50000 SIP for 5 Years

List of 50000 SIP for 5 Years

Below is the list of best SIP plans you can invest 50000 SIP for 5 years in: 

Details of 50000 SIP for 5 Years​

Below are the details of SIP plans for 50000 for 5 years: 

1. Quant Small Cap Fund-Growth

   Investment Objective: The primary investment objective is to seek capital appreciation and provide long-term growth opportunities by investing in a portfolio of small-cap companies.

   Parameters	Details
   Fund Name	Quant Small Cap Fund-Growth
   NAV	₹ 250.39 (as on 19th December, 2025)
   AUM	₹29,462.70 Crs
   Expense Ratio	1.59%
   Return 5 Years	33.42%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	24th November, 1996
   Asset Allocation	Equity: 95.66%, Debt: 0.61%, Others: 3.73%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Reliance Industries Ltd Repo Jio Financial Services Limited RBL Bank Ltd Aegis Logistics Ltd Adani Power Ltd MIDCAPNIFTY 30/12/2025 Bikaji Foods International Ltd Anand Rathi Wealth Ltd Aster DM Healthcare Ltd
   Fund Managers	Sanjeev Sharma Ankit A Pande Sandeep Tandon Varun Pattani Ayusha Kumbhat Sameer Kate Yug Tibrewal
   Fund Type	Open-ended

2. Motilal Oswal Midcap Fund Regular-Growth

   Investment Objective: The scheme seeks to achieve long-term capital appreciation by investing in quality mid-cap companies having long-term competitive advantages and potential for growth.

   Parameters	Details
   Fund Name	Motilal Oswal Midcap Fund Regular-Growth
   NAV	₹ 100.50 (as on 19th December, 2025)
   AUM	₹33,608.53 Crs
   Expense Ratio	1.55%
   Return 5 Years	33.24%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	24th February, 2014
   Asset Allocation	Equity: 92.08%, Others: 7.92%
   Top Sectors	Real Estate Materials Consumer Discretionary Industrials Financial Healthcare Technology
   Top Holdings	Reverse Repo/CBLO Dixon Technologies (India) Ltd Persistent Systems Ltd Coforge Ltd Zomato Ltd Kalyan Jewellers India Ltd One 97 Communications Ltd Trent Ltd Others CBLO Polycab India Ltd
   Fund Managers	Ajay Khandelwal Niket Shah Rakesh Shetty Sunil Sawant
   Fund Type	Open-ended

   

3. ICICI Prudential Infrastructure Fund-Growth

   Investment Objective: The investment objective is to gain capital appreciation by investing in a well-diversified basket of equity securities of companies in the infrastructure sector, including those involved in construction, power, telecommunications, roads, etc.

   Parameters	Details
   Fund Name	ICICI Prudential Infrastructure Fund-Growth
   NAV	₹ 194.44 (as on 19th December, 2025)
   AUM	₹7,941.20 Crs
   Expense Ratio	1.85%
   Return 5 Years	37.23%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	31st August, 2005
   Asset Allocation	Equity: 93.73%, Debt: 1.29%, Others: 4.37%
   Top Sectors	Consumer Discretionary Industrials Energy & Utilities Financial Materials Real Estate Technology
   Top Holdings	Larsen & Toubro Ltd Repo NTPC Ltd Adani Ports and Special Economic Zone Ltd Vedanta Ltd Reliance Industries Ltd NCC Ltd AIA Engineering Ltd Axis Bank Ltd Kalpataru Power Transmission Ltd
   Fund Managers	Ihab Dalwai Sharmila D'Silva
   Fund Type	Open-ended

4. Nippon India Small Cap Fund - Growth

   Investment Objective: The scheme aims to generate long-term capital appreciation by investing predominantly in equity and equity-related instruments of small-cap companies.

   Parameters	Details
   Fund Name	Nippon India Small Cap Fund - Growth
   NAV	₹ 164.83 (as on 19th December, 2025)
   AUM	₹65,922.00 Crs
   Expense Ratio	1.4%
   Return 5 Years	32.35%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	16th September, 2010
   Asset Allocation	Equity: 95.85%, Debt: 0%, Others: 4.15%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Repo Multi Commodity Exchange Of India Ltd HDFC Bank Ltd State Bank of India Karur Vysya Bank Ltd Kirloskar Brothers Ltd Paradeep Phosphates Ltd Bharat Heavy Electricals Ltd Apar Industries Ltd Elantas Beck India Ltd
   Fund Managers	NA
   Fund Type	Open-ended

5. HDFC Flexi Cap Fund Regular-Growth

   Investment Objective: To generate capital appreciation/income from a portfolio predominantly invested in equity and equity-related instruments.

   Parameters	Details
   Fund Name	HDFC Flexi Cap Fund Regular-Growth
   NAV	₹ 2,058.06 (as on 19th December, 2025)
   AUM	₹80,642.30 Crs
   Expense Ratio	1.37%
   Return 5 Years	28.76%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st January, 1995
   Asset Allocation	Equity: 86.18%, Debt: 0.55%, Others: 10.78%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo ICICI Bank Ltd HDFC Bank Ltd Axis Bank Ltd State Bank of India SBI Life Insurance Company Ltd Kotak Mahindra Bank Ltd Maruti Suzuki India Ltd Cipla Ltd HCL Technologies Ltd
   Fund Managers	Roshi Jain Dhruv Muchhal
   Fund Type	Open-ended

   

6. Parag Parikh Flexi Cap Fund Regular-Growth

   Investment Objective: To seek long-term capital growth from an actively managed portfolio of equity and equity-related securities across market caps, without restriction to any sector or geography.

   Parameters	Details
   Fund Name	Parag Parikh Flexi Cap Fund Regular-Growth
   NAV	₹ 86.18 (as on 19th December, 2025)
   AUM	₹113,280.87 Crs
   Expense Ratio	1.28%
   Return 5 Years	21.81%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	24th May, 2013
   Asset Allocation	Equity: 75.22%, Debt: 21.1%, Others: 2.97%
   Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Others CBLO HDFC Bank Ltd Bajaj Holdings & Investment Ltd Power Grid Corporation of India Ltd Coal India Ltd ICICI Bank Ltd ITC Ltd Alphabet Inc Forgn. Eq (GOOGL) Kotak Mahindra Bank Ltd Maruti Suzuki India Ltd
   Fund Managers	Rajeev Thakkar Raunak Onkar Raj Mehta Rukun Tarachandani Mansi Kariya
   Fund Type	Open-ended

7. SBI PSU Fund-Growth

   Investment Objective: The fund aims to provide long-term capital appreciation and liquidity through an actively managed and diversified portfolio of equity stocks of domestic Public Sector Undertakings (PSUs) and debt/money market instruments issued by PSUs and other companies.

   Parameters	Details
   Fund Name	SBI PSU Fund-Growth
   NAV	₹ 33.06 (as on 19th December, 2025)
   AUM	₹5,278.16 Crs
   Expense Ratio	1.86%
   Return 5 Years	32.69%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	7th July, 2010
   Asset Allocation	Equity: 96.04%, Debt: 0.08%, Others: 3.88%
   Top Sectors	Industrials Energy & Utilities Financial Materials
   Top Holdings	State Bank of India Bharat Electronics Ltd NTPC Ltd Power Grid Corporation of India Ltd GAIL (India) Ltd Bharat Petroleum Corporation Ltd Bank Of Baroda Repo NMDC Ltd Indian Bank
   Fund Managers	NA
   Fund Type	Open-ended

8. Mirae Asset Large Cap Fund Regular- Growth

   Investment Objective: To generate long-term capital appreciation by capitalizing on potential investment opportunities by predominantly investing in equities of large-cap companies.

   Parameters	Details
   Fund Name	Mirae Asset Large Cap Fund Regular- Growth
   NAV	₹ 117.23 (as on 19th December, 2025)
   AUM	₹39,975.32 Crs
   Expense Ratio	1.52%
   Return 5 Years	16.29%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	4th April, 2008
   Asset Allocation	Equity: 99.5%, Debt: 0.14%, Others: 0.37%
   Top Sectors	Healthcare Materials Technology Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Real Estate
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Infosys Ltd Reliance Industries Ltd ITC Ltd Bharti Airtel Ltd Tata Consultancy Services Ltd Larsen & Toubro Ltd Axis Bank Ltd Maruti Suzuki India Ltd
   Fund Managers	NA
   Fund Type	Open-ended

9. Axis Balanced Advantage Fund Regular-Growth

   Investment Objective: The scheme aims to achieve the dual objective of capital appreciation by investing in equity or equity-linked securities and generating income through investments in debt and money market instruments, while actively managing risk through asset allocation.

   Parameters	Details
   Fund Name	Axis Balanced Advantage Fund Regular-Growth
   NAV	₹ 21.58 (as on 19th December, 2025)
   AUM	₹3,431.21 Crs
   Expense Ratio	1.92%
   Return 5 Years	12.66%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st August, 2017
   Asset Allocation	Equity: 57.36%, Debt: 29.02%, Others: 12.52%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Cash Margin Net Receivables Reliance Industries Ltd HDFC Bank Ltd State Bank of India Others CBLO ICICI Bank Ltd Infosys Ltd Mahindra & Mahindra Ltd Larsen & Toubro Ltd
   Fund Managers	Devang Shah Hardik Shah Jayesh Sundar
   Fund Type	Open-ended

10. Quant Large and Mid Cap Fund-Growth

    Investment Objective: The primary investment objective is to seek capital appreciation and provide long-term growth opportunities by investing in a portfolio of large-cap and mid-cap companies.

    Parameters	Details
    Fund Name	Quant Large and Mid Cap Fund-Growth
    NAV	₹ 114.99 (as on 19th December, 2025)
    AUM	₹3,651.47 Crs
    Expense Ratio	1.9%
    Return 5 Years	23.08%
    Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
    Risk Level	Principal at very high risk
    Launch Date	12th December, 2006
    Asset Allocation	Equity: 93.59%, Debt: 4.81%, Others: 1.6%
    Top Sectors	Consumer Discretionary Industrials Healthcare Materials Real Estate Technology Consumer Staples Diversified Energy & Utilities Financial
    Top Holdings	Reliance Industries Ltd Repo Lloyds Metals and Energy Ltd Aurobindo Pharma Ltd Samvardhana Motherson International Ltd Adani Power Ltd Larsen & Toubro Ltd Marico Ltd Infosys Ltd. 28-OCT-25 IRB Infrastructure Developers Ltd
    Fund Managers	Sanjeev Sharma Ankit A Pande Sandeep Tandon Varun Pattani Ayusha Kumbhat Sameer Kate Yug Tibrewal
    Fund Type	Open-ended

How Does Your 50000 SIP for 5 Years Work? 

The potential growth of your ₹50,000 monthly SIP depends on various factors, including the type of fund, market conditions, and investment duration. Let’s examine how this investment option could perform across different fund categories based on assumed historical returns:

1. Large-Cap Funds:

   • Scenario: A risk-averse investor seeking steady and predictable growth.
   • Monthly SIP Amount: ₹50,000
   • Investment Period: 5 years
   • Fund Type: Large-Cap
   • Annualized Returns: 10% CAGR (Assumed)
   • Outcome: In 5 years, the investment could grow to approximately ₹38.6 lakhs. This corpus can be a stepping stone towards securing your child’s education or building a financial cushion.

2. Mid-Cap Funds:

   • Scenario: An investor in their 30s balancing growth potential and moderate risk.
   • Monthly SIP Amount: ₹50,000
   • Investment Period: 5 years
   • Fund Type: Mid-Cap
   • Annualized Returns: 12% CAGR (Assumed)
   • Outcome: In 5 years, the investment could grow to approximately ₹40.6 lakhs. This amount can be allocated for goals like purchasing a car or planning a dream vacation.

3. Small-Cap Funds:

   • Scenario: A younger investor with a higher risk appetite aiming for maximum returns.
   • Monthly SIP Amount: ₹50,000
   • Investment Period: 5 years
   • Fund Type: Small-Cap
   • Annualized Returns: 15% CAGR (Assumed)
   • Outcome: In 5 years, using SIP return calculator, the investment could grow to approximately ₹43.7 lakhs. This significant corpus can support ambitious goals, such as starting a business or making a down payment on a house.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

13.06%

Equity Pension

15.9%

Opportunities Fund

19.1%

Pension Growth Super

13.24%

Opportunities Fund

20.99%

Multi Cap Fund

14.21%

Accelerator Mid-Cap Fund II

15.9%

Multiplier

14.71%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.24%

Equity II Fund

14.8%

US Equity Fund

15.09%

Growth Opportunities Plus Fund

11.69%

Equity Top 250 Fund

14.14%

Future Apex Fund

12.11%

Pension Dynamic Equity Fund

14.5%

Pension Enhanced Equity

Why Start Investing Today?

• Power of Compounding: Starting early allows your money to grow exponentially over time.
• Rupee Cost Averaging: Regular investments smooth out market volatility, ensuring you buy more units when prices are low.
• Flexibility and Accessibility: SIPs offer the freedom to choose investment amounts and funds that align with your goals and risk appetite.