TATA AIG Wellsurance Woman Policy

This policy has been specially designed to insure women. It provides an insurance cover against specific illnesses and other benefits.

Key Features

  • Benefit amount on diagnosis of any of 11 Critical Illnesses. Higher benefit in case of Cancer
  • Cashless hospitalization at over 3000+ network hospitals across India
  • Daily Hospital Cash benefit
  • Higher Hospital Cash for ICU/ICCU admissions
  • Convalescence benefit, for post hospitalization treatment
  • Cosmetic Reconstruction Surgery benefit for accidental injuries
  • Income Tax benefit under Sec 80D
  • Free Look Period of 15 days from the date of policy document  receipt to review the terms and conditions of this Policy

Benefits

 

 

Benefits

Classic

Supreme

Elite

1

Diagnosed critical Illness (waiting period 90 days, survival period 30 days)

     

i>

Cancer of specified severity

3,00,000

5,00,000

7,50,000

ii>

First Heart Attack of specified severity

1,50,000

2,50,000

3,75,000

iii>

Stroke resulting in permanent symptoms

1,50,000

2,50,000

3,75,000

iv>

Kidney Failure requiring regular Dialysis

1,50,000

2,50,000

3,75,000

v>

Coma of specified severity

1,50,000

2,50,000

3,75,000

vi>

Open Chest CABG

1,50,000

2,50,000

3,75,000

vii>

Major Organ Transplant

1,50,000

2,50,000

3,75,000

viii>

Total Blindness

1,50,000

2,50,000

3,75,000

ix>

Permanent Paralysis Of Limbs

1,50,000

2,50,000

3,75,000

x>

Multiple Sclerosis with persisting symptoms

1,50,000

2,50,000

3,75,000

xi>

Major Burns

1,50,000

2,50,000

3,75,000

2

Hospital cash - upto 90 days (Per Day) deductible - 1 day

2000

3000

4000

3

Ambulance Charges

2000

2000

2000

while admitting and while discharging from the Hospital

4

ICU Benefit - Max 15 days per policy year (Per Day)

3000

4500

6000

5

Convalescence Benefit

1500

2500

4000

( payable after continuous Hospitalization for 5 days)

6

Cosmetic Reconstructive Surgery (applicable only in case of Accident)

50000

100000

200000

Details About Premium

Annual premium in Rupees

 

 

*The above rates may vary. Check the policy wordings for more details.

Policy Details

Coverage type: Individual women

Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

Free Look Period :15 days from the date of  receipt of the Policy document to review the terms and conditions of this Policy.

Policy termination: 15days prior to the expiry of the policy

Additional Features Or Riders

  • Sum Assured can be enhanced at the time of  renewal
  • Wellsurance Health Perks -  discounts on selected health check up packages at our wide range of network hospitals
  • Ambulance benefit is a lumpsum amount paid on usage of ambulance during the incidence of hospitalization. No waiting period for Accident related hospitalization
  • Hospital Cash : 1 day deductible for Hospital Cash benefit. Not applicable for hospitalisation due to any accident. 

Exclusions

  • Pre existing diseases will not be covered for the first 4 policy years given there has been continuous renewal from the policy start date
  • Treatment done in the first 30 days from the commencement of the policy, unless the treatment is done as a result of accident or emergency. This is referred to as a waiting period.
  • Any illness or disease contracted due to intake of alcohol/drugs or other addictive substances will not be covered.
  • The waiting period for specific conditions will be 24 months Any pre-existing condition will be covered after a waiting period of 48 months
  • Any treatment which begins during waiting periods except Accident related / War / Intentional self injury or attempted suicide / Abuse of drugs and alcohol and nicotine addiction / Treatment of Obesity / Sleep Apnoea / Maternity / Psychiatric or mental disorders / Congenital diseases / Conditions related to or arising out of HIV/AIDS / etc.

Documents Required

Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

Eligibility

Entry age is between 18 years to 65 years with lifetime renewal option.

TATA AIG Wellsurance Woman Policy Reviews & Ratings

/ 5 (Based on 7 Reviews)
(Showing Newest 7 reviews)
Parul
Punjab, August 02, 2021
Inexpensive term plan
My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
Amrita
Chail, August 02, 2021
Tax savings
I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
Pratap
Niwari, August 02, 2021
Purchased Online
My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
Anurag
Modinagar, August 02, 2021
Protection against COVID
The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
Kashish
Meerut, August 02, 2021
Best customer service
I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
Komal
Palwal, August 02, 2021
Huge coverage
I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
Harisha
Gurgaon, August 02, 2021
Quick to buy
My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

Latest Health Insurance Articles

Does Health Insurance Cover Zika virus Treatment?

Does Health Insurance Cover Zika virus Treatment?

Does Health Insurance Cover Zika virus Treatment? The past five years have witnessed the outbreak of various dreadful diseases such as SARS, MERS, Ebola, Zika, and Nipah virus. Now in 2021, cases of Zika virus outbreak have been report...
Updated: 27th July 2021
What Are GPA and GMC Insurance Policy?

What Are GPA and GMC Insurance Policy?

What Are GPA and GMC Insurance Policy? Businesses and corporate houses thrive to provide a significant level of satisfaction to their employees. It directly impacts the way their business expands, competes in the market, and expands. The organiz...
Updated: 26th July 2021
Insurance vs Assurance: Know the Difference

Insurance vs Assurance: Know the Difference

Insurance vs Assurance: Know the Difference The terms insurance and assurance are the most common words used in the insurance industry. Both the terms are used when the insurance company provides financial aid after raising the claim. This ...
Updated: 8th July 2021
AYUSH Health Insurance Benefits

AYUSH Health Insurance Benefits

AYUSH Health Insurance Benefits AYUSH is an abbreviation used for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. It is an alternative treatment system offered by the healthcare industry. The drugs and medicines used under these t...
Updated: 13th July 2021
Cooling off Period in Health Insurance

Cooling off Period in Health Insurance

Cooling off Period in Health Insurance The Cooling-off period is the duration during which a Covid-19 affected person cannot buy health insurance coverage. This ‘cool off’ period can range from a few days to a couple of months. During this ...
Updated: 29th June 2021
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL