Canara SIP Plans for 2026
Canara SIP Plans help you invest a small amount regularly in mutual funds to grow your money over time. These plans make it easy to build wealth step by step and reach goals like buying a house, funding your child’s education, or planning your retirement. In 2026, Canara Robeco Mutual Funds is offering a special feature called Goal SIP, which lets you link your investments to specific goals and track your progress easily.
Best Canara SIP Plans in India for 2026
The following are the best SIP plans offered by Canara Robeco Mutual Fund:
| Fund Name | AUM | Return 3 Years | Return 5 Years | Return 10 Years | Minimum Investment | Return Since Launch |
|---|---|---|---|---|---|---|
| Canara Robeco Infrastructure Fund Regular-Growth | ₹987.21 Crs | 16.92% | 17.91% | 14.77% | ₹5,000 | 14.46% |
| Canara Robeco Mid Cap Fund Regular-Growth | ₹5,231.03 Crs | 15.12% | N/A | N/A | ₹5,000 | 17.55% |
| Canara Robeco Focused Fund Regular-Growth | ₹2,919.63 Crs | 10.79% | 10.33% | N/A | ₹5,000 | 13.48% |
| Canara Robeco Value Fund Regular-Growth | ₹1,298.65 Crs | 8.91% | 12.09% | N/A | ₹5,000 | 12.02% |
| Canara Robeco Small Cap Fund Regular-Growth | ₹14,661.14 Crs | 10.84% | 13.67% | N/A | ₹5,000 | 20.47% |
| Canara Robeco Large and Mid Cap Fund Regular-Growth | ₹26,330.85 Crs | 10.85% | 9.52% | 13.74% | ₹5,000 | 16.24% |
| Canara Robeco Flexi Cap Fund Regular-Growth | ₹13,678.82 Crs | 9.89% | 8.3% | 12.87% | ₹5,000 | 16.54% |
| Canara Robeco ELSS - Tax Saver Fund Regular-Growth | ₹8,724.80 Crs | 9.61% | 8.73% | 13.54% | ₹500 | 14.55% |
| Canara Robeco Consumption Fund Regular-Growth | ₹1,986.55 Crs | 8.96% | 9.84% | 13.66% | ₹5,000 | 14.9% |
| Canara Robeco Large Cap Fund Regular-Growth | ₹17,092.16 Crs | 8.47% | 7.6% | 12.1% | ₹100 | 11.84% |
Details of Canara Bank SIP Plans
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Canara Robeco Infrastructure Regular Growth
The Canara Robeco Infrastructure Regular Growth Plan aims to grow your money over the long term by investing mainly in companies related to India’s infrastructure sector, such as transportation, energy, and construction. It is a good SIP investment plan if you believe in the long-term growth of India’s infrastructure development.
Parameters Details Fund Name Canara Robeco Infrastructure Fund Regular-Growth NAV AUM ₹987.21 Crs Expense Ratio 2.36% Return 5 Years 17.91% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 2nd December, 2005 Asset Allocation Equity: 97.31%, Others: 2.69% Top Sectors - Consumer Discretionary
- Industrials
- Diversified
- Energy & Utilities
- Financial
- Materials
- Real Estate
- Technology
Top Holdings - Larsen & Toubro Ltd
- State Bank of India
- Reliance Industries Ltd
- Repo
- CG Power & Industrial Solutions Ltd
- Bharti Airtel Ltd
- NTPC Ltd
- Bharat Electronics Ltd
- Tata Power Company Ltd
- Interglobe Aviation Ltd
Fund Managers - Vishal Mishra
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco Mid Cap Fund Regular - Growth
The Canara Robeco Mid Cap Fund Regular - Growth Plan aims to generate capital appreciation by investing predominantly in equity and equity-related instruments of mid-cap companies. However, there can be no assurance or guarantee that the objective of this investment plan will be achieved.
Parameters Details Fund Name Canara Robeco Mid Cap Fund Regular-Growth NAV AUM ₹5,231.03 Crs Expense Ratio 2.11% Return 5 Years N/A Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 2nd December, 2022 Asset Allocation Equity: 95.15%, Others: 4.85% Top Sectors - Consumer Staples
- Diversified
- Energy & Utilities
- Financial
- Healthcare
- Consumer Discretionary
- Industrials
- Materials
- Real Estate
- Technology
Top Holdings - Repo
- Multi Commodity Exchange Of India Ltd
- Bharat Heavy Electricals Ltd
- JK Cement Ltd
- Persistent Systems Ltd
- Bank of Maharashtra
- HDFC Asset Management Company Ltd
- Indian Bank
- Lenskart Solutions Ltd.
- Shriram Transport Finance Company Ltd
Fund Managers - Pranav Gokhale
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco Focused Fund Regular Growth
The Canara Robeco Focused Fund Regular Growth Plan focuses on investing in up to 30 carefully selected companies from different sectors and sizes. It aims to build wealth by picking strong businesses with solid growth potential and capable leadership.
Parameters Details Fund Name Canara Robeco Focused Fund Regular-Growth NAV AUM ₹2,919.63 Crs Expense Ratio 2.18% Return 5 Years 10.33% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 17th May, 2021 Asset Allocation Equity: 95.16%, Others: 4.84% Top Sectors - Consumer Discretionary
- Industrials
- Consumer Staples
- Energy & Utilities
- Financial
- Healthcare
- Materials
- Technology
Top Holdings - ICICI Bank Ltd
- HDFC Bank Ltd
- Repo
- Reliance Industries Ltd
- Infosys Ltd
- Larsen & Toubro Ltd
- Bharti Airtel Ltd
- Max Healthcare Institute Ltd
- Bajaj Finance Ltd
- TVS Motor Company Ltd
Fund Managers - Amit Kadam
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco Value Fund Regular Growth
The Canara Robeco Value Fund Regular Growth Plan works on a value investing strategy. It looks for strong companies that are currently undervalued in the market but have the potential to grow in the long term, offering a good balance of risk and reward.
Parameters Details Fund Name Canara Robeco Value Fund Regular-Growth NAV AUM ₹1,298.65 Crs Expense Ratio 2.27% Return 5 Years 12.09% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 3rd September, 2021 Asset Allocation Equity: 96.86%, Others: 3.14% Top Sectors - Consumer Discretionary
- Industrials
- Consumer Staples
- Energy & Utilities
- Financial
- Healthcare
- Materials
- Real Estate
- Technology
Top Holdings - HDFC Bank Ltd
- ICICI Bank Ltd
- Reliance Industries Ltd
- Repo
- Larsen & Toubro Ltd
- Infosys Ltd
- State Bank of India
- Bharti Airtel Ltd
- NTPC Ltd
- Axis Bank Ltd
Fund Managers - Vishal Mishra
- Silky Jain
Fund Type Open-ended -
Canara Robeco Small Cap Fund Regular Growth
The Canara Robeco Small Cap Fund Regular Growth Plan mainly invests in small companies with high growth potential. It focuses on businesses with good management and promising business models, aiming for higher returns over time.
Parameters Details Fund Name Canara Robeco Small Cap Fund Regular-Growth NAV AUM ₹14,661.14 Crs Expense Ratio 1.84% Return 5 Years 13.67% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 15th February, 2019 Asset Allocation Equity: 95.56%, Others: 4.44% Top Sectors - Consumer Discretionary
- Industrials
- Consumer Staples
- Diversified
- Energy & Utilities
- Financial
- Healthcare
- Materials
- Real Estate
- Technology
Top Holdings - Repo
- Multi Commodity Exchange Of India Ltd
- Kei Industries Ltd
- Karur Vysya Bank Ltd
- Amber Enterprises India Ltd
- City Union Bank Ltd
- GE T&D India Ltd
- TBO Tek Ltd.
- JB Chemicals & Pharmaceuticals Ltd
- RBL Bank Ltd
Fund Managers - Pranav Gokhale
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco Large and Mid Cap Fund Regular Growth
The Canara Robeco Large and Mid Cap Fund Regular Growth Plan invests in both large and mid-sized companies to balance stability and growth. It focuses on firms that have strong fundamentals and the potential to become future market leaders.
Parameters Details Fund Name Canara Robeco Large and Mid Cap Fund Regular-Growth NAV AUM ₹26,330.85 Crs Expense Ratio 1.77% Return 5 Years 9.52% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 11th March, 2005 Asset Allocation Equity: 97.71%, Others: 2.29% Top Sectors - Consumer Staples
- Diversified
- Energy & Utilities
- Financial
- Materials
- Real Estate
- Technology
- Industrials
- Healthcare
- Consumer Discretionary
Top Holdings - ICICI Bank Ltd
- The Indian Hotels Company Ltd
- HDFC Bank Ltd
- Repo
- The Federal Bank Ltd
- TVS Motor Company Ltd
- Zomato Ltd
- UNO Minda Ltd
- Bharat Electronics Ltd
- Dixon Technologies (India) Ltd
Fund Managers - Shridatta Bhandwaldar
- Amit Nadekar
Fund Type Open-ended -
Canara Robeco Flexi Cap Fund Regular Growth
The Canara Robeco Flexi Cap Fund Regular Growth Plan invests across large, mid, and small-cap companies without any size restriction. It aims to provide capital growth by picking high-quality businesses available at reasonable prices.
Parameters Details Fund Name Canara Robeco Flexi Cap Fund Regular-Growth NAV AUM ₹13,678.82 Crs Expense Ratio 1.82% Return 5 Years 8.3% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 16th September, 2003 Asset Allocation Equity: 96.68%, Others: 3.32% Top Sectors - Consumer Discretionary
- Industrials
- Consumer Staples
- Energy & Utilities
- Financial
- Healthcare
- Materials
- Real Estate
- Technology
Top Holdings - HDFC Bank Ltd
- ICICI Bank Ltd
- Repo
- Reliance Industries Ltd
- Bharti Airtel Ltd
- Infosys Ltd
- State Bank of India
- Larsen & Toubro Ltd
- Bajaj Finance Ltd
- Zomato Ltd
Fund Managers - Pranav Gokhale
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco ELSS Tax Saver Regular Growth
The Canara Robeco ELSS Tax Saver Regular Growth Plan aims to provide long-term capital appreciation by predominantly investing in equities and to facilitate subscribers to seek tax benefits under Section 80C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realised.
Parameters Details Fund Name Canara Robeco ELSS - Tax Saver Fund Regular-Growth NAV AUM ₹8,724.80 Crs Expense Ratio 1.83% Return 5 Years 8.73% Minimum Investment SIP ₹1000 & Lumpsum ₹500 Risk Level Principal at very high risk Launch Date 2nd February, 2009 Asset Allocation Equity: 97.47%, Others: 2.53% Top Sectors - Real Estate
- Technology
- Consumer Discretionary
- Industrials
- Consumer Staples
- Energy & Utilities
- Financial
- Healthcare
- Materials
Top Holdings - HDFC Bank Ltd
- ICICI Bank Ltd
- Reliance Industries Ltd
- Infosys Ltd
- Repo
- State Bank of India
- Larsen & Toubro Ltd
- Bharti Airtel Ltd
- Axis Bank Ltd
- Bajaj Finance Ltd
Fund Managers - Vishal Mishra
- Shridatta Bhandwaldar
Fund Type Open-ended -
Canara Robeco Consumer Trends Fund Regular Growth
The Canara Robeco Consumer Trends Fund Regular Growth Plan invests in companies that benefit from India’s changing consumer habits, such as rising spending and growing demand for lifestyle, retail, and service-based products. It is ideal for investors looking to tap into India’s fast-growing consumer market.
Parameters Details Fund Name Canara Robeco Consumption Fund Regular-Growth NAV AUM ₹1,986.55 Crs Expense Ratio 2.17% Return 5 Years 9.84% Minimum Investment SIP ₹1000 & Lumpsum ₹5,000 Risk Level Principal at very high risk Launch Date 14th September, 2009 Asset Allocation Equity: 95.19%, Others: 4.81% Top Sectors - Consumer Discretionary
- Industrials
- Consumer Staples
- Financial
- Healthcare
- Technology
Top Holdings - Zomato Ltd
- HDFC Bank Ltd
- Bharti Airtel Ltd
- ITC Ltd
- Maruti Suzuki India Ltd
- Mahindra & Mahindra Ltd
- Repo
- Bajaj Finance Ltd
- Britannia Industries Ltd
- Varun Beverages Ltd
Fund Managers - Shridatta Bhandwaldar
- Ennette Fernandes
Fund Type Open-ended -
Canara Robeco Large Cap Fund Regular Growth
The Canara Robeco Large Cap Fund Regular Growth Plan focuses on large and established companies with strong market positions. It aims to offer stable and steady returns with lower risk, making it suitable for conservative, long-term investors.
Parameters Details Fund Name Canara Robeco Large Cap Fund Regular-Growth NAV AUM ₹17,092.16 Crs Expense Ratio 1.76% Return 5 Years 7.6% Minimum Investment SIP ₹1000 & Lumpsum ₹100 Risk Level Principal at very high risk Launch Date 20th August, 2010 Asset Allocation Equity: 97.9%, Others: 2.1% Top Sectors - Real Estate
- Consumer Discretionary
- Industrials
- Consumer Staples
- Energy & Utilities
- Financial
- Healthcare
- Materials
- Technology
Top Holdings - HDFC Bank Ltd
- ICICI Bank Ltd
- Reliance Industries Ltd
- Bharti Airtel Ltd
- State Bank of India
- Infosys Ltd
- Larsen & Toubro Ltd
- Repo
- Mahindra & Mahindra Ltd
- Axis Bank Ltd
Fund Managers - Vishal Mishra
- Shridatta Bhandwaldar
Fund Type Open-ended
How Does the Canara Robeco SIP Plan Work?
A Canara Robeco SIP Plan allows you to invest a fixed amount in a mutual fund at regular intervals, usually every month. The fund house automatically invests your money, buying more units when prices are low and fewer units when prices are high. Over time, this regular investing helps average out the cost and supports steady wealth creation.
For Example:
Suppose you start a SIP of ₹5,000 per month in a Canara Robeco mutual fund. Every month, the same amount gets invested, regardless of market conditions. When markets fall, your ₹5,000 buys more units, and when markets rise, it buys fewer units. The maturity returns using the SIP calculator will be as follows-
Here we are assuming that,
- Monthly SIP amount: ₹5,000
- Investment period: 10 years
- Expected annual return: 12%
Based on these assumptions when your Investment stays uninterrupted for the full tenure, the Canara SIP Calculator estimates the following-
- Total amount invested: ₹6 lakh
- Wealth gained: ₹5.2 lakh
- Total wealth: ₹11.2 lakh
Key Benefits of Canara Bank SIP Investment
The following are the key benefits of investing in Canara Bank SIP plans:
- Regular Wealth Building: Canara SIP Investment allows you to invest a fixed amount regularly, helping you build wealth step by step.
- Affordable for Everyone: You can start with a small amount, making it easy and convenient for every type of investor.
- Power of Compounding: It helps your money grow over time through the power of compounding, where your earnings also start earning returns.
- Rupee Cost Averaging: By investing regularly, you benefit from rupee cost averaging, which reduces the impact of market ups and downs.
- Goal-Based Investing: You can link your SIPs to personal goals such as your child’s education, buying a home, or planning for retirement.
- Tax Benefits: SIPs in Canara Robeco ELSS funds provide tax-saving opportunities under Section 80C.
- Canara SIP Calculator: The Canara Bank SIP Calculator helps you estimate the future value of your Systematic Investment Plan investments.
Conclusion
Canara Bank SIP Investment is an easy and smart way to grow your wealth through regular investing. It lets you invest a fixed amount at your own pace based on your financial goals. With flexible investment options and a disciplined approach, it helps you build long-term wealth while managing risks. It is a simple and reliable choice for both new and experienced investors who want steady growth over time.
FAQs
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What are Canara SIP Plans?
Canara SIP Plans allow you to invest a fixed amount regularly in mutual funds offered by Canara Robeco Asset Management Company. It helps you build wealth gradually through disciplined investing. -
What are the benefits of a Canara Bank SIP?
- Builds discipline: Invest regularly without thinking.
- Rupee-cost averaging: Lowers investment risk by buying at different price points.
- Grow wealth: Earn returns through potential market appreciation.
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What is the minimum SIP amount in Canara Bank?
The minimum SIP amount starts at ₹500 per month. -
Can I stop my SIP anytime?
Yes, you can stop your SIP anytime without any penalty by submitting a cancellation request. -
Do Canara SIP Plans have a lock-in period?
Most Canara SIP Plans do not have a lock-in period. However, tax-saving schemes like ELSS have a mandatory three-year lock-in. -
What should I keep in mind before investing in Canara SIP Plans?
Before investing, check the fund’s risk level, past performance, expense ratio, and ensure it matches your investment goals and time horizon. -
Can I change or stop my Canara SIP Plan later?
Yes, you can increase, decrease, or stop your Canara SIP Plan anytime as per your financial needs and the scheme’s rules.
