What is a Bharti AXA SIP Plan?
A Systematic Investment Plan (SIP) is a disciplined way of regularly investing a fixed amount in mutual funds or insurance-linked investment products. Bharti AXA provides an online SIP calculator to help investors estimate returns based on variables such as monthly SIP amount, tenure, and expected rate of return. This tool can be used in two ways:
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To estimate the maturity amount by entering the monthly investment, tenure, and expected returns.
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To calculate the required monthly investment to achieve a specific financial goal within a set timeframe.
Bharti AXA’s SIP calculator supports investors in choosing between different types of SIPs and mutual fund schemes, enabling easy comparison and planning.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
17.86%
High Growth Fund
17.65%
Top 200 Fund
13.7%
Accelerator Mid-Cap Fund II
14.29%
Opportunities Fund
9.16%
Equity II Fund
12.7%
Accelerator Fund
13.69%
Grow Money Plus Fund
14.94%
Multiplier
11.41%
Equity Top 250 Fund
12.58%
Future Apex Fund
11.87%
Opportunities Fund
13.91%
Frontline Equity Fund
15.2%
Virtue II
10.42%
Pension Dynamic Equity Fund
11.81%
Top 300 Fund
9.94%
Blue-Chip Equity Fund
Bharti AXA ULIP Plans
Bharti AXA’s Unit Linked Insurance Plans (ULIPs) combine insurance protection with investment opportunities. They allow policyholders to invest premiums in various equity and debt funds based on their risk appetite. Some of the prominent ULIP plans include:
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Bharti AXA Life Wealth Pro
Offers two variants (Growth and Legacy), wealth boosters, multiple investment strategies, and tax benefits.
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Bharti AXA Life Grow Wealth
A non-participating ULIP plan designed for low-risk wealth growth.
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Bharti AXA Life Future Invest Plan
Combines investment with added protection features.
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Bharti AXA Life Guaranteed Wealth Pro
A non-linked plan with flexible payout structures and options for lifelong income with life cover up to 100 years of age.
Benefits of Investing in Bharti AXA SIP and ULIP Plans
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Disciplined Investment
SIPs enable regular investing with smaller amounts, reducing market timing risks.
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Tax Efficiency
Many Bharti AXA plans offer tax benefits under sections 80C and 10(10D) of the Income Tax Act.
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Flexibility
Multiple premium payment options and investment strategies to suit different risk profiles.
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Guaranteed Income
Traditional plans like Secure Income Plan provide assured returns and monthly income.
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Life Cover
ULIPs and traditional plans combine investment with life insurance protection.
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Online Tools
Bharti AXA’s SIP calculator assists in financial planning and goal setting.
How to Use Bharti AXA SIP Calculator
Bharti AXA’s online SIP calculator is user-friendly and versatile. To estimate your returns, you need to input:
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Monthly SIP amount you plan to invest.
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Investment tenure in years.
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Expected rate of return based on the fund type.
Alternatively, if you have a financial goal amount, you can input that along with tenure and expected returns to find out the monthly SIP required. This tool helps investors compare different schemes and adjust their investments accordingly.
Conclusion
Whether you seek guaranteed income through traditional plans or want to grow wealth with market-linked returns via ULIPs, Bharti AXA provides flexible options with the added advantage of life insurance protection. The availability of online calculators and multiple investment strategies makes it easier for investors to plan systematically and achieve their long-term financial objectives.
