Reliance SIP calculator

The Reliance SIP Calculator is a useful online tool that helps investors in planning their investments and calcualtng potential returns. Whether you're new to investing or experienced, using the SIP (Systematic Investment Plan) calculator can help in making well-informed investment choices.

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  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

Reliance SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.6%
High Growth Fund
Top 200 Fund
18.2%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.17%
Accelerator Mid-Cap Fund II
Opportunities Fund
13.85%
Opportunities Fund
Equity II Fund
9.9%
Equity II Fund
Accelerator Fund
12.97%
Accelerator Fund
Growth Opportunities Plus Fund
13.89%
Growth Opportunities Plus Fund
Multiplier
14.88%
Multiplier
Equity Top 250 Fund
10.87%
Equity Top 250 Fund
Future Apex Fund
12.76%
Future Apex Fund
Opportunities Fund
12.01%
Opportunities Fund
Frontline Equity Fund
13.44%
Frontline Equity Fund
Virtue II
14.25%
Virtue II
Pension Dynamic Equity Fund
10.57%
Pension Dynamic Equity Fund
Equity Pension
11.61%
Equity Pension
Blue-Chip Equity Fund
9.72%
Blue-Chip Equity Fund

Let’s discuss the features and benefits of the Reliance SIP Calculator and provide a step-by-step guide on how to use it effectively.

What is the Reliance SIP Calculator?

The Reliance SIP Calculator is an online tool designed to help investors calculate the potential returns on their investments made through a SIP. It enables users to determine the maturity amount, total investment, and wealth gained from their SIP investments over a specific period.

How to Use the Reliance SIP Calculator?

Using the Reliance SIP Calculator is a simple and straightforward process. Follow these steps to maximize the benefits of this tool:

  • Visit the official website of Policybazaar and navigate to the SIP Calculator page.

  • Input the SIP tenure, which refers to the number of years you plan to invest.

  • Enter the investment amount you intend to make per SIP installment.

  • Specify the expected rate of return on your investment.

  • Finally, click on the "Calculate" button to generate the results.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Axis Max Life
Rating
32.5% 21.1%
18.6%
View Plan
Top 200 Fund Tata AIA Life
Rating
30.5% 21%
18.2%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
20.54% 12.55%
14.17%
View Plan
Opportunities Fund HDFC Life
Rating
22.14% 14.59%
13.85%
View Plan
Equity II Fund Canara HSBC Life
Rating
16.61% 9.87%
9.9%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
19.84% 14.27%
13.89%
View Plan
Multiplier Birla Sun Life
Rating
22.24% 14.41%
14.88%
View Plan
Equity Large Cap Fund Edelwiess Life
Rating
16.34% 10.52%
9.96%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
19.96% 13.09%
12.01%
View Plan
Balanced Fund LIC India
Rating
10.44% -
-
View Plan
Fund rating powered by
Last updated: Jul 2025
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  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: June 2025

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Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

How Does the Reliance SIP Calculator 2024 Work?

The Reliance SIP Calculator 2024 operates by utilizing the user-provided inputs to calculate the potential returns on the investment. It uses a mathematical formula to determine the compound interest earned on the SIP investments, considering the investment amount, tenure, and expected rate of return.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

How to Calculate Reliance SIP Returns 2024? 

The Reliance SIP Calculator employs the compound interest formula to calculate the returns. The formula used is as follows:

FV = P x ({[ 1+ i ] ^ n-1 } / i ) x (1+i)

Here:

FV = Future Value (The amount to be received after maturity)

P = amount that the investor invests

i = The rate of interest periodically, that is, annual return rate percentage / 12

n = Total number of months

Example
Kaneeka invests Rs. 5,000 monthly at 14% through ELSS Fund SIP. If she selects the tenure of 10 years, then the returns will be:

FV = 5,000 x ({[ 1 + 0.14] ^ 120 – 1} / 0.14) x (1 + 0.14)

FV= Rs. 13,10,000

Investment Amount: Rs. 6,00,000

Total returns = Future Value – Invested Amount throughout the tenure

Total returns = Rs. 13,10,000 – Rs. 6,00,000

Total returns = Rs. 7,10,000

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Benefits of the Reliance SIP Calculator

Here are some key benefits of using the Reliance SIP Calculator:

  • Accurate projections: The Reliance SIP Calculator provides precise projections of the potential returns on your SIP investments, enabling you to make well-informed financial decisions.

  • Customization: It allows you to customize inputs such as investment amount, tenure, and expected rate of return, providing personalized results tailored to your investment goals.

  • Time-saving: By using the SIP Calculator, you can quickly assess potential outcomes of various investment scenarios, saving you time and effort.

  • Decision-making tool: The calculator serves as a decision-making tool, assisting you in evaluating different investment options and making informed choices based on projected returns.

  • Goal planning: The Reliance SIP Calculator helps with goal planning by giving you a clear idea of how much you can accumulate over a specific period, aiding in setting realistic financial goals.

Conclusion

The Reliance SIP Calculator is a powerful tool that empowers investors to plan their investments effectively. By using this calculator, you can estimate potential returns on your SIP investments, make informed decisions, and work towards achieving your financial goals. Take advantage of the Reliance SIP Calculator to make your investment journey more successful and rewarding.

SIP Hub

FAQs

  • How frequently should I use the Reliance SIP calculator?

    It is advisable to use the Reliance SIP calculator whenever you want to evaluate or plan your SIP investments. You can use it to assess different scenarios, adjust parameters, and make informed decisions based on your financial goals and risk appetite.
  • Is the Reliance SIP calculator available for free?

    Yes, the Reliance SIP calculator is available free of charge. You can access it through Policybazaar's website.

˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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