Protect Your Loved Ones from the Uncertainties of COVID-19 with Term Insurance 2023

With the re-emergence of COVID-19 in the country, a term policy can provide your family with the necessary financial protection in these uncertain times. Term insurance with COVID is a regular term plan that provides coverage against death due to COVID as well. These plans are available at low premiums for a long policy term and offer payout in times of crisis. You can use the payout to pay for the hospital bills and medical treatments to recover from COVID-19. 

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You can easily compare term plan from different insurers to find the best term insurance plan for COVID-19 at the most affordable premium rates.

The coronavirus term insurance is even more important in these uncertain times as COVID cases are on the rise. According to the Union Health Ministry, just last week, there were a total of 10,158 new cases registered while the number of active cases crossed the 50 thousand mark. This sudden rise in the number of COVID cases has made people want to secure their loved ones against the eventualities caused by COVID.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

It is advised that people who are looking to secure their family against eventualities caused due to COVID as well should buy term insurance as soon as possible. This is because the term premiums have already increased by almost 48% and are set to increase further this year. Let us take a look at the reasons why you should buy COVID term plans soon:

  • As you grow older the premium rates rise and you would have to buy the same plan at a higher premium rate. 

  • Changes in lifestyle habits like smoking and drinking can also increase the premium rates.

  • The insurance companies in India saw a sharp rise in claims last year and thus as a result, the insurers might increase the cost of term plans to compensate for the amount paid as claim benefits.

Therefore, if you want to secure your loved ones against COVID and other eventualities of life at a lower premium rate, you should buy term plan at the earliest.


Premium By Age

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



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