Mukhyamantri Amrutum Yojana (MA Yojana)

The Mukhyamantri Amrutum Yojana (MA Yojana) is a flagship health insurance scheme launched by the Government of Gujarat to ensure that financially vulnerable families can access quality healthcare without worrying about expensive medical bills. The scheme provides cashless treatment for a wide range of serious illnesses and surgeries at government as well as empanelled private hospitals across the state.

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      Why was Mukhyamantri Amrutum Yojana Needed?

      Heavy medical expenditure due to a serious disease can be an extremely crushing weight on low-income families. Procedures such as heart operations, cancer treatment, kidney transplantation and neurosurgery are estimated at several lakh rupees, which may lead families to take loans, sell property or defer medical treatment due to financial constraints.

      While public hospitals provide subsidised healthcare, patients are often referred to higher medical institutions or empanelled hospitals for specialised treatments and complex procedures. Many economically weaker families found these advanced treatments beyond their financial reach. Recognising this gap, the Government of Gujarat introduced the Mukhyamantri Amrutum Yojana, also popularly searched as the Mukhyamantri Amrutum Yojanaand Mukhymantri Amrutum Yojana, to ensure that eligible beneficiaries receive quality healthcare without worrying about hospital expenses.

      The scheme provides comprehensive cashless hospitalisation for several critical illnesses at empanelled hospitals across Gujarat. Eligible families can avail treatment using the MA Amrutum Card, which offers access to approved treatment packages and significant MA Amrutum Card benefits. This initiative has substantially reduced out-of-pocket medical expenses while making advanced healthcare more accessible for financially vulnerable families.

      Mukhyamantri Amrutum Yojana - Key Highlights

      Feature Details
      Full Name Mukhyamantri Amrutum Yojana (MA Yojana)
      Launched By Government of Gujarat
      Year of Launch 2012
      Implemented By Gujarat State Health Agency (GSHA)
      Annual Coverage Up to ₹5 lakh per eligible family
      Type of Benefit Cashless hospitalisation
      Premium Cost Nil
      Beneficiaries BPL families and other eligible beneficiaries under MA and MAV schemes
      Hospital Network Government and empanelled private hospitals across Gujarat
      Coverage Hospitalisation, surgeries, critical illnesses, diagnostics and follow-up care for specified procedures
      Card Required MA Card / MA Vatsalya Card
      Helpline 104 Health Helpline

      Who is Eligible for Mukhyamantri Amrutum Yojana?

      The Government of Gujarat uses its defined beneficiary categories and criteria to determine the eligibility for Mukhyamantri Amrutum Yojana. If you are looking for MA Amrutum Card eligibility, the following categories are generally covered under the scheme.

      You will be eligible for MA Yojana if you fit into one of the following categories:

      • Gujarat domiciled families that fall Below Poverty Line (BPL).
      • Members of the Mukhyamantri Amrutum (MA) scheme are beneficiaries.
      • Recipients that fall under the Mukhyamantri Amrutum Vatsalya (MAV) scheme benefit.
      • Families belonging to the Gujarat Government identified eligible socio-economic criteria.
      • Families with eligible income and a valid eligibility certificate issued by the concerned authority.

      The scheme is also commonly searched as MAA Amrutum Yojana or MAA Amrutum Yojna, but the eligibility criteria remain the same for all eligible beneficiaries.

      Who is NOT Eligible?

      The following individuals are generally not eligible:

      • Families falling under none of the above specified beneficiary categories.
      • Individuals who are not residents of Gujarat and do not meet the state government's eligibility criteria.
      • Applicants who fail to submit the required MA Amrutum Card documents during enrolment.
      • Applicants who do not fall within the eligibility conditions of the MA scheme.

      How to Apply for Mukhyamantri Amrutum Yojana

      The Mukhyamantri Amrutum Yojana registration process is primarily conducted through authorised MA enrolment centres. At present, Mukhyamantri Amrutum Yojana online registration is not available for new beneficiaries, and enrolment must be completed offline.

      Offline: At an MA Enrolment Centre

      Follow these steps to register:

      • Visit the nearest Mukhyamantri Amrutum enrolment centre.
      • Carry all required identity and eligibility documents.
      • Submit your documents for verification.
      • Your biometric details, photograph and fingerprints will be captured.
      • The authorised operator verifies your eligibility.
      • Once approved, your Mukhyamantri Amrutum Yojana Card, also known as the MA Amrutum Card, or MA Vatsalya Card is generated.
      • You can use the card to avail cashless treatment at empanelled hospitals across Gujarat.

      There is no registration fee or premium. The Gujarat Government bears the complete cost of the scheme for eligible beneficiaries.

      You May Like to Read: PMJAY Scheme: Ayushman Bharat Yojana

      Documents Required for Mukhyamantri Amrutum Yojana

      Keep the following MA Amrutum Card documents ready while visiting the enrolment centre:

      • Aadhaar Card
      • Ration Card
      • Proof of residence
      • BPL certificate or eligible beneficiary proof, wherever applicable
      • Income certificate, if required
      • Passport-size photographs
      • Mobile number linked with Aadhaar
      • Any additional documents requested by the enrolment authority

      Mukhyamantri Amrutum Card Download - Step by Step

      Eligible beneficiaries can complete the Mukhyamantri Amrutum Yojana Card Download process through the official portal, subject to the online services made available by the Government.

      Follow these steps:

      • Visit the official Mukhyamantri Amrutum Yojana portal.
      • Navigate to the Beneficiary or Card Services section.
      • Enter your Aadhaar number, beneficiary ID or registered mobile number.
      • Complete the authentication process.
      • View your beneficiary details.
      • Download or print your Mukhyamantri Amrutum Card or MA Amrutum Card, if available.

      It is advisable to carry both your MA Amrutum Card and Aadhaar Card while visiting an empanelled hospital for treatment.

      How to Check Mukhyamantri Amrutum Card Status

      You can check your Mukhyamantri Amrutum Card Status online by following these steps:

      • Visit the official Mukhyamantri Amrutum Yojana website.
      • Open the Beneficiary Search or Card Status section.
      • Enter your Aadhaar number, beneficiary ID or registered mobile number.
      • Verify your details.
      • Your enrolment and card status will appear on the screen.

      Beneficiaries covered under the MAV scheme can also use the official portal for Mukhyamantri Amrutum Vatsalya Card Status Check Online, wherever applicable.

      If your application is under verification, you may need to wait until the enrolment process is completed by the concerned authority.

      What Does Mukhyamantri Amrutum Yojana Cover?

      The MA Amrutum Card benefits include cashless treatment for several serious illnesses and surgical procedures. Those looking for the MA Amrutum Card disease list can refer to the treatment packages approved under the scheme. The MA Amrutum Card limit is up to ₹5 lakh per eligible family per year.

      Coverage Type Details
      Hospitalisation Covered at empanelled hospitals
      Major Surgeries Covered for specified procedures
      Critical Illness Treatment Covered under approved treatment packages
      Diagnostics Included as per treatment package
      ICU Care Covered where medically required
      Follow-up Treatment Available for approved procedures
      Organ Transplant Selected transplant procedures covered as per scheme guidelines
      Emergency Treatment Covered at empanelled hospitals
      Cashless Treatment Available throughout the hospital network
      Not Covered OPD consultations without hospitalisation, cosmetic procedures, non-approved treatments and treatment at non-empanelled hospitals

      How the Claim Process Works

      Mukhyamantri Amrutum Yojana ensures cashless treatment for patients and they do not have to pay any reimbursement claims on treatment undergone at empanelled hospitals.

      This is how the claim process for Mamyutmam Amrutum Yojana works:

      • Visit an empanelled hospital with your ‘MA Card’ and the ‘Aadhaar Card’.
      • Your identity and the beneficiary details are validated by the hospital staff.
      • Undergo a thorough examination by the doctors at the hospital and receive treatment recommendations.
      • The empanelled hospital files a pre-authorization request online with the administering agency/insurer.
      • Following approval of pre-authorization, you will get treatment without paying any cash.
      • After your discharge from the hospital, the final claim will be submitted by the hospital to the administering agency/insurer.
      • The treatment expense as decided by the agency is directly paid to the empanelled hospital.

      You can raise a grievance about the refusal to offer cashless services by the empanelled hospital to you through the official helpline.

      Mukhyamantri Amrutum Yojana Helpline and Support

      Help Line For The Beneficiary For help and assistance related to the scheme, beneficiary status, hospitals and treatment procedures beneficiaries can contact the scheme via the official help lines:

      • Health Helpline 104
      • Official scheme website maamrut.gujarat.gov.in
      • Services rendered to the beneficiary to ensure and protect beneficiaries: Assistance in MA Card
      • Empanelled Hospitals search and other information
      • Detailed information of packages provided, grievance and feedback of the beneficiaries etc.

      To verify eligible persons. To search hospitals, you may simply visit the official web portal of Mukhyamantri Amrutum Yojana and click on the “search hospital” link on the main page. The site would provide you an option to search Hospitals according to district, specialty and hospital name.

      For quality treatment without any hospital expenses you may apply for MA Card soon by completing the application process of the Mukhyamantri Amrutum Yojana and it can provide a quality health coverage for yourself and your entire family worth up to ₹5 Lakh per annum.

      Frequently Asked Questions (FAQs)

      • Q. What is the eligibility criterion?

        Ans: The scheme covers the families included in notified eligible category groups in the state like Economically Weaker Sections, and beneficiaries covered under MA and MAV, subject to government instructions.
      • Q. For what period can a family get the cashless benefit under the schemes?

        Ans: Under Mukhyamantri Amrutum Yojana, eligible families can get an annual health insurance cover of up to INR 5 lakh.
      • Q. What is Mukhyamantri Amrutum Yojana Helpline number?

        Ans: Beneficiaries can call up the Gujarat Health Helpline on “104”. Are there any application fee or charges for enrolling in Mukhyamantri Amrutum Yojana? No, there are no charges to register or to get covered under the scheme.
      • Q. Who are eligible forMukhyamantri AmrutumYojana?

        Ans: Families included in the list of notified beneficiary groups like the Economically weaker segments in the state like Economically weaker segments under BPL categories, beneficiaries under MA and MAV as defined by the Gujarat state government are entitled to benefit under the Mukhyamantri Amrutum scheme.
      • Q. How can I reapply or download the same online?

        Ans: You need to go to the official MA Yojana portal online. Visit the Beneficiary Information” section and provide the required identification details of the card owner. Where can I find a list of empanelled hospitals to get cashless treatment? The details of empanelled hospital can be found online on the portal: you can locate the desired hospitals by checking district, name and type of specialties etc.
      • Q. Is this the best public health scheme in India?

        Ans: It may be of a regional level with a decent cover, but there are also excellent health care schemes provided by the government on a pan-Indian basis for those who may fit the criteria.
      • Q. How to find a beneficiary under the scheme?

        Ans: You can search on the online portal of MA Yojana, by giving the name, or any of the other particulars of the beneficiary.

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