ICICI SIP Plan

List of Best SIP Plans by ICICI

Below are the best SIP plans provided by ICICI Pru: 

Details of ICICI Prudential SIP Plans

Below are the details of the best SIP plans by ICICI Prudential AMC: 

1. ICICI Prudential Nifty Next 50 Index Fund-Growth

   The objective is to invest in companies whose securities are included in the Nifty Next 50 Index and to endeavor to achieve returns of this index as closely as possible, subject to tracking error.

   Parameters	Details
   Fund Name	ICICI Prudential Nifty Next 50 Index Fund-Growth
   NAV	₹ 60.32 (as on 21st November, 2025)
   AUM	₹7,691.74 Crs
   Expense Ratio	0.68%
   Return 5 Years	20.05%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	25th June, 2010
   Asset Allocation	Equity: 99.96%, Others: 0.04%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Interglobe Aviation Ltd Hindustan Aeronautics Ltd Divi's Laboratories Ltd Vedanta Ltd TVS Motor Company Ltd Britannia Industries Ltd Cholamandalam Investment & Finance Company Ltd Varun Beverages Ltd Bharat Petroleum Corporation Ltd Tata Power Company Ltd
   Fund Managers	Ashwini Shinde Kayzad Eghlim Nishit Patel Ajay Kumar Solanki
   Fund Type	Open-ended

2. ICICI Prudential Infrastructure Fund-Growth

   The scheme seeks to generate capital appreciation and income distribution by investing predominantly in equity/equity-related securities of companies belonging to the infrastructure theme.​

   Parameters	Details
   Fund Name	ICICI Prudential Infrastructure Fund-Growth
   NAV	₹ 196.93 (as on 21st November, 2025)
   AUM	₹7,941.20 Crs
   Expense Ratio	1.85%
   Return 5 Years	37.23%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	31st August, 2005
   Asset Allocation	Equity: 93.32%, Debt: 0.52%, Others: 5.54%
   Top Sectors	Consumer Discretionary Industrials Energy & Utilities Financial Materials Real Estate Technology
   Top Holdings	Larsen & Toubro Ltd Repo NTPC Ltd Adani Ports and Special Economic Zone Ltd Vedanta Ltd Reliance Industries Ltd NCC Ltd Axis Bank Ltd Kalpataru Power Transmission Ltd AIA Engineering Ltd
   Fund Managers	Ihab Dalwai Sharmila D'Silva
   Fund Type	Open-ended

   

3. ICICI Prudential Bharat Consumption Fund - Growth

   The investment objective is to provide capital appreciation by investing predominantly in equity and equity-related instruments of sectors that could benefit from growth in consumption and related activities.​

   Parameters	Details
   Fund Name	ICICI Prudential Bharat Consumption Fund - Growth
   NAV	₹ 25.96 (as on 21st November, 2025)
   AUM	₹3,199.90 Crs
   Expense Ratio	1.99%
   Return 5 Years	20.6%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	12th April, 2019
   Asset Allocation	Equity: 96.05%, Others: 3.88%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Healthcare Materials Real Estate Technology
   Top Holdings	Hindustan Unilever Ltd Bharti Airtel Ltd Mahindra & Mahindra Ltd ITC Ltd Maruti Suzuki India Ltd Nestle India Ltd Repo Sun Pharmaceutical Industries Ltd Zomato Ltd TVS Motor Company Ltd
   Fund Managers	NA
   Fund Type	Open-ended

4. ICICI Prudential BHARAT 22 FOF - Growth

   The investment objective is to generate returns by investing in units of the BHARAT 22 ETF.​

   Parameters	Details
   Fund Name	ICICI Prudential BHARAT 22 FOF - Growth
   NAV	₹ 34.11 (as on 21st November, 2025)
   AUM	₹2,315.59 Crs
   Expense Ratio	0.13%
   Return 5 Years	35.39%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	29th June, 2018
   Asset Allocation	Equity: 99.98%, Others: 0.02%
   Top Sectors	Industrials Consumer Staples Energy & Utilities Financial Materials
   Top Holdings	BHARAT 22 ETF Regular - Growth Repo Net Payables
   Fund Managers	Ashwini Shinde Ajay Kumar Solanki Kayzad Eghlim Nishit Patel
   Fund Type	Open-ended

5. ICICI Prudential Active Momentum Fund Regular-Growth

   The investment objective is to generate long-term capital appreciation by investing in equity and equity-related instruments of companies reflecting momentum factors.​

   Parameters	Details
   Fund Name	ICICI Prudential Active Momentum Fund Regular-Growth
   NAV	₹ 10.39 (as on 21st November, 2025)
   AUM	₹1,150.53 Crs
   Expense Ratio	2.19%
   Return 5 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at moderate risk
   Launch Date	25th July, 2025
   Asset Allocation	Equity: 89.1%, Others: 10.9%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo Bharti Airtel Ltd Larsen & Toubro Ltd Cash Margin HDFC Bank Ltd Bharat Petroleum Corporation Ltd Hindustan Unilever Ltd SBI Life Insurance Company Ltd Mahindra & Mahindra Ltd HDFC Life Insurance Co Ltd
   Fund Managers	Sharmila D'Silva Manasvi Shah
   Fund Type	Open-ended

   

6. ICICI Prudential All Seasons Bond Fund-Growth

   The investment objective is to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety, and liquidity.​

   Parameters	Details
   Fund Name	ICICI Prudential All Seasons Bond Fund-Growth
   NAV	₹ 37.67 (as on 21st November, 2025)
   AUM	₹15,051.36 Crs
   Expense Ratio	1.28%
   Return 5 Years	6.61%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at moderately high risk
   Launch Date	20th January, 2010
   Asset Allocation	Debt: 63.87%, Others: 36.13%
   Top Sectors	NA
   Top Holdings	Cash Margin GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 Net Current Assets GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 4.45% Government of India (30/10/2034) Repo
   Fund Managers	Manish Banthia Nikhil Kabra
   Fund Type	Open-ended

7. ICICI Prudential Banking and Financial Services-Growth

   The investment objective is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity-related securities of companies engaged in banking and financial services.​

   Parameters	Details
   Fund Name	ICICI Prudential Banking and Financial Services-Growth
   NAV	₹ 138.76 (as on 21st November, 2025)
   AUM	₹9,930.21 Crs
   Expense Ratio	1.8%
   Return 5 Years	20.72%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	22nd August, 2008
   Asset Allocation	Equity: 97.2%, Debt: 0.47%, Others: 2.32%
   Top Sectors	Consumer Discretionary Consumer Staples Energy & Utilities Healthcare Materials Technology Industrials Financial
   Top Holdings	ICICI Bank Ltd HDFC Bank Ltd State Bank of India Axis Bank Ltd SBI Life Insurance Company Ltd Kotak Mahindra Bank Ltd HDFC Life Insurance Co Ltd Repo Max Financial Services Ltd ICICI Lombard General Insurance Company Ltd
   Fund Managers	Roshan Chutkey Sharmila D'Silva
   Fund Type	Open-ended

8. ICICI Prudential Banking & PSU Debt-Growth

   The investment objective is to generate income through predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions, and municipal bonds while maintaining the optimum balance of yield, safety, and liquidity.

   Parameters	Details
   Fund Name	ICICI Prudential Banking & PSU Debt-Growth
   NAV	₹ 33.60 (as on 21st November, 2025)
   AUM	₹10,353.87 Crs
   Expense Ratio	0.73%
   Return 5 Years	6.39%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at moderate risk
   Launch Date	1st January, 2010
   Asset Allocation	Debt: 84.12%, Others: 15.88%
   Top Sectors	NA
   Top Holdings	Cash Margin LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23H 7.58 LOA 31JL26 FVRS1LAC NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC HDFC BANK LIMITED SR US006 7.75 NCD 13JU33 FVRS1LAC GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC STATE BANK OF INDIA SR II 6.24 BD 21SP30 FVRS10LAC NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC Net Current Assets
   Fund Managers	Rohit Lakhotia Manish Banthia
   Fund Type	Open-ended

Benefits of Starting an SIP in ICICI Pru and ICICI Bank

Here are the benefits of starting a SIP in ICICI Prudential:

• Disciplined investing: SIPs build the habit of regular saving and investment, which is important for achieving your financial goals.
• Rupee-cost averaging: By investing a fixed amount at regular intervals, you purchase more units when the NAV is low and fewer units when the NAV is high. This helps to average out the cost of your investment over time and reduce the impact of market volatility.
• Convenience: SIPs are a convenient way to invest, as you can set up an automatic transfer from your bank account to your SIP account. This ensures that you invest regularly without worrying about missing a contribution.
• Wide range of schemes: ICICI Prudential and ICICI Bank offers a wide range of SIP schemes to suit your investment goals and risk appetite. You can choose from equity, debt, hybrid, and ELSS schemes.
• Potential for high returns: Over the long term, equity SIPs have the potential to generate higher returns.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

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I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

13.12%

Equity Pension

15.49%

Global Equity Index Funds Strategy

19.4%

High Growth Fund

13.37%

Opportunities Fund

21.06%

Multi Cap Fund

14.61%

Accelerator Mid-Cap Fund II

16.11%

Multiplier

14.73%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.28%

Equity II Fund

14.82%

US Equity Fund

15.12%

Growth Opportunities Plus Fund

11.91%

Equity Top 250 Fund

14.23%

Future Apex Fund

12.07%

Pension Dynamic Equity Fund

14.41%

Accelerator Fund

How Does ICICI SIP Plan Work?

Here’s how ICICI SIP Plans work: 

• Systematic Investment: You invest a fixed amount of money at regular intervals into a chosen mutual fund or other fund schemes.
• Long-Term Investment: SIP is ideal for long-term financial goals as it benefits from compounding.
• Rupee Cost Averaging: By investing regularly, you purchase units at different price points, averaging out the cost per unit over time.
• Disciplined Investing: SIP builds financial discipline by creating a habit of regular investment.
• Flexible Investment: You can choose the amount, investment frequency, and tenure to suit your financial situation.

How to Calculate Returns On Your ICICI SIP Investments? 

Calculating returns on your investment is important because it helps in financial planning. You can use an SIP calculator that will help you estimate the potential returns on your investments in a chosen ICICI SIP Plan in a fast, easy, and hassle-free way.

This online calculator takes into account various parameters such as the investment amount, tenure, expected rate of return, and frequency of investment. By entering these details, you can get an estimate of the future value of your investments, which will help you to plan your financial goals more effectively.