Cholamandalam Health Insurance for Senior Citizens

Cholamandalam Health Insurance for senior citizens provides financial protection to elderly people above 60 years against unforeseen medical expenses. The Chola MS General Insurance Company Limited offers Flexi Health Supreme plan to senior citizens, which is available in three variants – Basic, Plus and Premiere.

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Cholamandalam Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Cholamandalam Health Insurance for Senior Citizens

    Given below are the key benefits of Cholamandalam Health Insurance for senior citizens:

    • Sum insured options ranging from Rs 3 lakh to Rs 5 crore
    • Coverage available on an individual and floater basis
    • Cashless treatment at more than 10000 network hospitals
    • Free preventive health check-ups available after every two years depending on the plan type and claim status
    • Unlimited restoration of the sum insured
    • Coverage for hospitalization expenses across the globe
    • Additional sum insured available for claims due to a road traffic accident
    • Up to 50% increase in the sum insured for a maximum of 100% for every claim-free year
    • Access to Wellness Advantage services, such as health assessment, medicine delivery, discounted health check-ups, digital health coaching, etc.
    • Tax exemptions under the sec 80D of the Income Tax Act, 1961
    • Up to 10% family size discount on adding more than 5 family members to the policy on an individual sum insured basis
    • Up to 10% healthy week discount on renewal premium

    Cholamandalam Health Insurance Plans for Senior Citizens

    Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:

    Cholamandalam Health Insurance Plans for Senior Citizens Sum Insured (Rs) Co-Payment
    Chola Flexi Health Supreme Basic Plan 3 lakh to 25 lakh Not Available View Plan
    Chola Flexi Health Supreme Plus Plan 5 lakh to 25 lakh Not Available View Plan
    Chola Flexi Health Supreme Premiere Plan 30 lakh to 5 crore Not Available View Plan

    Eligibility Criteria for Cholamandalam Health Insurance for Senior Citizens

    Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:

    Categories Eligibility Criteria
    Minimum Entry Age Adult - 18 years
    Child – 3 months
    Siblings – 5 years
    Maximum Entry Age Adult - 75 years
    Child – 26 years
    Siblings – 75 years
    Family Members Covered Self, spouse, children, parents, parents-in-law and siblings
    Renewability Lifetime

    Inclusions of Cholamandalam Health Insurance for Senior Citizens

    Cholamandalam Health Insurance for senior citizens includes the following covers:

    • In-patient Hospitalization Expenses
    • Emergency Ambulance Expenses
    • Pre-hospitalization Expenses
    • Post-Hospitalization Expenses
    • Day Care Procedures
    • AYUSH Cover
    • Domiciliary Hospitalization
    • Organ Donor Hospitalization Expenses
    • New Born Baby Cover
    • Daily Care Benefit
    • Compassionate Visit
    • Repatriation of Mortal Remains
    • Specialist Consultation Charges
    • Global Hospitalization Cover
    • Personal Accident Cover
    • Child Education Benefit
    • Consumables Cover
    • Home Care Expenses
    • Vaccination Charges
    • Maternity Cover
    • Infertility Treatment
    • Bariatric Surgery
    • Recovery Benefit
    • Specs/ Contact Lens/ Hearing Aids
    • High End Diagnostics
    • Emergency Air Ambulance Cover

    Optional Covers:

    • Medical Second Opinion

    Exclusions of Cholamandalam Health Insurance for Senior Citizens

    The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:

    • Cost of dietary supplements and substances without a prescription
    • Plastic surgery/ cosmetic surgery
    • Treatment for alcohol or drug abuse
    • Unproven treatment
    • Yoga and Naturopathy
    • Intentional self-injury

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