State governments across the country have been in constant effort to supply good healthcare to the common people especially the economically deprived section of the society. Plenty of government schemes have been launched and are working towards the betterment of their health and medical expenditures. One such scheme is Yeshasvini Health Insurance Scheme by the Govt. of Karnataka. It is among the popular types of health insurance for farmers in India.
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Yeshasvini Health Insurance Scheme was launched on June 1, 2003 under the leadership of the former Chief Minister of Karnataka S.M. Krishna. Precisely designed for the farmers who are members of the state co-operative societies, the Yeshasvini Co-operative Farmers Health Care Scheme offers comprehensive health insurance protection with 823 surgical procedures coverage.
The scheme covers 30 districts in the State of Karnataka. The functioning of the scheme is solely managed by the Yeshasvini Cooperative Farmers Health Care Trust that is registered under the Indian Trust Act 1882.
Under the Yeshasvini Health Scheme by Karnataka Govt., the policy benefits are extended to 30 lakh beneficiaries. With a minimum premium of Rs 250 annually, farmers in Karnataka can get insurance coverage for their families for medical emergencies. The scope of coverage under this rural healthcare scheme majorly includes surgical procedures with a sum insured up to Rs 2.50 lakh.
Listed below are some of the key features and benefits to be availed under this rural healthcare scheme in Karnataka:
Implemented for the members of Urban & Rural Co-operative Societies, the following surgery & treatment expenses are covered under the Yeshasvini health scheme:
Some of the medical procedures are excluded under this scheme such as:
In India, anyone who fulfills the eligibility conditions can avail Yeshasvini Co-operative Farmers Health Care Scheme. Let’s consider the below eligibility conditions under this government health scheme:
Individual who are below 75 years of age can apply for the scheme
An applicant must be a member of a cooperative society at least for 3 months to be eligible for this scheme.
The family members of the scheme holder can avail the policy benefits, even if they are not a part of the co-operative society.
Self, spouse, dependent children and parents
August 1st to July 31st of the successive year
To avail the scheme benefits, the beneficiary can approach any of the network hospitals listed under the scheme. Below is the detailed process of how to avail healthcare under Yeshasvini scheme:
In order to register for this scheme, the applicant must be a member of the Cooperative societies at least for 3 months. The new enrolment for the Karnataka Yeshasvini scheme is done at all respective corporative societies from May to June every year.
The following documents are required for availing Yeshasvini card in Karnataka:
Yeshasvini health card is an essential ID that enables one to avail the healthcare facility. By showing this card in a hospital, the scheme holder can process the necessary treatment under cashless category. This card is provided at the time of buying the scheme and also renewable at all corporative societies. The Yeshasvini card apply online registration can be initiated through http://yeshasvini.kar.nic.in
Ans: The scheme is launched by the Karnataka Government in 2003.
Ans: The scheme covers 823 surgical procedures up to a maximum of Rs 2.50 lakh for Urban members and Rs 2 lakh for Rural members.
Ans: Under this Yeshasvini health scheme, the family members of the scheme holder are also the beneficiary.
Ans: Yes, normal delivery is covered under this scheme.
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