TATA AIG Arogya Sanjeevani Policy

(39 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      TATA AIG Arogya Sanjeevani Policy

      TATA AIG General Insurance Company provides Arogya Sanjeevani policy based on the IRDAI guidelines. It is a comprehensive health insurance plan that can be purchased at an affordable premium. The features and coverage benefits of this plan are given below.

      Read More

      TATA AIG Arogya Sanjeevani Policy- Eligibility Criteria

      The Arogya Sanjeevani health scheme covers modern treatment expenses and all the day-care procedures. Moreover, health insurance coverage is available on a family floater and individual basis. Arogya Sanjeevani policy is suitable for those who are looking for a cost-effective health plan during the COVID-19 pandemic.

      Eligibility Criteria

      Criteria

      Specifications

      Sum Insured

      Rs 50,000 to Rs 10 lakh

      Entry Age Criteria

      18-65 years

      Dependent Children

      3 months-25 years

      Co-payment

      5%

      Coverage Type

      Individual/Family Floater

      Cumulative Bonus

      5%-50%% for claim-free year

      Key Features of TATA AIG Arogya Sanjeevani Policy

      Tata AIG Arogya Sanjeevani policy offers the following features and benefits to the insured:

      • Anyone between the age group of 18-65 years can get insurance cover including dependent children from 3 months to 25 years
      • The policy tenure option is 1-year and the coverage is available on both individual and family floater basis
      • The family members that can be covered include spouse, children, parents, and parents-in-law
      • The policy is renewable for lifelong
      • The best part is that the policy premium can be paid in installments
      • Pre-medical screening is only required for people above the age of 45-years
      • Tax benefits under the Section 80D are provided on the premium paid

      Inclusions of TATA AIG Arogya Sanjeevani Policy

      TATA AIG Arogya Sanjeevani policy covers the following expenses during the policy term:

      • Expenses incurred on Cataract treatment are payable up to Rs 40,000 or up to 25% of the coverage amount
      • Ayush treatment charges for Ayurveda, Homeopathy, Unani, Yoga, Siddha, and Naturopathy treatment up to the sum insured limit
      • The policy covers room rent, boarding, and nursing charges equal to 2% of the sum insured or Rs 5000
      • The insured can file a claim for Intensive Care Unit (ICU)/Intensive Critical Care Unit (ICCU) expenses. The limit is up to Rs 10,000 or 5% of the coverage amount per day
      • Modern treatment expenses ranging from oral chemotherapy, robotic surgeries, stem cell therapy, to balloon sinuplasty
      • All the daycare procedures are payable under this health plan

      Exclusions of TATA AIG Arogya Sanjeevani Policy

      Claims filed for the medical expenses arising due to the following situations are not covered:

      • Pre-existing disease until the completion of 48 months of the waiting period
      • Specific diseases till the waiting period of 24 months is over
      • Any medical emergency arising out of war, and related incidents are excluded
      • The policy excludes the expenses incurred OPD charges and domiciliary or home treatment
      • Treatment for Obesity/ Weight Control are excluded as well
      • Rest Cure, rehabilitation, and respite care expenses are not covered
      • Adventure and hazardous sports-related hospitalization expenses are also not covered

      To know more about TATA AIG Arogya Sanjeevani policy you can write to us at care@policybazaar.com or speak to us at 1800-708-8787.

      How to file Health Insurance Claim for TATA AIG Arogya Sanjeevani Policy?

      The process to file cashless and reimbursement claims for Arogya Sanjeevani policy are given below:

      Reimbursement Claims:

      In cases of emergency hospitalization you need to inform the Tata AIG Health Insurance Company for claim reimbursement:

      • Pre-hospitalization reimbursement- File the claim within 30-days of getting discharged from the hospital
      • Post-hospitalization reimbursement- File the claim within 15-days of availing of hospital treatment

      Cashless Claims:

      • For hospitalization in TATA AIG network hospitals, you can file cashless health claims
      • To start the process, you need to fill the TATA AIG cashless health insurance claim form. You can take this from form the TPA at the network hospital
      • This form will be sent to the TATA AIG General Insurance Company/TPA for authorization. After the verification, a pre-authorization letter will be issued to the hospital by the Insurer’s TPA
      • Once it’s done you need to sign and verify the hospital discharge papers
      • The TPA/Insurance Company holds the right to accept or deny the pre-authorization in case some medical bills/documents are pending
      • You can file a reimbursement claim if the cashless claim is not accepted

      For more details, you can speak to the insurer or call us at 1800-708-8787 or write to us at care@policybazaar.com

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      Dental Treatment Coverage from Star Health Insurance

      21 Dec 2023

      The rising costs of healthcare services have made it necessary for
      Read more
      11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

      05 Dec 2023

      Health insurance is one of the biggest assets that senior citizens
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL