Bajaj Allianz SIP Calculator

The Bajaj Allianz SIP Calculator is an online tool provided by Bajaj Allianz life insurance, specifically designed to helpinvestors in planning their investments and estimating potential returns through Systematic Investment Plans (SIPs).

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  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.

Bajaj Allianz SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.46%
High Growth Fund
Top 200 Fund
19.18%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.62%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.71%
Opportunities Fund
Equity II Fund
10.24%
Equity II Fund
Accelerator Fund
13.37%
Accelerator Fund
Growth Opportunities Plus Fund
14.4%
Growth Opportunities Plus Fund
Multiplier
15.51%
Multiplier
Equity Top 250 Fund
11.42%
Equity Top 250 Fund
Future Apex Fund
13.43%
Future Apex Fund
Opportunities Fund
12.37%
Opportunities Fund
Frontline Equity Fund
14.07%
Frontline Equity Fund
Virtue II
15.04%
Virtue II
Pension Dynamic Equity Fund
10.87%
Pension Dynamic Equity Fund
Equity Fund
11.76%
Equity Fund
Blue-Chip Equity Fund
10.18%
Blue-Chip Equity Fund

Let’s discuss the features and benefits of the Bajaj Allianz SIP Calculator and provide a step-by-step guide on how to use it effectively.

What is Bajaj Allianz SIP Calculator?

The Bajaj Allianz SIP Calculator is a financial online calculator designed to help individuals plan their investments through Systematic Investment Plans (SIPs) and estimate the potential returns on their investments. By inputting relevant financial details, the calculator provides valuable insights into the growth of your investments over time, aiding you in achieving your financial goals.

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.93

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.35 18.46 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.24 17.6 15.04 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

79.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.45 16.09 14.71 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

84.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.7 13.92 14.62 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.33 14.4 14.2 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.47 16.05 14.07 %

Instant tax receipt
AUM (Cr)

₹349

NAV

98.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.23 15.76 13.89 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.23 14.73 13.82 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

157.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.35 14.6 13.45 %

Instant tax receipt
AUM (Cr)

₹101

NAV

58.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.52 16.27 13.43 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.24 17.6 15.04 %

AUM (Cr)

₹3,581

NAV

42.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.33 14.4 14.2 %

AUM (Cr)

₹4,348

NAV

70.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.47 16.05 14.07 %

AUM (Cr)

₹349

NAV

98.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.23 15.76 13.89 %

AUM (Cr)

₹440

NAV

69.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.23 14.73 13.82 %

AUM (Cr)

₹7,189

NAV

157.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.35 14.6 13.45 %

AUM (Cr)

₹101

NAV

58.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.52 16.27 13.43 %

AUM (Cr)

₹236

NAV

50.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.7 16.03 13.37 %

AUM (Cr)

₹13,357

NAV

83.92

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.84 14.13 12.72 %

AUM (Cr)

₹2,155

NAV

67.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.08 13.8 11.97 %

AUM (Cr)

₹9,928

NAV

118.93

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.35 18.46 %

AUM (Cr)

₹37,289

NAV

79.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.45 16.09 14.71 %

AUM (Cr)

₹5,652

NAV

84.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.7 13.92 14.62 %

AUM (Cr)

₹2,323

NAV

182.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.9 19.18 %

AUM (Cr)

₹986

NAV

75.23

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.7 15.78 14.4 %

AUM (Cr)

₹13,638

NAV

69.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.18 14.51 12.92 %

AUM (Cr)

₹3,368

NAV

60.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.49 14.32 12.37 %

AUM (Cr)

₹1,183

NAV

54.6

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.52 13.99 12.22 %

AUM (Cr)

₹539

NAV

58.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.66 13.08 11.42 %

AUM (Cr)

₹222

NAV

94.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.33 8.67 8.55 %

AUM (Cr)

₹866

NAV

40.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 8.08 7.93 %

AUM (Cr)

₹501

NAV

38.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6 8.08 7.73 %

AUM (Cr)

₹136

NAV

34.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 7.65 7.55 %

AUM (Cr)

₹210

NAV

47.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.17 7.58 7.43 %

AUM (Cr)

₹75

NAV

40.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.52 7.42 7.37 %

AUM (Cr)

₹96

NAV

38.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 7.59 7.31 %

AUM (Cr)

₹8,009

NAV

32.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.28 7.21 7.26 %

AUM (Cr)

₹139

NAV

29.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.11 7.26 %

AUM (Cr)

₹19,982

NAV

49.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.4 7.24 %

AUM (Cr)

₹878

NAV

100.23

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.55 17.13 15.34 %

AUM (Cr)

₹369

NAV

48.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.77 11.79 10.68 %

AUM (Cr)

₹501

NAV

104

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.31 10.67 10 %

AUM (Cr)

₹65

NAV

60.35

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.74 10.21 9.95 %

AUM (Cr)

₹5,893

NAV

40.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14 10.75 9.93 %

AUM (Cr)

₹858

NAV

39.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.9 10.73 9.82 %

AUM (Cr)

₹7,999

NAV

111.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.41 10.86 9.74 %

AUM (Cr)

₹295

NAV

31.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.59 10.09 9.69 %

AUM (Cr)

₹2,021

NAV

43.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.05 10.14 9.51 %

AUM (Cr)

₹19

NAV

34.1

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.18 10.46 9.47 %

AUM (Cr)

₹7,189

NAV

157.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.35 14.6 13.45 %

AUM (Cr)

₹1,296

NAV

79.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.84 14 13.35 %

AUM (Cr)

₹2,883

NAV

70.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.36 14.49 13.22 %

View More

How to Use Bajaj Allianz SIP Calculator?

Using the SIP Calculator is a simple and straightforward process. Follow these steps to make the most of this tool:

  • Visit SIP Calculator.

  • Input the SIP tenure, which refers to the number of years you intend to invest.

  • Enter the investment amount you plan to make per SIP installment.

  • Specify the expected rate of return on your investment.

  • Finally, click on the "Calculate" button to generate the results.

How Does Bajaj Allianz SIP Calculator 2025 Work?

The Bajaj Allianz SIP Calculator for 2025 operates by utilizing specific financial inputs to estimate the potential growth and returns of investments made through Systematic Investment Plans (SIPs). 

The Bajaj Allianz SIP Calculator uses a simple formula to determine how much extra money you can earn on your SIP investments. It considers important factors like how much you invest, how long you plan to keep your money invested, and the expected rate of return. By plugging in these details, the calculator gives you an estimate of the additional money you can make through compound interest.

How to Calculate Bajaj Allianz SIP Returns 2025? 

The Bajaj Allianz SIP Calculator uses the compound interest formula to determine the potential returns on investments. The specific formula used for these calculations is as follows:

FV = P x ({[ 1+ i ] ^ n-1 } / i ) x (1+i)

Here:

FV = Future Value (The amount to be received after maturity)

P = amount that the investor invests

i = The rate of interest periodically, that is, annual return rate percentage / 12

n = Total number of months

Example 

Vrinda invests Rs. 5,000 monthly at 14% through ELSS Fund SIP. If she selects the tenure of 10 years, then the returns will be:

FV = 5,000 x ({[ 1 + 0.14] ^ 120 – 1} / 0.14) x (1 + 0.14)

FV = Rs. 13,10,000

Total returns = Future Value – Invested Amount throughout the tenure

Total returns = Rs. 13,10,000 – Rs. 6,00,000

Total returns = Rs. 7,10,000

People also read: Bajaj Allianz Small Cap Fund NFO

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
30.5% 22.35%
18.46%
View Plan
Top 200 Fund Tata AIA
Rating
30.5% 22.9%
19.18%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.7% 13.92%
14.62%
View Plan
Opportunities Fund HDFC Standard
Rating
25.45% 16.09%
14.71%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
18.93% 11.14%
10.24%
View Plan
Grow Money Plus Fund Bharti AXA
Rating
20.23% 14.73%
13.82%
View Plan
Multiplier Birla Sun Life
Rating
26.22% 15.57%
15.51%
View Plan
Equity Top 250 Fund Edelwiess Tokio
Rating
19.66% 13.08%
11.42%
View Plan
Opportunities Fund ICICI Prudential
Rating
22.49% 14.32%
12.37%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Benefits of Bajaj Allianz SIP Calculator

  • Accurate Projection: By utilizing advanced mathematical algorithms and compound interest formulas, the calculator provides accurate projections of the potential returns on your investments. This helps you make informed decisions and set realistic financial goals.

  • Customized Analysis: The calculator allows you to input various parameters such as investment amount, SIP frequency, tenure, and expected rate of return. This customization enables you to analyze different scenarios and tailor your investment strategy according to your specific needs and preferences.

  • Time and Cost Efficiency: Instead of manually performing complex calculations, the Bajaj Allianz SIP Calculator automates the process, saving you time and effort. It eliminates the need for manual calculations and provides instant results, allowing you to make proper investment decisions.

  • Goal Planning: The calculator aids in effective goal planning by estimating the maturity value of your investments. It helps you determine whether your investment plan aligns with your financial objectives, allowing you to make necessary adjustments or explore alternative strategies.

  • Comparison and Decision-making: With the ability to experiment with different inputs, the calculator enables you to compare multiple investment options. This facilitates better decision-making as you can assess the potential returns and risks associated with each option, helping you choose the most suitable investment plan.

Conclusion

The Bajaj Allianz SIP Calculator proves to be a highly beneficial tool for investors looking to plan and optimize their investments. By leveraging the Bajaj Allianz SIP Calculator, investors can gain valuable insights and strategize their investments effectively, ultimately paving the way towards achieving their financial objectives. 

SIP Hub

FAQs

  • Where can I access the Bajaj Allianz SIP Calculator?

    You can access the Bajaj Allianz SIP Calculator on the official website of Policybazaar or through their dedicated online investment platforms.
  • Can I customize the inputs in the calculator?

    Yes, the Bajaj Allianz SIP Calculator allows you to customize inputs such as investment amount, SIP frequency, tenure, and expected rate of return. This customization helps you analyze different scenarios and tailor your investment strategy accordingly.
  • Is the Bajaj Allianz SIP Calculator free to use?

    Yes, the Bajaj Allianz SIP Calculator is provided as a free online tool for investors to utilize.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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