NSIGSE Scheme was initiated by the Government of India in May 2008. It is a centrally sponsored scheme that aims to enhance the enrolment rates of female children of the age group 14 to 18 years to secondary schools after their successful completion of the class 8 examination. The concerned authorities plan out several methods to familiarize the benefits of the scheme and take all possible measures to offer wide publicity of the scheme to the target groups.
The crucial objective of the NSIGSE Scheme is to decrease the rate of female school dropouts and enhance the rate of enrolment of female students of vulnerable economic backgrounds to secondary schools. The students enrolled under this scheme are retained up to their 12th standard, i.e., up to the age of 18 years.
The key benefits of the NSIGSE Scheme are as follows:
NSIGSE Scheme aims to promote higher enrolment rates of female students in secondary schools. It intends to minimize the dropout rates by offering monetary aids to eligible students. However, the students who aspire to utilize the benefits of the NSIGSE Scheme shall satisfy the following eligibility norms.
The NSIGSE Scheme application forms are to be filled online by visiting the scheme’s official website. The steps to be followed to apply for the National Scheme of Incentive to Girls for Secondary Education are described below.
Step 1: The primary step to initiate the application process is to visit the official website of the NSIGSE Scheme.
Step 2: Click on the tab that asks you to register if you are a new user. Scroll down the page and read through the instructions. Click on the tab that says ‘continue’ at the bottom of the page.
Step 3: Enter all the required details correctly and register yourself. After the accomplishment of this step, the newly generated unique application id and password will be displayed on your computer screen. Your registered mobile number will also receive an OTP through SMS notification.
Step 4: Enter the received OTP and confirm your details.
Step 5: You will be redirected to a web page where you will have to fill the application form with your personal or any other scheme-related details. Fill in the details accurately.
Step 6: Before you make the final submission of the filled application form, verify all the details that you have entered thoroughly. Any details that are entered incorrectly may lead to complications in the future while you avail of the NSIGSE Scheme benefits. The application process completes when you click on the submit tab. You can print the submitted application and preserve it for future reference.
Before we dive into a deeper understanding of the documents to be submitted for availing NSIGSE Scheme benefits, let us look into the details of the time period of the scheme. Every implementing school must finish the exercise of determining eligible female students and preparing the proposal within a month at the commencement of every academic year. Within three consecutive months from the commencement of an academic year, the respective state government or union territory administrator shall submit the consolidated proposal to the MHRD.
Below is a list of documents to be furnished by the eligible female candidates at the time of application for the NSIGSE Scheme. The below-mentioned documents are to be uploaded on the online portal of the application in a specified format:
Eligible candidates under the NSIGSE Scheme can easily check their account balance. The implementing agency shall open an account in the beneficiary’s name in any of the nearest nationalized banks or post offices. The released incentive sum is deposited in the same account as a fixed-term deposit. The beneficiary girl child shall be given a passbook or a certificate that will act as proof of her identity as a beneficiary of the NSIGSE Scheme. She can get her passbook entered anytime when she wants to know the account balance. Internet banking options also facilitate the beneficiaries to check their accrued balance under the scheme without having to visit the bank or post office.
The interest rates of fixed-term deposits vary from 3% to 7% per annum based on the bank or post office in which the interest-bearing account is opened in the name of the beneficiary female student. However, to avail maximum benefit of the NSIGSE Scheme’s accrued interest, the candidates are not allowed to withdraw the deposits till they attain the age of 18 years.
The implementing partners of the scheme shall be state or Union territory government authorities, schools that function under the control and management of state governments, local bodies, aided private schools, and institutions associated with Panchayat Raj. The central government releases the amount to the respective state or Union territory governments to provide incentives to the eligible candidates. The same shall be forwarded to the respective implementing agencies who deposit the sum in the interest-bearing accounts of the beneficiaries of the NSIGSE Scheme.
The term or period of the incentive of INR 3000 deposited in the interest-bearing account opened in the beneficiary’s name shall be calculated from the date on which the incentive was deposited to the date on which the beneficiary female student attains 18 years of age. The NSIGSE Scheme does not allow premature withdrawal.
The Kasturba Gandhi Balika Vidyalaya Scheme was initiated in the year 2004 to benefit female students. Under this scheme, nearly a thousand new residential schools were opened for the girls of SC, ST, OBC, and Minority classes in the year 2006-07. During the same year, the central government of India sanctioned INR 128 Crore and also approved an additional sum of INR 172 Crore during that academic year. The Central government intends to provide further incentives to the female child who clears her class 8 examination and enrols in any government-recognized secondary school.
The dropout rate of girls was 50.8% from classes 1 to 8 in the academic year 2004-05. In the same year, the dropout rate for class 1 to 10 was around 64%. Therefore, only 36% of girls enrolled in Indian schools were retained up to class 10. This is a result of the inability of the poor parents to afford the educational costs of their child. Under the National Scheme of Incentive to Girls for Secondary Education (NSIGSE Scheme), the eligible female students who clear their class 8 and enrol for class 9 are offered a financial aid of Rs. 3000 that will be deposited into a dedicated account. The girl can choose to withdraw the amount once she attains 18 years. The key objective of the NSIGSE Scheme is to promote the enrolment of female students of the age group 14 to 18 years to the secondary schools once they pass their class 8 examination. It also aims to reduce the dropout percentage of female students after their 8th standard examination due to several socio-economic reasons. NSIGSE Scheme retains such female students up to class 12.
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A1. The crucial objective of the NSIGSE Scheme is to set up a conducive ambience to reduce the rate of dropout of female students and to promote their increased enrolment to secondary schools after completing their 8th standard. The main focus of this scheme is on the students who belong to the SC/ST category as they are generally the deprived classes of the society.
A2. The eligible candidate shall receive a sum of INR 3000 and its accrued interest at the end of the term of the interest-bearing account.
A3. The maximum age of the girl child while applying for the benefits of this scheme shall not be more than 16 years. Moreover, the married girls do not qualify for the incentive amount offered under this scheme.
A4. No. Candidates who have enrolled for their class 9 in Central Government schools or private schools because the parents who choose to enrol their children in such schools do not need additional financial assistance in general.
A5. No. Beneficiary female students are allowed to utilize the benefits of the scheme only if they continue their studies for at least two years from the date of enrolment. The passing certificate of the Class 10 board examination is a must for availing of the incentive benefits.
A6. No. NSIGSE scholarships are offered only to eligible female students. Boys are not entitled to any benefits under this scheme. However, you can explore various other schemes that may suit your requirement.
A7. No. The incentive amount of the NSIGSE Scheme shall be approved to the savings account of the beneficiary girl child only if she is alive at the time of maturation. However, the amount is not transferable to the account of her parents or legal guardians in case of her unfortunate death. In such cases, the amount shall be transferred back to the account of the Central government of India, and the same shall be used to offer the scheme benefits to any other eligible female student.
A8. The tentative dates of applications every year lies between September and November. However, it would be best if you refer to the notifications on the official website for authentic information.
A9. No. The scheme accepts the applications only on an online platform. Offline applications are not encouraged. To learn more about the online application process, read through the ‘How to Apply section of this page.
A10. No, you are not entitled to premature withdrawal of the incentive under the NSIGSE Scheme. You will be authorized to withdraw the amount and the accrued interest only after the successful completion of your 18th birthday on submission and verification of relevant documents.
A11. Under the National Scheme of Incentive to Girls for Secondary Education, the eligible girl students shall be entitled to a one-time incentive of INR 3000 that shall be deposited in the interest-bearing account under the beneficiary’s name. The term of the fixed deposit amount shall be calculated as the duration between the date of deposit of the incentive and the date of the 18th birthday of the beneficiary girl child.
A12. No. Since you are not eligible to withdraw the amount till the completion of your class 10 and attaining 18 years of age, you cannot use the amount benefitted under the NSIGSE Scheme to pay your school fees or purchase textbooks or uniforms or spend the same amount on any of the expenses incurred during your secondary school education. However, you can use the sum for your higher education in the future.