Mukhyamantri Ayushman Arogya Yojana Rajasthan

Mukhyamantri Ayushman Arogya Yojana (MAAY) is the flagship health insurance scheme of the Government of Rajasthan that provides cashless medical treatment to eligible families. The scheme combines the benefits of the Central Government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) with additional state-funded health coverage, ensuring that beneficiaries receive quality healthcare without worrying about expensive hospital bills.

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      Why was Mukhyamantri Ayushman Arogya Yojana Needed?

      In many unfortunate cases, a sudden medical emergency such as a disease like cancer, a cardiac arrest or kidney failure may bring about extensive expenses in the form of prolonged hospitalizations or expensive surgeries. This could drain away finances or force middle and lower class families into crippling debt. Though government hospitals are extremely inexpensive and offer free services to one and all, they still often fall short to address specialized needs which require referral to high-end government and private hospitals empanelled by it.

      Due to the enormous treatment cost in the private facilities, these often become unavailable to poor families.

      A solution was introduced by the Government of Rajasthan which was termed as the Mukhyamantri Ayushman Arogya Yojana. Under this scheme, entitled people receive completely cashless treatment at the empanelled facilities and therefore no burden is placed upon them for covering their hospitalization costs.

      Mukhyamantri Ayushman Arogya Yojana - Key Highlights

      Feature Details
      Full Name Mukhyamantri Ayushman Arogya Yojana (MAAY)
      Launched By Government of Rajasthan
      Implemented By State Health Assurance Agency (SHAA), Rajasthan
      Annual Coverage Up to ₹25 lakh per eligible family
      Type of Benefit Cashless hospitalisation
      Premium Free for eligible beneficiaries (nominal registration fee may apply for certain categories as notified by the Government)
      Hospital Network Government and empanelled private hospitals
      Coverage Hospitalisation, surgeries, critical illnesses, diagnostics and follow-up treatment
      Card Required Jan Aadhaar linked Ayushman Card
      Claim Settlement Cashless
      Helpline 181

      Who is Eligible for Mukhyamantri Ayushman Arogya Yojana?

      List of eligible beneficiary groups The Government of Rajasthan makes you eligible through a list of beneficiary groups notified under the scheme.

      If you are part of any of these categories you may be eligible:

      • Families covered under National food Security Act (NFSA).
      • Socio Economic Caste Census (SECC) beneficiaries eligible under PM-JAY.
      • Contract and eligible Government employees identified by the State Government.
      • Small and marginal farmers.
      • Construction workers on the State Register.
      • eligible beneficiaries identified by Rajasthan Government Schemes
      • And Other groups as notified by the Government of Rajasthan from time to time.

      Your family is mostly defined through the Jan Aadhaar database associated with the scheme.

      Who is NOT Eligible?

      The following individuals are generally not eligible:

      • Families not covered under notified beneficiary categories.
      • Residents of other states not covered under Rajasthan Government guidelines.
      • Applicants who fail to complete beneficiary verification.
      • Individuals whose eligibility cannot be established through Jan Aadhaar or other approved records.

      How to Apply for Mukhyamantri Ayushman Arogya Yojana

      • Visit the Official Portal: Go to the Ayushman Bharat Mahatma Gandhi Insurance Scheme’s official web portal or a local CSC website and search for the option to register, enroll, or apply for an Ayushman card.
      • Search the Beneficiary List: Beneficiaries may enter their mobile number, Ration Card, Jan Aadhaar card or any other applicable document number to check their eligibility and find out if they are listed in the government's beneficiary list.
      • Complete the Online Registration: If you are eligible, you can complete your Ayushman card online.

      You’ll need to fill in your details including your mobile number,Jan Aadhaar number, and provide required information like gender, father’s name, mother’s name and so on.

      You may be asked to upload supporting documents. Ayushman card application process in offline way - Check it out here: Fill the Ayushman Card Form at the CSC

      • Visit the nearest CSC or e-Mitra center and talk to an operator, telling them you wish to register yourself for Ayushman card benefits
      • 2. Furnish your details to get them entered into the enrollment system, together with copies of the vital documents like Jan Aadhaar Card
      • Get the biometrics completed your photo and fingerprints recorded” said the official document

      Documents Required for Mukhyamantri Ayushman Arogya Yojana

      Keep the following documents ready while applying:

      • Jan Aadhaar Card
      • Aadhaar Card
      • Mobile number linked with Aadhaar
      • Ration Card, wherever applicable
      • Residence proof
      • Passport-size photographs
      • Any additional documents requested by the enrolment authority

      Mukhyamantri Ayushman Arogya Card Download - Step by Step

      To Download Your Ayushman Card After Registration If you get selected in the beneficiary registration, you are eligible to download Ayushman Card from the respective beneficiaries’ portal.

      Follow the steps to download Ayushman Card:

      • Visit the official beneficiary portal on the web.
      • Login using Aadhaar number or mobile number registered with PMJAY portal.
      • Complete OTP verification.
      • Enter beneficiary details and search beneficiary details.
      • Download the Ayushman card or Print the card.

      Present Ayushman card along with Aadhaar card at empanelled hospital.

      How to Check Mukhyamantri Ayushman Arogya Card Status

      Check your status as a beneficiary using the following steps:

      • Go to the online beneficiary portal
      • Click on Beneficiary Search
      • Input your Jan Aadhaar or Aadhaar number
      • Complete the verification process

      View your registration and card status If your application is pending verification, wait till the registration process comes to an end.

      What Does Mukhyamantri Ayushman Arogya Yojana Cover?

      Coverage Type Details
      Hospitalisation Covered at empanelled hospitals
      Major Surgeries Covered
      Cancer Treatment Covered
      Cardiac Procedures Covered
      Kidney Treatment Covered
      ICU Care Covered
      Diagnostics Included as per treatment package
      Follow-up Care Covered for approved procedures
      Cashless Treatment Available throughout the hospital network
      Not Covered OPD without hospitalisation, cosmetic procedures and treatments outside approved packages

      How the Claim Process Works

      Mukhyamantri Ayushman Arogya Yojana treats eligible beneficiaries in a totally cashless manner. Beneficiaries are entitled to treatment without incurring any expenses for services as agreed in covered treatments availed atempanelled hospitals.

      Process of Claim: -

      • Reach any empanelled hospital of MAAY with your Ayushman Card and Aadhaar card.
      • The hospital registers beneficiary on the portal by validating identity of eligible individual.
      • Doctors diagnose your illness and the hospital sends a request of pre-authorization to the authority concerned through online application.
      • When a prior-authorization has been approved the treatment will start with zero-payment from beneficiaries side.
      • Once approved, treatment begins without any payment from the beneficiary.
      • After discharge, the hospital submits the claim directly to the implementing authority.
      • The approved claim amount is settled directly with the hospital.

      Mukhyamantri Ayushman Arogya Yojana Helpline and Support

      Beneficiaries can contact their official representatives for information related to registration, beneficiary verification, searching for hospitals or logging in complaints.

      The health helpline number is 181.

      Services offered:

      • Beneficiary verification
      • Assistance related to Ayushman Card
      • Search of empanelled hospitals
      • Information on packages
      • Register a complaint
      • Assistance regarding the scheme

      The empanelled hospitals can be searched from the official portal by providing information about their district, speciality or name.

      Frequently Asked Questions

      • Q. What is Mukhyamantri Ayushman Arogya Yojana?

        Ans. Mukhyamantri Ayushman Arogya Yojana is Rajasthan’s governmental health insurance plan that offers eligible households cash-free healthcare of as much as 25 lakh yearly at enpanelled medical facilities.
      • Q. Who can avail of Mukhyamantri Ayushman Arogya Yojana?

        Ans. Eligible beneficiaries consist of NFSA families, PM-JAY recipients, enlisted building and construction workers, small and marginal farmers, contract workers and other categories announced by the Rajasthan Government.
      • Q. How can I download my Ayushman Card?

        Ans. Go to the official beneficiary site, finish OTP verification making use of your registered mobile number or Aadhaar details, and download your Ayushman Card.
      • Q. How can I check my Ayushman Card status?

        Ans. You can inspect your card status online by visiting the beneficiary site and inputting your Jan Aadhaar number or Aadhaar number.
      • Q. What is the helplines number for Mukhyamantri Ayushman Arogya Yojana?

        Ans. You can connect to the Rajasthan Government Health Helpline on 181 for help connected to the scheme.
      • Q. Where can I inspect the listing of empanelled hospitals?

        Ans. The official beneficiary portal provides a medical facility search center that allows customers to look for empanelled medical facilities by district, speciality and hospital name.
      • Q. Is there any kind of costs under the plan?

        Ans. Eligible recipients usually do not have to pay any health insurance costs. Nevertheless, specific recipient classifications might require to pay a small enrollment charge as laid out by the Government.
      • Q. Can I obtain treatment at any sort of private medical facility?

        Ans. Cash-free treatment is readily available just at medical facilities empanelled under Mukhyamantri Ayushman Arogya Yojana. Treatment at non-empanelled medical facilities is commonly not covered.

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