s prescription stating the onset of the symptoms
      • Medical treatment papers
      • Doctors’ prescription papers
      • Diagnostic reports (like ECG, X-ray, etc.)
      • Original receipts and medical bills 
      • Ambulance bill/receipt
      • Discharge card from the hospital ( original) 
      • In accidental cases, a copy of FIR is required
      • A cancelled cheque ( CTS 2010 format ) 
      • A copy of Reliance Health card
      • Xerox copy of PAN card/ID card

      Domiciliary hospitalization

      • Reliance medical insurance claim form ( duly filled & signed)
      • The first prescription from the doctor (stating the date of the onset of the symptoms of the illness)
      • Doctor’s prescription and healthcare treatment papers
      • Medical Investigation Reports
      • Receipts and Original medical bills 
      • FIR report (in case of an accident)
      • Certificate from the medical practitioner recommending the treatment at home
      • Documents proof showing lack of accommodation in the nursing home/hospital
      • PAN card
      • ID card 
      • A cancelled cheque

      Critical Illness Claims

      • Claim Form
      • Doctor’s certificate with the diagnosis of the illness (stating the initial symptoms)
      • Radiology reports, pathology reports, and other investigation reports 
      • Original receipts and hospital bills and receipts
      • Chemist bills
      • Hospital admission and discharge card/ certificate
      • Cancelled Cheque/1st page of passbook
      • PAN card 
      • Identification card

      To know more about health claims you can call on our helpline number at 1800-208-8787. To write to us you can email us at

      Policybazaar exclusive benefits
      • 30 minutes claim support*
      • 50,000 claims approved in last 15 months*
      • Schedule home visit with our advisors
      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does Health Insurance Cover H3N2 Virus?

      20 Mar 2023

      The seasonal H3N2 virus is rapidly spreading across India. As per
      Read more
      Common Wellness Benefits Offered by Health Insurance Plans

      14 Feb 2023

      Health is the biggest wealth in the true sense. No matter how much
      Read more
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.