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      Chiranjeevi Health Insurance Scheme: Rajasthan

      The Chiranjeevi Health Insurance Scheme by the Rajasthan government offers cashless medical insurance of up to Rs 25 lakh. This universal health scheme has been available to all families of Rajasthan from May 01, 2021.

      The Chief Minister of Rajasthan, Shri Ashok Gehlot, announced the Chiranjeevi Yojana during the 2021-22 State Budget. With this scheme, Rajasthan became the first Indian state to provide universal health insurance cover to all people. So far, more than 12 lakh people have availed free medical treatment under the scheme.

      According to the Rajasthan Budget announcement for 2023-24, the annual medical coverage amount for Chiranjeevi Yojana have been further increased from Rs 10 lakh to Rs 25 lakh with an accident cover of Rs 10 lakh. The scheme was initially launched with a coverage of Rs 5 lakh and was later increased to Rs 10 lakh with an additional accident cover worth Rs 5 lakh.

      Expensive treatments like heart transplants, liver transplants, bone marrow transplants and cochlear implants were also added to the scheme. Moreover, women heads of families covered under the Chiranjeevi Health Insurance scheme will also be given smartphones with free internet connectivity for 3 years.

      The Rajasthan government will pay the insurance premiums for all beneficiaries under the Mukhyamantri Chiranjeevi Swasthya Bima Yojana. However, all families apart from the beneficiaries will have to pay an annual premium of Rs 850 to avail this scheme.

      Mukhyamantri Chiranjeevi Yojana Rajasthan

      Scheme Mukhyamantri Chiranjeevi Yojana
      State Rajasthan
      Registration Date April 01, 2021 onwards
      Effective From May 01, 2021
      Sum Insured/Coverage Rs 25 lakh + Rs 10 lakh accident cover
      Who is Eligible? SECC 2011 registered BPL families
      NFSA cardholders
      Small farmers
      All department Samvida workers
      EWS
      Official Website chiranjeevi.rajasthan.gov.in/
      Hospitals Covered All government & affiliated private hospitals

      Chiranjeevi Health Insurance Scheme Eligibility Criteria

      The main eligibility criterion for the Chiranjeevi health insurance scheme is to be a permanent resident of the state of Rajasthan. However, the following people are eligible for free medical coverage under the Chiranjeevi Yojana:

      • Below the Poverty Line (BPL) families registered under the SECC 2011
      • NFSA cardholders
      • EWS families
      • Small farmers
      • Jan Aadhaar cardholders
      • Families under the COVID-19 ex gratia list
      • Samvida/contractual workers from all departments
      • Beneficiary families under the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana

      Chiranjeevi Health Insurance Scheme Benefits

      The Chiranjeevi Yojana will provide financial assistance to cover the medical expenses of all residents of Rajasthan. Check out the Chiranjeevi health insurance scheme details below:

      • The scheme offers a high sum insured of Rs 25 lakh.
      • Chiranjeevi Yojana covers 1798 medical procedures and packages
      • Coverage for listed procedures and diseases are available
      • In-patient treatment expenses, including room rent, OT charges, medical tests, etc. are covered
      • Pre-hospitalization expenses for up to 5 days before hospital admission and post-hospitalization expenses for up to 15 days after getting discharged from the hospital are covered

      Salient Features of Chief Minister Chiranjeevi Health Insurance Scheme

      The features of the Chiranjeevi Health Insurance scheme are given below:

      • This is the first health insurance initiative from the Rajasthan government that provides cashless treatment in registered government and private hospitals.
      • Health insurance cover is provided to all the families below the poverty line, and under NFSA EWS & SECC categories.
      • Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana can also get covered under the scheme.
      • Small/marginal farmers and contractual workers can also get covered.
      • Children younger than 1 year can be covered under the scheme even if their name has not been added to the family card.
      • Families not falling under the eligibility criteria can also get insured by paying a nominal premium of Rs 850 per annum.
      • In addition to major illnesses, the scheme also provides coverage for Covid-19 and hemodialysis.
      • The scheme does not cover state and central government employees.

      How to Register for CM Chiranjeevi Yojana?

      While the SECC 2011 beneficiaries are no longer required to register for the scheme, other beneficiaries, including contract workers and small farmers, can register on E-Mitra. You can follow the steps given below to register online for the Chiranjeevi health insurance scheme:

      • Visit sso.rajasthan.gov.in and click on the ‘Registration’ tab on the right side of the page
      • Select the required details to proceed
      • Submit the registration form after filling it
      • On successful registration, you will get the login credentials

      You can use the login Id and password to open the dashboard and check the scheme details.

      How to Apply Online for Chiranjeevi Health Insurance Scheme?

      To apply online for Rajasthan Chiranjeevi Swasthya Bima Yojana online, existing users can follow the steps given below:

      • Login using your user Id and password on sso.rajasthan.gov.in
      • Open the dashboard and click on ‘MMCSBY Application’
      • Fill out the application form for the Chiranjeevi health insurance scheme online
      • Click on the ‘Submit’ button
      • Take a screenshot or printout of the application form

      Document Required for Chiranjeevi Yojana Registration

      The following documents may be required for the Chiranjeevi health insurance scheme registration:

      • Aadhar Card
      • BPL certificate
      • Jan Aadhar Card/ Bhamashah Card
      • Proof of address and income
      • Ration card
      • Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana registration slip
      • Passport-sized photographs

      How to Check the Status of Rajasthan Swasthya Bima Yojana Online?

      After you have submitted the application form for the Mukhyamantri Chiranjeevi Yojana, it will be assessed by the authorities. Upon successful verification, you will receive a link to check the status. Using this link, you will be able to check the stage of the process you are at.

      In case of rejection, you will get a notification on your status.

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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