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ICICI Prudential Life Insurance Premium Payment Online
The ICICI Prudential Life Insurance Premium Payment Online facility is a secure digital service that allows policyholders to renew policies, pay premiums, and manage investments without visiting a physical branch. It ensures uninterrupted life cover and helps prevent policies from lapsing.
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This service ensures timely premium payments, prevents policy lapses, and provides uninterrupted life cover for you and your family. ICICI Prudential's online premium payment is designed for convenience, giving policyholders peace of mind and financial security.
About ICICI Prudential Life Insurance
ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited. It is known for offering cost-effective insurance products, quality services, and a seamless claim settlement process. One essential aspect of maintaining an ICICI Prudential Life Insurance policy is ensuring timely premium payments. ICICI Prudential offers multiple online and offline premium payment options to make this easier for policyholders.
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How to Make ICICI Prudential Life Insurance Premium Payments Online?
ICICI Prudential Life Insurance allows customers to make premium payments for their life insurance policy easily. Take a look at the steps below to understand the online premium payment process:
Through ICICI Life Insurance's Website
To make your ICICI Prudential Life Insurance premium payment online, visit the Pay Life Insurance Premium Online page on the ICICI Prudential website. You can pay quickly without logging in by providing your policy details, or log in to manage multiple policies. Follow the below steps to pay your ICICI Pru premiums through the ICICI Life official website
Step 1: Visit the official website of ICICI Prudential Life Insurance Company
Step 2: Go to the Pay Life Insurance Premium Online page.
Step 3: Enter your policy number and date of birth, then proceed with the ICICI online payment option.
Step 4: Click to view your due amount and proceed to pay. Select your preferred payment method from Debit/Credit Card, Net Banking, UPI, or Mobile Wallet.
Step 5: Pay your ICICI life insurance premium online and download your payment receipt for your records.
Through Policybazaar
You can make your instant ICICI Prudential life insurance premium payment online through Policybazaar by following the steps below:
Step 1: Visit Policybazaar's official webpage and click on the ‘Renewal’ option present in the top right corner.
Step 2: Click on the insurer and enter your policy number/application number/phone number and date of birth.
Step 3: Then, click on 'Continue' and follow the steps to complete your ICICI life insurance online payment.
Step 4: You can easily pay your ICICI Prudential Life Insurance premium in a few minutes. Once you have done so, you will receive your payment receipt shortly.
What are the different modes to pay the ICICI Life Insurance Premium?
Some methods used for ICICI Prudential Life Insurance online payment are as follows.
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Net Banking
You can register the insurer as a beneficiary to start the transfer of funds with various banks ICICI Prudential Life Insurance has partnered with to pay and renew premiums online. -
Infinity
ICICI Bank account holders can pay their ICICI Prudential Life Insurance premiums through the Infinity net banking service. By linking their policy to their ICICI Bank account, policyholders can also manage their policies online, make premium payments, check fund values, and carry out eligible e-transactions through a single net banking account. -
Bill Desk
You can register yourself on www[dot]billdesk[dot]com to make all your ICICI Prudential Life Insurance premium payments through the company's bill desk. -
Bill Pay
You can make your ICICI life insurance online payment using your bank's net banking or mobile banking app by following the below-mentioned steps: -
Bill Pay
You can make your ICICI life insurance online payment using your bank's net banking or mobile banking app by following the below-mentioned steps:-
Step 1: Enter the login credentials for net banking.
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Step 2: Select the option 'Pay Bills.'
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Step 3: From the drop-down menu, choose the option 'Insurance'.
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Step 4: From the list of insurers, choose 'ICICI Prudential Life Insurance.
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Step 5: Provide the policy details when prompted.
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Step 6: Click pay and proceed to renew the policy premium.
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Bharat Bill Payment Service
The steps to make ICICI Prudential Life Insurance online payment using BBPS are as follows.-
Step 1: Click the ‘Bill Pay’ link on the company’s official page.
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Step 2: Choose the appropriate insurer.
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Step 3: Enter the policy details and proceed to purchase the premium.
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Step 4: The customer can also use mobile apps registered with BBPS, such as GPay and BHIM.
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NEFT/RTGS
You can pay your renewal premium through your bank's net banking portal or by visiting your bank branch and transferring funds via NEFT or RTGS to ICICI Prudential Life using the prescribed beneficiary details. The details to be entered are as follows.-
Step 1: Choose the beneficiary name, mentioning the insurer.
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Step 2: Select the beneficiary bank, branch, and IFSC code.
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Step 3: Enter the bank account number to which the fund needs to be transferred.
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Step 4: Follow the instructions to make the ICICI Prudential Life Insurance online payment.
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Unified Payments Interface
The following are the steps for ICICI Prudential Life Insurance online payment using UPI.-
Step 1: Select the payment mode as UPI.
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Step 2: Provide the VPA address.
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Step 3: Approve the payment by authentication of credentials on the UPI app.
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Debit Card
You can use your debit or credit cards to make ICICI Prudential Life Insurance premium payments by providing your card details on the company's official website or app. -
Credit Card
Pay your ICICI Prudential Life Insurance premium online using major credit cards, including Visa, MasterCard, Maestro, Diners, Discover, and American Express.
How to Set Up Auto-Pay for ICICI Prudential Premium?
Auto-Pay (Standing Instructions / Direct Debit) ensures your premium is automatically deducted from your bank account on the due date, no manual action needed. Follow the below steps to set up auto-pay for your ICICI Prudential Premiums
Step 1: Log In to Your Policy Portal
Visit iciciprulife.com and log in with your credentials.
Step 2: Enter Policy Details
Provide your policy number and date of birth.
Step 3: Select 'Standing Instructions'
Navigate to the payment settings and choose 'Standing Instructions' or 'Auto-Debit'.
Step 4: Choose Payment Mode & Authenticate
Select your bank account or card for auto-debit and authenticate with OTP or net banking credentials.
Step 5: Confirm Auto-Pay Activation
Auto-Pay is now active. You'll receive a confirmation SMS and email. Ensure your account balance is sufficient before the due date.
You can modify or cancel your auto-pay instructions at any time through the same portal. Keep your linked bank account funded before each due date.
What is ICICI Prudential Life Insurance Renewal Premium Payment?
An ICICI Prudential Life Insurance Renewal Premium Payment is the ongoing payment you make to keep your life insurance policy active. By making these payments on time, you ensure your insurance coverage continues uninterrupted and your family remains financially protected.
What is the ICICI Prudential Life Insurance Renewal Process?
Renewing your ICICI Prudential Life Insurance policy is crucial to keep your life coverage active and uninterrupted. ICICI Prudential provides a simple online renewal process that allows policyholders to continue their policy benefits seamlessly. Here's how you can renew your ICICI Prudential Life Insurance policy:
Step 1: Visit the official website of ICICI Life Insurance and navigate to the ICICI Prudential Life Insurance renewal page.
Step 2: Enter Your Policy Details, such as policy number, date of birth, and registered mobile number.
Step 3: Choose the Payment Method. You can select from Debit Card, Credit Card, Net Banking, or UPI.
Step 4: Complete the payment process to complete your renewal.
Step 5: Once the payment is successful, you will receive a confirmation message and the premium receipt.
What are the Benefits of Using the ICICI Life Insurance Renewal Process?
The ICICI life insurance online payment process is the most preferred method by customers nationwide. Life insurance companies offer online facilities to improve customers' premium payment experience. Let us take a look at the various benefits of making ICICI Prudential Life insurance online payments:
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Convenient
You can easily transfer funds instantly within a few clicks using instant transfer, IMPS, and ICICI Prudential term insurance premium payment methods without the stress of standing in long queues. -
24*7 access
The company's official website and mobile app allow customers to pay their ICICI life insurance online payment anytime during the day or the week with their customer portal which is accessible 24x7. The customer service representatives can help you with any query that you may have during your ICICI Prudential online payment. -
Ease of Payment
The ICICI Prudential Online Payment feature allows you to pay your premiums using a laptop or a smartphone at your convenience, from the comfort of your home. This way you won't have to wait in long queues for an extended period of time to pay your premiums. -
Services at Zero Charge
The ICICI Prudential Online Payment service is free for all customers, which means you won't have to pay any extra charges for paying your premiums online. The customer can reach the insurer by calling a toll-free helpline number. The insurer also does not charge for other services, such as online chat, for the customer's benefit. -
Download ICICI Prudential Life Insurance App
The ICICI Prudential Life mobile app is also available for download free of cost. Through the app, you can update policy details, track claims, pay premiums, and download policy statements online, all on one platform.
Difference between ICICI Prudential Life Insurance Online Payment and Offline Payment
| Feature | Online Payment | Offline Payment |
| Availability | 24×7, 365 days | Branch hours only |
| Location | Anywhere — home, office, travel | Branch/collection centre |
| Paperwork | Zero paperwork | Physical forms required |
| Processing Time | Instant (before 3 PM: same day) | 1–2 business days |
| Payment Modes | UPI, Net Banking, Card, Wallet, NEFT | Cheque, Cash only |
| Auto-Pay Option | Yes, via standing instructions | Not available |
| Receipt | Instant digital receipt | Delayed by email/courier |
| Extra Charges | None | May involve travel costs |
Points To Remember Before Making The ICICI Life Insurance Online Payment
Here is a list of points to keep in mind while making your ICICI Prudential Online Payment:
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The customer must provide basic details such as name, mobile number, and policy number.
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The online payment made before 3 p.m. will be reflected on the same day; the policyholder's profile will reflect the payments made after 3 p.m.; the next day.
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The policyholder needs to enter the proper credentials while using net banking.
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Too many attempts to log in using net banking can result in getting locked out.
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For credit and debit cards, the life insured must mandatorily submit a photocopy of the front and back of the cards, respectively.
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The receipt of the premium paid will be available for download in the customer's profile.
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FAQs
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Q: How can I make ICICI Prudential Term Insurance Payment online?
Ans: You can make your ICICI Prudential Term Insurance Payment online through the insurer’s official website or mobile app. Simply log in with your policy details, choose the policy you want to pay for, and complete the transaction using debit/credit card, net banking, UPI, or e-wallets. You can also set up auto-debit instructions to ensure timely renewal of your ICICI Prudential term insurance policy without any hassle. -
Q: What are the ways to pay the policy premiums?
Ans: Customers can make ICICI Prudential Life Insurance online and offline payment.- The online method includes net banking, UPI, debit card, credit card, and e-wallets.
- The offline methods for ICICI Prudential Life Insurance premium payment are as follows.
- Cheque- The policyholder can drop the policy premium cheque at one of the ICICI Prudential branches.
- Cash- The customers can pay the policy premiums in cash at the insurer-authorized collection centers.
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Q: What is a premium receipt?
Ans: The ICICI Prudential Life Insurance premium payment receipt shows the premium paid for the purchased policy. It can be used as proof to the taxation authorities for tax benefits. If the customer pays the premium before the due date, the insurer will send a payment acknowledgement. The receipt will still be generated following the due date. The insurer will either email or courier the iciciPru life premium payment receipt. -
Q: What is the procedure to get a copy of the premium receipt?
Ans: The customer can get a copy of the premium receipt in the following ways.- Online Account:
- You need to log in with valid credentials and select the 'Statements ‘tab.
- Choose ‘Premium Receipt' and enter the policy number.
- Helpline number: You can call the toll-free number on the insurer's website or raise an on-call request with the customer care executives.
- Branch Office: You can directly visit the branch offices of the insurer and request the premium receipt.
- Email: You can write a request to the official email address of the insurer with the policy number in the subject line.
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Q: What is meant by a premium paid certificate?
Ans: It is a document that displays the total amount of premium paid by the policyholder for all the policies in a given financial year. The ICICIPru life premium payment certificate is helpful for tax filing. -
Q: What is the use of a direct debit facility?
Ans: The direct debit facility is an automated facility where customers opt to set up auto-debit instructions for their ICICI Prudential payment online from their bank account. -
Q: What is a ‘Renewal Premium Receipt’?
Ans: It shows the amount of ICICI prudential life insurance premium payment made by the customer for his/her policy. -
Q: What are the steps to set or modify Auto-pay instructions for premium payment?
Ans: The steps to set/modify auto-pay instructions for ICICI prudential life insurance online payment are:- The customer needs to provide the essential details such as policy number, date of birth and then choose 'standing instructions.'
- Choose 'Auto Debit.'
- Select the mode of payment.
- Click on the option 'Pay now.
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Q: What cards are accepted for card payments?
Ans: ICICI life insurance online payments can be made using debit card payments through Visa, MasterCard, and Rupay are accepted. -
Q: How can one access their ICICI account online?
Ans: They need to log in to their account online on the insurer’s website or the mobile app and enter valid credentials.
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Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late.
These stories stay with him.
As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step.
That's exactly what Policybazaar's term insurance is built to do.
In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."
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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
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*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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