Cholamandalam Health Insurance for Senior Citizens

Key Benefits of Cholamandalam Health Insurance for Senior Citizens

Given below are the key benefits of Cholamandalam Health Insurance for senior citizens:

• Sum insured options ranging from Rs 3 lakh to Rs 5 crore
• Coverage available on an individual and floater basis
• Cashless treatment at more than 10000 network hospitals
• Free preventive health check-ups available after every two years depending on the plan type and claim status
• Unlimited restoration of the sum insured
• Coverage for hospitalization expenses across the globe
• Additional sum insured available for claims due to a road traffic accident
• Up to 50% increase in the sum insured for a maximum of 100% for every claim-free year
• Access to Wellness Advantage services, such as health assessment, medicine delivery, discounted health check-ups, digital health coaching, etc.
• Tax exemptions under the sec 80D of the Income Tax Act, 1961
• Up to 10% family size discount on adding more than 5 family members to the policy on an individual sum insured basis
• Up to 10% healthy week discount on renewal premium

Cholamandalam Health Insurance Plans for Senior Citizens

Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:

Eligibility Criteria for Cholamandalam Health Insurance for Senior Citizens

Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:

Inclusions of Cholamandalam Health Insurance for Senior Citizens

Cholamandalam Health Insurance for senior citizens includes the following covers:

• In-patient Hospitalization Expenses
• Emergency Ambulance Expenses
• Pre-hospitalization Expenses
• Post-Hospitalization Expenses
• Day Care Procedures
• AYUSH Cover
• Domiciliary Hospitalization
• Organ Donor Hospitalization Expenses
• New Born Baby Cover
• Daily Care Benefit
• Compassionate Visit
• Repatriation of Mortal Remains
• Specialist Consultation Charges
• Global Hospitalization Cover
• Personal Accident Cover
• Child Education Benefit
• Consumables Cover
• Home Care Expenses
• Vaccination Charges
• Maternity Cover
• Infertility Treatment
• Bariatric Surgery
• Recovery Benefit
• Specs/ Contact Lens/ Hearing Aids
• High End Diagnostics
• Emergency Air Ambulance Cover

Optional Covers:

• Medical Second Opinion

Exclusions of Cholamandalam Health Insurance for Senior Citizens

The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:

• Cost of dietary supplements and substances without a prescription
• Plastic surgery/ cosmetic surgery
• Treatment for alcohol or drug abuse
• Unproven treatment
• Yoga and Naturopathy
• Intentional self-injury

FAQs