Tata AIG Individual Accident and Sickness Hospital Cash is a perfect supplement for an individual’s health insurance policy and can be taken along with any other health insurance schemes. This is a unique policy by TATA AIG Insurance. which provides coverage for In-Hospital Indemnity for Accident, In-Hospital Indemnity for Sickness & Accident Medical Expense Reimbursement.
Individual Benefits (in Rs) |
|||||
Coverage |
2.75 lakh |
5.5 lakh |
10.95 lakh |
16.4 lakh |
27.25 lakh |
Sickness Hospital |
500 per day |
1000 per day |
2000 per day |
3000 per day |
5000 per day |
Accident Hospital |
1000 per day |
2000 per day |
4000 per day |
6000 per day |
10000 per day |
Accident Medical Exp. Reimbursement |
5000 |
10000 |
15000 |
20000 |
25000 |
Annual premium in Rupees
Annual Premium (in Rs.) |
|||||
Coverage |
2.75 lakh |
5.5 lakh |
10.95 lakh |
16.4 lakh |
27.25 lakh |
Self only |
748 |
1482 |
2822 |
4162 |
6712 |
Family option |
2355 |
4670 |
8890 |
13110 |
21143 |
*The above rates may vary. Please check the policy wordings for more details.
Minimum sum assured – 2.75 lakhs
Maximum sum assured – 27.25 lakhs
Coverage type: Individual/ family floater
No claim bonus5% of original benefit is added to the sum insured for a maximum of 5 years
Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.
Policy termination: 3 months prior to the expiry of the policy
A proposer has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Entry age for the policyholder, spouse and parents is 18 years to 65 years with lifetime renewal option.
TATA AIG Individual Accident & Sickness Hospital Cash Policy
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