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Axis Children's Fund
Axis Children’s Fund Direct–Compulsory Lock-in Growth is a hybrid mutual fund tailored for long-term child-focused goals. Launched in November 2015, the fund manages ₹908 Crores in assets (as of March 2025) and has delivered an average annual return of 11.96% since inception. With 69.20% allocation to equity and 28.69% to debt, it combines growth potential with stability, making it suitable for parents planning for future education or life milestones.
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About Axis Children's Fund
Axis Children’s Fund has delivered an average annual return of 11.96% since inception, with a one-year return of 8.42% as of June 24, 2025. It follows a hybrid investment strategy, allocating 69.20% to equity and 28.69% to debt, aiming to balance growth with some stability. With a Net Asset Value (NAV) of ₹29.41 and an expense ratio of 1.3%, this child investment plan is ideal for long-term investors planning for a child’s education or other milestones.
Highlights Axis Children's Fund
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Performance & Consistency: The fund has doubled investor money every 5 years, though its consistency and downside protection are lower compared to peers in the same category.
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Sector Allocation: The fund’s equity portfolio is primarily diversified across Financials, Healthcare, Energy, Technology, and Capital Goods. However, it has relatively lower exposure to Financial and Healthcare sectors than other schemes in the category.
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Debt Quality: The fund’s debt allocation carries lower credit quality, which may suggest higher risk on the fixed-income side.
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Top Holdings: Its top five holdings include Government of India bonds (GOI), ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., and Bajaj Finance Ltd., reflecting a mix of government and blue-chip investments.
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Lock-in Feature: This scheme has a compulsory lock-in period, reinforcing long-term investing discipline for child-focused goals.
Key Information About Axis Children's Fund
| Fund House | Axis Mutual Fund |
| Date of Incorporation | Nov 18, 2015 |
| Total AUM | ₹908 Crs |
| Fund Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 |
| NAV of the Fund | ₹29.41 (as of 24 June 2025) |
| Min. SIP Investment | SIP ₹1000 & Lump. ₹5000 |
| Expense Ratio | 1.3% |
| Returns since inception | 11.96% p.a |
| Risk Level | Very High |
| Investment Objective | The scheme seeks to generate income by investing in debt & money market instruments, along with long-term capital appreciation through investments in equity & equity-related instruments. |
| Top Fund Managers | Hardik Shah Jayesh Sundar Devang Shah |
Performance of Axis Children's Fund
| Years | 1Y | 3Y | 5Y | All |
| Fund returns | 8.4% | 14.3% | 15.9% | 12.0% |
Top 10 Holdings of Axis Children's Fund
| Name | Sector | Assets |
| GOI | Sovereign | 5.80% |
| HDFC Bank Ltd. | Financial | 5.45% |
| ICICI Bank Ltd. | Financial | 5.38% |
| GOI | Sovereign | 4.67% |
| GOI | Sovereign | 4.08% |
| Reliance Industries Ltd. | Energy | 3.88% |
| Infosys Ltd. | Technology | 3.66% |
| Bajaj Finance Ltd. | Financial | 2.47% |
| GOI | Sovereign | 2.34% |
| Mahindra & Mahindra Ltd. | Automobile | 2.30% |
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Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child
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Sector Allocation of Axis Children's Fund
| Sector | Allocation (%) |
| Financial | 33.8% |
| Technology | 12.3% |
| Industrials | 12.0% |
| Healthcare | 11.5% |
| Energy & Utilities | 9.7% |
| Consumer Discretionary | 9.7% |
| Materials | 6.6% |
| Real Estate | 2.8% |
| Consumer Staples | 1.7% |
Expense Ratio, Exit Load and Taxation of the Axis Children's Fund
| Category | Percentage/Details |
| Expense Ratio | 1.3% |
| Exit Load | 3.0% |
FAQs
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What is the lock-in period for this fund?
Axis Children’s Fund has a mandatory lock-in period of 5 years or until the child turns 18, whichever is later. This ensures disciplined, goal-oriented investing. -
What is the fund’s performance history?
As of June 2025, the fund has delivered 8.42% returns in the last year and has maintained an average annual return of 11.96% since its launch in November 2015. -
How is the fund allocated between equity and debt?
The fund currently invests around 69.20% in equity and 28.69% in debt, offering a balanced approach to growth and stability. -
Is the Axis Children’s Fund suitable for short-term goals?
No, this fund is for long-term financial planning. The lock-in period and asset mix make it more suitable for goals like higher education or marriage, not for short-term liquidity needs.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.