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Bajaj Life ULIP Plan Calculator
Bajaj ULIP (Unit Linked Insurance Plan) is a popular investment option for investors. It offers dual benefits of insurance protection and the opportunity for wealth creation. The investor may invest in the capital market and secure a life insurance policy with a single premium.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- Bajaj Life ULIP Plan Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
10.96%
Equity Fund
14.02%
Opportunities Fund
17.9%
High Growth Fund
12.16%
Opportunities Fund
22%
Multi Cap Fund
13.59%
Accelerator Mid-Cap Fund II
15.15%
Multiplier
12.87%
Classic Opportunities Fund
14.41%
Virtue II
10.09%
Equity II Fund
9.8%
Blue-Chip Equity Fund
13.96%
Grow Money Plus Fund
11.08%
Equity Top 250 Fund
11.98%
Future Opportunity Fund
10.89%
Pension Dynamic Equity Fund
13.26%
Accelerator Fund
View Plans
In order to start with Bajaj ULIP, the investor needs to pay a premium or a lump sum payment on a monthly, quarterly, half-yearly, or annual basis. Then, the investor, as per his contribution to the premium amount, is assigned units that could be liquidated at the expiry or maturity of the policy.
However, before making an investment in the ULIP plan, it is critical for an investor to ensure whether the plan is appropriate as per the financial requirement. Handy online tools known as Bajaj ULIP calculators can give a basic idea about the returns on the investment. The investor may calculate the returns by entering the expected percentage of returns along with the premium amount he is liable to pay.
How Does Bajaj Life ULIP Calculator Work?
An investor must conduct a comprehensive analysis of an investment plan before making an investment. Bajaj Life ULIP calculator provides the means to get a fair idea to estimate the returns that one may accumulate from the ULIP investment. Hence, the investor may calculate or estimate the corpus they may be based on their inputs.
Let us understand the details an investor needs to provide in order to get the expected returns a ULIP plan may provide.
Bajaj Life ULIP Calculator for Returns
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Period of Premium Payment
An investor may fill in the frequency or the time period he is willing to allocate the premium amount. The amount can be paid on a monthly, quarterly, half-yearly, and annual basis. The policyholder may select any of them to calculate the returns. However, the policyholder must remember that one portion of the amount covers the life insurance policy. At the same time, the remaining funds are required to invest in the money market by the investor. Before committing funds, it helps to compare the best SIP plans based on returns, risk, and consistency. The investor may choose any market and can invest accordingly. Nevertheless, the investor must allocate the portion of the premium he is willing to invest in the capital market and insurance policy.
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Premium Amount
In the next step, the investor is required to fill in the premium amount he is willing to pay for the ULIP plan.
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Type of Fund
The investor must provide the details of the type of fund he is willing to get his premium invested in. For example, if he has a high-risk appetite, he may select the equity fund to invest the portion of the ULIP premium amount. In addition, if he wishes to reduce the risk, he may invest in a debt fund that is a low-risk associated fund, and provide reasonable returns. Finally, if he deems fit, the investor may also proceed with a hybrid form of a fund associated with low to medium risk and provide considerable returns.
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Rate of Returns
In this step, the policyholder may provide the expected return to calculate the total returns on the investment.
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Investment Duration
Lastly, a policyholder may provide the duration he wishes to stay invested.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI Life
AUM:81,025 Cr
81,025 Cr
NAV
179.55
5.01%
Returns
10.38%
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
70.86
-1.57%
Returns
17.51%
Highest Returns
High Growth Fund
Axis Max Life
AUM:12,572 Cr
12,572 Cr
NAV
106.19
-2.65%
Returns
24.29%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,551 Cr
3,551 Cr
NAV
55.1
-1.09%
Returns
14.47%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:9,938 Cr
9,938 Cr
NAV
57.91
1.99%
Returns
16.86%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Check out our other calculators: SIP Calculator
Bajaj Life ULIP Calculator for Premium
Sometimes, a policyholder may wish to calculate the premium amount on the given target he needs to achieve in a stipulated period. With the Bajaj Life ULIP calculator, an investor may also calculate the premium amount he must pay annually to achieve the targeted corpus. Let us understand it step-by-step.
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Achievable Amount
In the first step, an investor is required to enter the amount or corpus he wishes to achieve in a long-run investment. The corpus may vary from INR one lakh to INR 100 crore value. Hence, per the financial requirement, the policyholder may enter the amount.
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Time Period
In the second step, the policyholder needs to enter the duration he wishes his funds to be invested. The time duration may vary from 10 to 60 years.
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Division of Investment
As stated earlier, ULIP provides dual benefits in a single premium amount. Hence, the investor is required to divide the premium and allocate it as per his needs or convenience.
-
Expected Returns
The policyholder needs to provide the expected returns he anticipates from the ULIP plan. In the case of the risk-free instrument, the rate of returns varies from one to nine percent. However, in the market-linked instrument, the rate of returns varies from one to fifteen percent.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹69.13 | ₹21160 Cr | 7.32% | 9.38% | |
| SBI Life Bond Fund | ₹50.28 | ₹16781 Cr | 5.44% | 6.72% | |
| SBI Life Equity Fund | ₹179.55 | ₹81025 Cr | 9.11% | 10.96% | |
| SBI Life Equity Optimiser Fund | ₹50.13 | ₹2622 Cr | 9.73% | 10.84% | |
| SBI Life Growth Fund | ₹87.68 | ₹2913 Cr | 8.58% | 10.67% | |
| SBI Life Money Market Fund | ₹36.68 | ₹444 Cr | 5.76% | 6% | |
| SBI Life Top 300 Fund | ₹52.61 | ₹1981 Cr | 9.18% | 11.66% | |
| SBI Life Pure Fund | ₹24.33 | ₹1150 Cr | 8.4% | - | |
| SBI Life Bond Optimiser Fund | ₹21.91 | ₹3238 Cr | 7.03% | - | |
| SBI Life Balanced Pension | ₹69.63 | ₹805 Cr | 7.98% | 10.26% | |
| SBI Life Bond Pension | ₹44.7 | ₹530 Cr | 5.32% | 6.99% | |
| SBI Life Equity Pension | ₹67.78 | ₹11842 Cr | 10.16% | 11.82% | |
| SBI Life Growth Pension | ₹68.71 | ₹632 Cr | 9.24% | 11.18% | |
| SBI Life Money Market Pension | ₹33.9 | ₹142 Cr | 5.71% | 5.98% | |
| SBI Life Equity Optimiser Pension | ₹53.7 | ₹976 Cr | 9.64% | 11.67% | |
| SBI Life Top 300 Pension | ₹51.11 | ₹710 Cr | 9.22% | 11.73% | |
| SBI Life Midcap Fund | ₹43.85 | ₹55035 Cr | 16.62% | - | |
| SBI Life Corporate Bond Fund | ₹16.37 | ₹1025 Cr | 5.47% | - | |
| SBI Life Equity Elite II | ₹47.44 | ₹12182 Cr | 8.64% | 10.63% | |
| SBI Life Index | ₹43.37 | ₹102 Cr | 9.53% | 11.15% | |
| SBI Life Index Pension | ₹45.27 | ₹27 Cr | 9.65% | 11.19% | |
| SBI Life Discontinued Policy Fund | ₹25.38 | ₹10703 Cr | 5.67% | 6.03% | |
| SBI Life Equity Elite | ₹80.84 | ₹13 Cr | 11.61% | 13.48% | |
| SBI Life P-E Managed | ₹35.93 | ₹215 Cr | 8.16% | 9.39% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.42 | ₹2 Cr | 5.12% | 6.55% | |
| SBI Life Bond Pension II | ₹23.32 | ₹29088 Cr | 5.21% | 6.36% | |
| SBI Life Equity Pension II | ₹37.9 | ₹12141 Cr | 9.19% | 11.42% | |
| SBI Life Money Market Pension II | ₹20.71 | ₹1532 Cr | 5.48% | 5.73% | |
| SBI Life Discontinue Pension Fund | ₹21.43 | ₹6775 Cr | 5.67% | - | |
| SBI Life Group Growth Plus Fund | ₹54.28 | ₹3 Cr | 7.72% | - | |
| SBI Life Group Debt Plus Fund | ₹39.74 | ₹113 Cr | 6.19% | - | |
| SBI Life Group Balance Plus Fund | ₹46.99 | ₹11 Cr | 7.01% | - | |
| SBI Life Group Balance Plus Fund II | ₹25.75 | ₹869 Cr | 6.98% | - | |
| SBI Life Group Debt Plus Fund II | ₹25.81 | ₹281 Cr | 6.3% | - | |
| SBI Life Group Growth Plus Fund II | ₹25.48 | ₹237 Cr | 7.95% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.46 | ₹19 Cr | 5.94% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.47 | ₹2 Cr | 0.99% | - |
See more plans
Benefits of Bajaj Life ULIP Calculator
-
The Bajaj Life ULIP calculator is user-friendly since a policyholder is not required to go through any special instructions to use the calculator.
-
The calculator does not charge any amount and is free to use. In addition, the user is not mandated to proceed with the investment using the calculator.
-
The investor may make the investment decision after getting a clear idea using the calculator. One is only required to provide the necessary details to see the result.
ULIP Plan Calculators
Conclusion
Bajaj Life ULIP calculator is a user-friendly tool that is accessible to every investor. It allows the investor to estimate the expected returns from the investment. Further, the investor may draw several comparisons between ULIP plans using the ULIP calculator. Bajaj Life ULIP calculator shows the precise result to the investor. The investor may conveniently use the calculator online.
FAQ's
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What are ULIP charges bound to be deducted upon the withdrawal of funds?
A ULIP plan includes the following charges.- Fund allocation charges
- Mortality charges
- Fund management charges
- Policy administration charges
- Surrender charges
-
What is Bajaj Life ULIP calculator?
Bajaj Life ULIP calculator is an online tool that helps the investor calculate the premium and returns on the investment. -
What essential information do I need to provide to use the ULIP calculator?
A user needs to provide the following details in order to use the ULIP calculator.- Frequency of payment
- Premium amount
- Type of funds
- Expected rate of returns
- Duration
Returns are not guaranteed. It depends on the condition and movement of the market. -
Can I buy ULIP plan?
Everyone can buy a ULIP plan either online or offline. An individual may get in touch with a bank or an agent in order to purchase the ULIP plan.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.