*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Reliance Health Insurance is one of the most popular policies offered under Reliance Health Insurance. The plan is an affordable solution for those who desiring to opt for higher health insurance but unable to pay the required premium altogether.
Equated monthly installments (EMIs) provide an effective source of finances for the premium while ensuring affordability.
Rs 3 lakh-1 cr
EMI Starts @
Rs 381 (monthly)
Initial Waiting Period
One has to fulfil the following eligibility conditions to buy this policy:
Individual or Family Floater
Minimum Entry Age
Children – 91 days (inclusive of parental coverage); covered till 25 years of age
Adults – 18 years
Maximum Entry Age
Number of people covered
Individual, spouse, parents, and dependent children
Residents of India undertaking treatment in India
To buy Reliance Health Insurance on EMI, one can go for either Individual or Family Floater options with a sum insured options ranging from Rs 3 lakh to Rs 18 lakh.
The coverage provided for the above options are as follows -
In addition to the policy coverage, Reliance Health Insurance on EMI insurance policy includes the following:
Exclusions under Reliance Health Insurance on EMI are:
For a complete list of exclusions, please refer to the policy document.
The features and benefits of Reliance Health Insurance on EMI insurance policy:
Cancellation of Reliance Health Insurance on EMI policy occurs under the following conditions:
Ans: The hospitals covered by Reliance Health Insurance are provided on the official website. Additionally, this information can be obtained through email or telephone communication.
Ans: In case the premium is not paid on time, the insurance provider offers a grace period of 30 days to renew the policy.
Ans: Upon purchase, the policy period lasts for 1/2/3 years. In case the policy is required to be continued upon completion of the tenure, renewability is offered.
Ans: To buy Reliance Health Insurance online, one needs to register with the official portal. Details, such as sum insured, the senior-most family member's age, number of members to be covered, etc., are to be entered. A free quote is obtained; after filling the application form, the premium is paid online. In case additional documents are required, the same can be submitted online or to the nearest branch of the insurance provider.
The policy requires pre-policy medical testing as per the sum insured. Up to Rs 9 lakhs, the test's minimum age is 46 years; however, if exceeding Rs 18 lakhs, the minimum age is 18 years. Additionally, medical tests may be recommended for any pre-existing ailment declared under 46 years.
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