Mukhyamantri Amrutum (MA) Yojana: Coverage & Benefits

Mukhyamantri Amrutum Yojana is a holistic health insurance scheme for lower middle-class families and people living Below Poverty Line (BPL). It was launched by the Gujarat State Government on September 04, 2012 to provide poor people with access to good healthcare services. It covers complete medical treatment costs, including diagnostic tests and post-hospitalization expenses. Read on to know more.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*
  • 50,000 claims approved in last 15 months*
  • Schedule home visit with our advisors
  • Get a plan based on your medical needs

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
All health plans cover Covid-19 treatment
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Surgeries Covered in this Scheme

      Some of the medical surgeries covered in this scheme are listed as under:

      • Cardiovascular Surgeries (153 Benefit Packages)
      • Cancer Malignancies requiring chemotherapy, surgical oncology, and radiation oncology (210 Benefit Packages)
      • Neurosurgery (49 Benefit Packages)
      • Renal/Kidney Surgery (21 Benefit Packages)
      • Burns (12 Benefit Packages)
      • Neonatal (newborn) related health issues (23 Benefit Packages)
      • Poly Trauma (8 Benefit Packages)
      • Obstetrics and gynecology procedures 

      Eligibility Criteria for Mukhyamantri Amrutum Yojana

      If you are in Gujarat and want to buy MA Amrutam Yojana then you have to fulfill these criteria:

      • Mukhyamantri Amrutum Yojana is available to families who have a low annual income that does not cross a specific amount and those who belong to a specific occupation are eligible to enroll under the scheme
      • Families listed under Below Poverty Line (BPL) group by the State Government
      • All the family members should be present to get themselves enrolled under the scheme

      Features and Benefits of Mukhyamantri Amrutum Yojana

      Mukhyamantri Amrutam Vatsalya is a prime example of a health insurance scheme that is created truly for the benefit of the people. Here are the features of this scheme:

      • The premium is paid 100% by the State Government and the beneficiary is not required to pay any amount for enrolment
      • ASHA workers who are helping the Below poverty line families are given Rs 100 per family as an incentive under the scheme
      • On a monthly basis, both private and government empanelled hospitals conduct Mega and General Health Camps on district levels
      • The scheme is completely paperless including the services and claims
      • The beneficiaries can stay insured throughout the year

      What is covered under Mukhyamantri Amrutum Yojana?

      MA Yojana covers the following expenses:

      • Medical Expenses- The sum insured amount in this scheme is Rs 5 lakh per family for each year.
      • Travel charges- The policy also covers travel charges up to Rs 300 per hospitalization
      • Repatriation of remains- The cost incurred on repatriation of remains is covered at Rs. 6.00 per kilometer from the hospital to the beneficiaries’ place of residence
      • Hospital charges- The cost of diagnostics, hospital registration, admission charges, etc. are covered
      • In-patient hospitalization charges- The cost incurred on medicines, patient’s food, and post-surgery follow-ups are covered as well.

      What is not covered under Mukhyamantri Amrutum Yojana?

      MA Amrutam Yojana offers coverage for a number of medical treatments. Because the scheme has been designed for low-income group families, there are no specific exclusions. Here are some of the treatments that are excluded:

      • Cosmetic procedures like plastic surgeries are not covered
      • It also does not cover non-emergency medical procedures

      How to Enroll under the Mukhyamantri Amrutum Yojana?

      Only eligible families can enroll under the scheme and avail of the health insurance coverage benefits. The process to enroll under Mukhyamantri Amrutum Yojana is given below:

      • Government authorities (Taluka and Civic Centers) maintain a list of all the families whose annual income is less than Rs 4 Lakh. It can also be found on the MA Gujarat website and the same is shared with the vendors involved in the enrollment.
      • To enroll under this scheme, the applicants need to visit the kiosks at Civic Centers or Taluka in that area. There are mobile kiosks at different places to ease the process.
      • At the kiosks, they capture the biometric information of the beneficiaries like iris scans, fingerprints, etc. along with the family photographs.
      • The beneficiaries also need to fill the application form in Gujarati with family details
      • Upon verification of the documents, an MA Amrutam card is given to the beneficiaries with a pamphlet of the scheme along with the list of the hospitals empanelled under the scheme
      • Once the documents are received by the beneficiaries the enrolment process gets completed

      Documents Required to Apply For MA Yojana

      When visiting the Nodal agency, the applicants who are eligible to enroll under MA Yojana need to furnish the following documents:

      • ID Proof such as Driving License, Aadhaar card, PAN Card, or Voter ID Card
      • Address proof like Ration card
      • Income Proof
      • Below Poverty Line (BPL) Certificate
      • Other documents ( as required)

      How to Download Mukhyamantri Amrutum Yojana Application Form?

      To download the form the applicant can visit the Mukhyamantri Amrutum website. Here you can find the Kiosk near you. You can get an application form at this Kiosk.  

      Claim Process for Mukhyamantri Amrutum Yojana

      The beneficiaries under the Mukhyamantri Amrutum Yojana can register their claims in a seamless manner:

      • Submit your QR MA card for verification at the network hospital after which the treatment will get started
      • As the entire hospitalization process is cashless all the claims will be settled directly between the hospital and the insurance company once the treatment is completed

      FAQs

      Health insurance articles

      Recent Articles
      Popular Articles
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      6 Reasons Why Your Cashless Health Claims Can Get Denied

      18 Jan 2023

      Cashless claims are one of the most lucrative benefits of buying a
      Read more
      Check Out the Mandatory KYC Documents for Health Insurance

      30 Dec 2022

      The Insurance Regulatory & Development Authority of India
      Read more
      What to Look for in a Health Insurance for Cancer Plan?

      20 Dec 2022

      Cancer is one of the biggest demons that the world faces today
      Read more
      What are the Factors Affecting Health Insurance Premium?

      20 Dec 2022

      Demand for insurance products in India, especially health
      Read more
      What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
      The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Income Tax Slab for Women: Guide to Exemptions and Rebates
      In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL