Reliance HealthGain Policy

Reliance HealthGain Insurance Policy provides full protection against any illness or medical emergencies. It is a Single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.

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Reliance HealthGain policy

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    Key Features:

    • This policy comes with 2 different plans, which can you can choose according to your requirements..
    • For girl child or single woman, 5% extra discount and premium.
    • Cumulative bonus is provided after each claim free year.
    • Auto-extension of the policy without any cost.

    Key benefits:

    • Family Floater benefit – This feature provides wide protection to your family members under one single Policy.
    • A 5% discount is provided as a family discount for an individual policy.
    • Income Tax Benefit - The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).

    Policy Details:

    • Sum Assured –There are two plans under this policy
      Plan A – 3lac, 6lac and 9lac.
      Plan B – 12Lacs, 15lacs and 18lacs.
    • Age limit - Any person can take this policy up to an age of 65 years.
    • Coverage type – Individual as well as family floater.
    • Policy termination – The Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
    • Free look period - If you are not happy with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

    Inclusions:

    • Pre and post hospitalization coverage of 60 days.
    • Domestic road ambulance expense of 1500Rs for Plan A and up to 3000Rs for plan B.
    • Call option in 5th year to double up your sum assured.
    • Accidental death cover is included.

    Exclusions:

    • Contraction of any disease during the first 30 days of commencement of the policy.
    • Waiting period of 2 years from commencement of Policy for Certain diseases like Cataract, Hysterectomy shall be covered after.
    • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
    • Any illness or disease due to war or invasion.

    Online Wellness Services

    Online Wellness Solution

    With your HealthGain Policy, we offer you various online services that give you access to health experts 24/7 as mentioned below.  

    • Ask a Doctor: Consult a panel of physicians online to discuss any health queries and you will receive an answer in a couple of hours. You can also participate in Live Chats with our physicians during the day. 
    • Ask a Specialist: For queries that require specialist's inputs, you can even consult with specialists in the area of gynaecology, paediatrics, oncology, cardiology and many more.
    • Health Risk Assessment: An automated health-service toll that helps you to assess your own health.
    • Get a Call from the Doctor: Request a telephone call from a general physician or a specialist to discuss any health issues on your phone.
    • Get a Call from a Counsellor: Request a call from a counsellor to discuss any personal issues with work, family or any other inter-personal issues.
    • Get a Personalised Diet Plan: Get easy access to a nutritionist in the Healthcare Magic panel to get a personalised diet plan via phone or email.
    • Fix an Appointment: Fix appointments with doctors across India with our Healthcare Magic concierge service.

    Documents Required to Buy the Policy:

    An applicant has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

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    Reliance HealthGain policy Reviews & Ratings

    0 / 5 (Based on 31 Reviews)
    (Showing Newest 25 reviews)
    Omkar
    Chennai , October 26, 2021
    Great features
    I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.
    Angoor
    Kolkata , October 26, 2021
    Trustworthy website
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Kush
    Surat, October 26, 2021
    Helpful staff
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Ranveer
    Pune, October 26, 2021
    Low cost plan
    Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.
    Kushal
    Jaipur, October 26, 2021
    Good Coverage
    I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.
    Jitendra
    Lucknow, October 26, 2021
    Affordable plan
    A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.
    Rajesh
    Kanpur, October 26, 2021
    Easy to compare
    Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.
    Kuvar
    Nagpur, October 26, 2021
    Good plan
    I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.
    Abhijeet
    Allahabad, October 26, 2021
    Hassle free experience
    I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.
    Bhaskar
    Ranchi, October 26, 2021
    Problem resolving
    I contacted the customer care of policybazaar as i was facing some difficulty. They just took a minute to solve my problem. I am happy that i have bought my health insurance from the right place. Policybazaar always give proper attention to its customers.
    Debyendu
    Haora, October 26, 2021
    Supportive team
    When I was buying my health insurance from the website of Policybazaar, I was a little confused about the policy. I got in touch with the customer care and the executive guided me very well and cleared all my doubts with satisfactory answers. Thanks to Policybazaar for guiding me.
    Gaurav
    Coimbatore, October 26, 2021
    Smooth service
    In my health insurance, company is providing me financial assistance. i have got medical coverage against medical expenses arising out of health emergency which i have taken from the Policybazaar. service of policybazaar is very smooth and fast.
    Angad
    Jabalpur, October 26, 2021
    Good service
    I have bought health insurance through the website of policybazaar. Policybazaar gave me full support and when i contacted the customer care of policybazaar for clearing some of my queries they provided me very good service. Thanks to the Policybazaar for Giving me superb service.
    Aniruddh
    Gwalior, October 26, 2021
    Cashless treatment
    I have got cashless treatment facility in my health insurance. This will help me to save my savings as I will not have to bear the financial burden of medical expenses. Anyone who is looking for the best and an affordable health plan I would love to recommend Policybazaar to them.
    Onkar
    Vijayawada, October 26, 2021
    Easy Reimbursement
    My experience with Policybazaar has been great. I had taken senior citizen health insurance for my mother from Policybazaar. Last month, she was admitted to the hospital due to a medical emergency. When she got discharged I connected with Policybazaar for reimbursement of hospital bills and I got it immediately
    Paramjit
    Jodhpur, October 26, 2021
    No claim bonus
    Policybazaar is totally worthy place to buy any kind of plan. I have been using senior citizen health insurance for a long time which i had take for my parents. I never raised the claim request so i got discount on the premium rate when i was renewing the plan.
    Kartik
    Madurai, October 26, 2021
    Add on cover
    I am using senior citizen health insurance since last year which i had taken from the policybazaar and recently i have customized my health plan with add on cover and added some additional features to it which i got at an affordable rate.
    Karun
    Raipur, October 26, 2021
    Low premium
    I have taken senior citizen health insurance for my parents. It has Coverage against medical expenses. Pre hospitalization, post hospitalization expenses features are covered under the plan. It has low premium rate and covered huge number of benefits.
    Swapan
    Kota, October 26, 2021
    Easy Reimbursement
    I got reimbursement in hospital bills. I bought senior citizen health insurance for my mother from Policybazaar and a month back she faced some medical problems. I connected with policybazaar for reimbursement and i got it without any hassle.
    Tarun
    Guwahati, October 26, 2021
    Pocket friendly plan
    I was looking for senior citizen health insurance for a long time which I wanted to take for my father. A relative of mine suggested me the Policybazaar website. I landed to their website and checked the health plans. In the end I finally found one that came within my budget.
    Tejas
    Chandigarh, October 26, 2021
    Affordable plan
    I was looking for family health insurance for a long time. I searched a lot on Google and finally found the website of policybazaar. Here i got family health insurance according to my budget and needs. I really liked the service provided by the Policybazaar.
    Ayesha
    Solapur, October 26, 2021
    High coverage
    I have secured my family with the help of family health insurance which i have purchased from Policybazaar. In my health plan, i have got coverage for medical expenses. From now on i do not have to bear financial burden as my policy will give me financial protection.
    Bahaar
    Hubli And Dharwad, October 26, 2021
    Good in customer handling
    Policybazaar is very good in terms of handling customers. I bought family health insurance from Policybazaar and their team maintained professionalism with courteous demeanor which was absolutely impressive. I would definitely like to get in touch with Policybazaar for more plans.
    Bhagyashree
    Bareilly, October 26, 2021
    Minimal paperwork
    In my family health insurance, every member of my family are covered. there was minimal and Hassle free paperwork. I got high number of coverage and benefits under my plan. the team of policybazaar guided me and helped me to select the suitable plan.
    Devika
    Moradabad, October 26, 2021
    Faster claim settlement
    Thankfully I had taken family health insurance from Policybazaar. a while ago, i had to admitted my father to the hospital due to sudden medical emergency. i had claimed and got the claim very easily and quickly. I got faster claim settlement. I am happy with the service.
     
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