Tata AIA Shubh Muhurat

Tata AIA's Shubh Muhurat plan is a linked insurance product designed to help Indian parents save for their children's weddings, particularly destination weddings. The plan combines Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus. It emphasizes early financial planning, budgeting, and investing to ensure stress-free wedding execution without compromising other long-term financial goals like retirement.

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ULIP Plans

  • Plan starting from ₹1,000/month
  • Save upto ₹46,800 in Taxunder section 80C^
  • Zero LTCG Tax
  • In built life cover
  • 4.8++ Rated
  • 13.2 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 6.29 Crore Policies Sold
Top performing plans˜ with High Returns**
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We are rated++
rating
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
81,025 Cr
Returns
10.38%
Returns
9.11%
Returns
10.96%
Highest Returns
Get Details
35,377 Cr
Returns
17.51%
Highest Returns
Returns
13.4%
Returns
14.02%
Get Details
12,572 Cr
Returns
24.29%
Highest Returns
Returns
18.88%
Returns
17.9%
Get Details
3,551 Cr
Returns
14.47%
Highest Returns
Returns
12.04%
Returns
12.16%
Get Details
9,938 Cr
Returns
16.86%
Returns
21%
Returns
22%
Highest Returns
Get Details
5,458 Cr
Returns
15.93%
Highest Returns
Returns
13.09%
Returns
13.59%
Get Details
5,005 Cr
Returns
17.43%
Highest Returns
Returns
15.38%
Returns
15.15%
Get Details
13,553 Cr
Returns
14.27%
Highest Returns
Returns
11.67%
Returns
12.87%
Get Details
3,237 Cr
Returns
14.43%
Highest Returns
Returns
13.33%
Returns
14.41%
Get Details
3,340 Cr
Returns
10.19%
Highest Returns
Returns
9.31%
Returns
10.09%
Get Details
1,446 Cr
Returns
8.11%
Returns
7.85%
Returns
9.8%
Highest Returns
Get Details
446 Cr
Returns
12.09%
Returns
10.93%
Returns
13.96%
Highest Returns
Get Details
526 Cr
Returns
12.09%
Highest Returns
Returns
10.08%
Returns
11.08%
Get Details
60 Cr
Returns
12.15%
Highest Returns
Returns
11.28%
Returns
11.98%
Get Details
6 Cr
Returns
10.78%
Returns
9.62%
Returns
10.89%
Highest Returns
Get Details
219 Cr
Returns
13.84%
Highest Returns
Returns
13.57%
Returns
13.26%
Get Details
2,730 Cr
Returns
8.66%
Highest Returns
Returns
6.61%
Returns
-
Get Details
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Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

What is Tata AIA Shubh Muhurat?

Tata AIA Shubh Muhurat is a financial solution designed to help parents in India plan and save for their child’s wedding. It combines Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus. Recognizing the cultural significance of weddings in India, this ULIP plan aims to ease the financial burden associated with these celebrations, allowing parents to fulfill their child's wedding aspirations without compromising other financial goals, while investors planning long-term wealth creation often evaluate the best SIP plans to align with their financial goals.

Key Features of Tata AIA Shubh Muhurat

  • Planned Payouts: Offers payouts aligned with key wedding milestones.

  • Long-Term Wealth Growth: Aims to steadily grow wealth to ensure a grand wedding.

  • Top Rated Funds: Provides access to top-rated funds.

  • Protection: Offers comprehensive life coverage and protects the investment.

  • Tax Benefits: Provides tax benefits on premium payments and policy benefits as per prevailing tax laws.

  • Premium Waiver: The Benefit Protect Rider ensures premiums are waived in challenging times.

  • MWPA Benefit: Policy benefits can be safeguarded for the family under the Married Women's Property Act, protecting them from creditors or lenders.

Benefits of Tata AIA Shubh Muhurat

  1. Timely Proceeds

    Helps achieve wedding goals with payouts aligned to key milestones.

  2. Investment Security

    Protects the premium amount paid.

  3. Wealth Growth

    Grows wealth steadily for a lavish wedding.

  4. Protection for Loved Ones

    Secures policy benefits for the family, protected from creditors or lenders via MWPA.

    Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan
  5. Comprehensive Coverage

    Provides life coverage throughout the policy term.

  6. Premium Waiver

    Ensures dreams remain intact even during challenging times with a waiver of future premiums.

  7. Tax Benefits

    Offers tax benefits on premium payments and policy benefits.

Additional Details of Tata AIA Shubh Muhurat

  • Early Investment: Emphasizes the importance of starting to save early to balance long-term financial goals.

  • Budgeting: Recommends setting a realistic wedding budget without compromising overall financial health.

  • Stress-Free Execution: Aims to reduce financial stress, allowing families to focus on enjoying the wedding process.

  • Liquidity: The unit linked insurance product does not offer liquidity during the first five years of the contract.

  • Components: A combination of Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus.

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
Tata AIA Life Multi Cap Fund ₹57.91 ₹9938 Cr 21% 22%
Tata AIA Life India Consumption Fund ₹55.96 ₹2465 Cr 16.48% 19.18%
Tata AIA Life Top 50 Fund ₹88.49 ₹391 Cr 12.51% 13.42%
Tata AIA Life Top 200 Fund ₹161.24 ₹2808 Cr 16.44% 17.95%
Tata AIA Life Super Select Equity Fund ₹70.22 ₹1221 Cr 9.76% 12.87%
Tata AIA Life Large Cap Equity Fund ₹67.21 ₹2687 Cr 12.49% 14.66%
Tata AIA Life Whole Life Mid Cap Equity Fund ₹145.69 ₹11620 Cr 16.35% 16.94%
Tata AIA Life Whole Life Aggressive Growth Fund ₹93.9 ₹904 Cr 13.63% 14.84%
Tata AIA Life Whole Life Stable Growth Fund ₹63.18 ₹279 Cr 10.85% 11.9%
Tata AIA Life Whole Life Income Fund ₹41.11 ₹823 Cr 5.81% 7.39%
Tata AIA Life Whole Life Short-Term Fixed Income Fund ₹36.5 ₹263 Cr 5.64% 6.41%
Tata AIA Life Emerging Opportunities Fund ₹17.88 ₹2771 Cr - -
Tata AIA Life Dynamic Advantage Fund ₹14.99 ₹305 Cr - -
Tata AIA Life Small Cap Discovery Fund ₹17.35 ₹2038 Cr - -
Tata AIA Life Flexi Growth Fund ₹11.99 ₹1110 Cr - -
Tata AIA Life Rising India Fund ₹10.94 ₹706 Cr - -
Tata AIA Life Whole Life Income Fund II ₹10.97 ₹44 Cr - -
Tata AIA Life Flexi Growth Fund II ₹9.82 ₹116 Cr - -
Tata AIA Life Income Pension Fund ₹10.56 ₹4 Cr - -
Tata AIA Life Future Equity Pension ₹80.92 ₹91 Cr 13.31% 15.5%
Tata AIA Life Future Capital Guarantee Pension ₹32.29 ₹2 Cr 5.85% 6.86%
Tata AIA Life Future Growth Pension ₹46.46 ₹4 Cr 8.65% 10.01%
Tata AIA Life Future Balanced Pension ₹38.04 ₹1 Cr 6.71% 7.82%
Tata AIA Life Future Select Equity ₹99.57 ₹10 Cr 9.42% 12.49%
TATA Liquid Fund ₹35.93 ₹2 Cr 4.84% 5.06%
TATA Unclaimed Fund ₹17.88 ₹36 Cr 5.92% -
Tata AIA Life Group Pension Balanced Fund ₹37.93 ₹63 Cr 6.13% -
Tata AIA Life Group Pension Bond Fund ₹39.3 ₹86 Cr 5.44% -
Tata AIA Life Group Pension Equity Fund ₹191.7 ₹115 Cr 13.5% -
Tata AIA Life Group Pension Income Fund ₹46.27 ₹197 Cr 5.49% -
Tata AIA Life Group Pension Liquid Fund ₹36.64 ₹7 Cr 4.82% -
Tata AIA Life Group Pension Short Term Fixed Income Fund ₹35.77 ₹4 Cr 5.36% -
Tata AIA Life Income ₹43.96 ₹17 Cr 5.62% 7.11%
Tata AIA Life Equity ₹148.87 ₹907 Cr 10.83% 12.45%
Tata AIA Life Aggressive Growth ₹85.15 ₹188 Cr 13.01% 13.68%
Tata AIA Life Stable Growth ₹60.7 ₹14 Cr 9.02% 10.27%
Tata AIA Life Short term Fixed Income ₹36.43 ₹5 Cr 5.3% 6.15%
Tata AIA Life Growth Maximiser ₹45.88 ₹2 Cr 11.38% 12.49%
Tata AIA Life Capital Guarantee ₹32.52 ₹1 Cr 5.57% 6.7%
Tata AIA Life Select Equity ₹107.89 ₹138 Cr 10.25% 13.15%
Tata AIA Life 110% Capital Guarantee ₹26.66 ₹1 Cr 4.79% 5.81%
Tata AIA Life Aggressive Flexi ₹47.8 ₹4 Cr 10.53% 11.03%
Tata AIA Life Stable Flexi ₹36.52 ₹2 Cr 7.72% 8.28%
Tata AIA Life Bond ₹34.47 ₹3 Cr 5.77% 7.24%
Tata AIA Life Apex Pension 20 Return lock-in ₹36.76 ₹2 Cr 7.03% 8.78%
Tata AIA Life Infrastructure ₹48.26 ₹17 Cr 13.74% 13.63%
Tata AIA Life Super Select Equity Pension ₹66.44 ₹6 Cr 9.23% 12.83%
TATA Balanced ₹84.28 ₹15 Cr 9.5% 10.77%
TATA Discontinuance Policy Fund ₹26.21 ₹2826 Cr 5.32% 5.62%
TATA Growth Fund ₹126.3 ₹62 Cr 11.47% 12.92%
Tata AIA Life Group Premier Equity Fund ₹22.43 ₹162 Cr 13.81% -
Tata AIA Life Group Income Advantage Fund ₹14.54 ₹724 Cr 5.84% -
Tata AIA Life Group Short Term Debt Fund ₹12.48 ₹2 Cr 4.54% -
Tata AIA Life Group Defensive Managed Fund ₹14.4 ₹14 Cr 6.55% -
Tata AIA Life Group Growth Advantage Fund ₹10.69 ₹4 Cr 1.35% -
Tata AIA Discontinued Pension Policy Fund ₹10.5 ₹2 Cr - -
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FAQs

  • How does the Shubh Muhurat plan help in planning a destination wedding?

    The plan supports parents in being financially prepared for a dream destination wedding by securing the perfect destination, breathtaking arrangements, and cherished memories without financial worries. It emphasizes early financial planning to cover various expenses like travel, accommodations, venue arrangements, and decor.
  • Why is early financial planning important for a child’s wedding?

    Early investing helps fulfill your child's wedding aspirations without compromising other life goals. It allows you to set a realistic budget, explore investment options, and reduce stress.
  • What if I need the money I invested in the plan before five years?

    This Tata ULIP Plan or any other unit linked insurance product does not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.
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Tata AIA ULIP Plans Reviews & Ratings

4.6 / 5 (Based on 1286 Reviews)
(Showing Newest 10 reviews)
Divya
Ranchi, June 22, 2025
Kotak E Invest plus Policybazaar equal Win
Best combo. Policybazaars help made it stress free.
Harsha
Guwahati, June 21, 2025
Promise for Growth Plus Is Understated
It quietly delivers what it promises. Good pick.
Meera
Vellore, June 20, 2025
Click to Invest Makes Investing Fun
Simple UI digital first and a great entry level product.
Nikhil
Shimla, June 19, 2025
Goal Assure IV Seems Tailored for Me
Plan gives control over fund choice and returns.
Aditi
Vijayawada, June 16, 2025
Policybazaar Helped Me Choose Confidently
Smart Fortune Plus was explained so well. Really appreciated the clarity.
Nidhi
Indore, June 11, 2025
Birla Wealth Smart Plus Has Solid Features
Low charges and good growth options. Very happy.
Siddharth
Kochi, May 10, 2025
Pramerica Smart Invest Was a Pleasant Surprise
Didnt expect it to be this flexible. Great choice.
Aisha
Kolkata, April 09, 2025
ICICI Signature Plan Was a Smart Decision
Liked the balance between life cover and returns
Raghav
Ahmedabad, April 08, 2025
LIC Index Plus is a No Brainer
Safe low risk and time tested. I didnt have to think twice.
Amit
Guwahati, March 26, 2025
Reliable and Safe Investment
Policybazaar is reliable for investment. HDFC Life Dynamic Advantage Fund performs well and is safe for long term.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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