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PLI Santosh Maturity Calculator

PLI maturity calculators have proven to be one of the simple tools for digital-savvy insurance buyers. Postal Life Insurance company has come up with its own PLI calculator to promote customer satisfaction and user-friendliness. With the PLI Santosh Maturity Calculator, you can now compute the maturity value that you are entitled to before purchasing a plan.

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Postal Life Insurance (PLI) Santosh

The Postal Department has introduced a Postal Life Insurance scheme – Santosh in which an individual i.e., the proponent, is offered an assurance to the extent of the sum assured amount and accumulated bonus till the time he/she reaches the pre-specified maturity age. In case of unforeseen demise of the policyholder, the nominee or legal heir or assignee is paid the entire sum assured along with the accumulated bonus.

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Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

What is the PLI Santosh Maturity Calculator?

Performing simple tasks has become a lot more convenient and less time-consuming with the use of the PLI Santosh Maturity Calculator. PLI Santosh maturity payouts can now be estimated with a single click. Before investing in any life insurance plan, an estimate of the returns should always be made using PLI Calculator maturity amount.

PLI Santosh Maturity Calculator is a comprehensive and easy-to-use tool that helps in calculating the maturity amount for any insurance scheme. The post office PLI calculator maturity amount benefits the customer by offering an estimate of the returns and also helps plan future finances. This freely available online tool considers certain factors such as age, policy term, and the sum assured that offers you the right estimate on the maturity amount.

Apart from this, the PLI Santosh Surrender value calculator and PLI Santosh Bonus Calculator also provide you an estimate of the surrender amount, loan, bonus, paid-up, and projected maturity amount based on the total premium paid.

Why Should You Use the PLI Santosh Maturity Calculator?

The post office Santosh plan calculator helps customers to make comparisons and choose a plan that will provide maximum benefit to him/her. Below are the reasons why a customer should use a PLI maturity calculator.

  • It helps to compute the policy maturity amount free of cost and in a very short time

  • It compares different plans and helps in making an informed decision

  • Provides customer a clear idea of the sum to be received upon policy maturity and therefore helps the individual in planning his/her finances for the future.

How to Calculate Maturity Amount Using PLI Santosh Maturity Calculator?

Following is the step-to-step guide to using post office PLI Calculator 2024:

  • Step 1: Visit the official website of Postal Life Insurance

  • Step 2: Click on ‘Buy Policy’ option, placed at the right side of the page

  • Step 3: Now you will be redirected to a new page wherein basic information is required to be entered correctly

  • Step 4: After providing the information, enter the captcha image and click on ‘Get Quote’.

  • Step 5: The postal life insurance monthly premium and the maturity benefit will be displayed on the screen. Now, you can calculate the maturity amount using PLI maturity calculator.

Details Required While using PLI Santosh Maturity Calculator

Listed below are the details required while using PLI Santosh Maturity Calculator:

  • Personal Details such as customer’s age, name, gender, date of birth, policy type, email, contact number, occupation, etc.

  • Health details like if the customer is a smoker and if he/she is suffering from any serious illness

  • Desired sum assured amount

  • An estimate of the buyer’s future financial objectives and financial constraints to find a right policy

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Advantages of Using PLI Santosh Maturity Calculator

PLI Santosh Maturity Calculator helps determine the amount the customer can expect to receive once the policy has matured. PLI maturity Calculator offers the following benefits:

  1. Easily Available

    The post office PLI calculator maturity amount is available online at the PLI’s official website and can be used at any time at the convenience of insurance buyers.

  2. Reduces Manual Tasks

    The PLI Maturity calculator reduces the task of manually going through all the plans and making a comparison to find a plan that best fits the requirements of a customer. Now you can easily calculate the premium using PLI Santosh Maturity Calculator online without visiting the post office and standing in long queues.

  3. Assists in financial planning

    The PLI maturity calculator provides an estimate of the premium amount and also of the maturity value. This helps the buyer to plan his/her finances accordingly.

  4. Helps you choose additional coverages

    You can choose to add riders' benefits available under the chosen term insurance plan that increase the life insurance cover of a base term plan. With PLI maturity calculator, you can avail yourself of the highest possible life coverage amount that suits your budget.

Factors Affecting the PLI Santosh Premium Rates

Let us take a look at the factors that affect the PLI Santosh premium rates while using the PLI calculator 2024:

  1. Age

    The lower the age of the policyholder, the lower the premium amount is likely to be. This is because the possibility of the insurable condition, which is the policyholder’s demise, is more likely to occur as the age of the policyholder increases.

  2. Gender

    Some insurance companies charge lower premium rates for women because as per the research women tend to live longer than men do.

  3. Medical History

    Any record of a critical ailment in your medical or family history, such as cancer, diabetes, or Alzheimer’s disease, can trigger higher premium rates in the PLI calculator.

  4. Policy tenure

    The longer the policy tenure, the higher the sum assured amount of the policy. So, the policy tenure affects the premium rates in the PLI calculator.

  5. Lifestyle

    Some term plan calculators are also required to fill in the details regarding your lifestyle, like whether or not you are a smoker or whether you consume alcohol or not. Individuals with poor lifestyle habits are usually charged a higher term insurance premium than individuals of the same gender and age who have better lifestyle habits.

  6. Frequency of Premium Payment

    Based on the terms of each policy, you can select from options such as monthly/quarterly/half-yearly/annually. This option also affects the term insurance maturity value, which is usually lower for half-yearly or annual payment frequencies in the PLI maturity calculator.


  • What is PLI calculator 2024?

    Ans: The PLI calculator is an online tool that helps individuals calculate the premiums they would need to pay for the desired life cover. You can also use the PLI maturity calculator to get an estimate of the maturity amount you will be eligible to receive.
  • How can I calculate PLI maturity amount using PLI calculator 2024?

    Ans: You can easily calculate the PLI maturity amount using the PLI maturity calculator available online.
  • What are the benefits of calculating the maturity of PLI Santosh policy?


    The benefits of calculating the maturity of the PLI Santosh policy are as follows:

    • Helps in financial planning
    • Eases the manual task of calculating
    • Quick and Convenient
    • Choose Additional coverage
  • How is PLI maturity calculated?

    Ans: PLI maturity calculator takes in the details you input, like your age, maturity age, policy term, and type of plan, and estimates the PLI calculator maturity amount based on that information.
  • What is the maturity date of PLI?

    Ans: You can check the PLI maturity date by checking your PLI policy status online or visiting the company office and checking it offline.
  • What is the bonus rate for PLI Santosh Policy?

    Ans: You can calculate the bonus rate for PLI Santosh by using the PLI Santosh Maturity Calculator, as this PLI Calculator 2024 gives an estimate of the potential bonus based on the previous year’s trends.
  • What are the benefits of term life insurance?

    Ans: Here are 4 common benefits of term insurance:
    • Low premium rates
    • Tax Benefits
    • Death Benefit
    • Long term coverage
  • What are the benefits of term life insurance?

    Ans: Below mentioned are the key features of a best term insurance policy in India:
    • Affordable premium rates
    • Long-tenure life protection
    • Easy to understand and buy
    • Riders availability
    • Whole life protection
    • Tax benefits
  • What are the key features of a best term insurance plan in India?

    Ans: Let's understand what is term life policy here. Term insurance offers financial protection for a certain period to the policyholder, thereby, offering a lump sum payout if the policyholder unfortunately passes away during the policy term.

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