Cholamandalam Health Insurance for Senior Citizens

Cholamandalam Health Insurance for senior citizens provides financial protection to elderly people above 60 years against unforeseen medical expenses. The Chola MS General Insurance Company Limited offers Individual Healthline Insurance plan to senior citizens, which is available in three variants – Standard, Superior and Advanced.

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Cholamandalam Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Cholamandalam Health Insurance for Senior Citizens

    Given below are the key benefits of Cholmandalam Health Insurance for senior citizens:

    • Sum insured options ranging from Rs 3 lakh to Rs 10 lakh
    • Coverage available on an individual basis
    • No pre-policy medical check-up up to 55 years
    • Cashless treatment at more than 9500 network hospitals
    • Free health check-up after every two claim-free years
    • 5% sum insured up to 50% for every claim-free year
    • Tax exemptions under the sec 80D of the Income Tax Act, 1961

    Cholamandalam Health Insurance Plans for Senior Citizens

    Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:

    Cholamandalam Health Insurance Plans for Senior Citizens Sum Insured (Rs) Co-Payment
    Chola Standard Individual Healthline Insurance Plan Rs 3 lakh
    Rs 4 lakh
    Rs 5 lakh
    10% View Plan
    Chola Superior Individual Healthline Insurance Plan Rs 3.5 lakh
    Rs 4.5 lakh
    Rs 5.5 lakh
    10% View Plan
    Chola Advanced Individual Healthline Insurance Plan Rs 4.5 lakh
    Rs 5.5 lakh
    Rs 7.5 lakh
    Rs 10 lakh
    10% View Plan

    *Additional co-payment of 20% applies to people above 70 years of age

    Eligibility Criteria for Cholamandalam Health Insurance for Senior Citizens

    Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Renewability

    Lifetime

    Inclusions of Cholamandalam Health Insurance for Senior Citizens

    Cholamandalam Health Insurance for senior citizens includes the following covers:

    • In-patient Hospitalization Expenses
    • Emergency Ambulance
    • Pre-hospitalization Expenses
    • Post-Hospitalization Expenses
    • Home Hospitalization
    • Day Care Procedures
    • Ayurvedic Therapy Treatments
    • OPD Dental Cover
    • External Aids Cover
    • Daily Cash for Choosing Shared Accommodation
    • Maternity Expenses
    • Minor Accompaniment Daily Cash

    Exclusions of Cholamandalam Health Insurance for Senior Citizens

    The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:

    • Allopathic treatments
    • Obesity/ weight control procedures
    • Cost of dietary supplements and substances without a prescription
    • Plastic surgery/ cosmetic surgery
    • Treatment for alcohol or drug abuse
    • Unproven treatment

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