Cholamandalam Health Insurance for Senior Citizens

Cholamandalam Health Insurance for senior citizens provides financial protection to elderly people above 60 years against unforeseen medical expenses. The Chola MS General Insurance Company Limited offers Individual Healthline Insurance plan to senior citizens, which is available in three variants – Standard, Superior and Advanced.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Cholamandalam Health Insurance for Senior Citizens

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of Cholamandalam Health Insurance for Senior Citizens

    Given below are the key benefits of Cholmandalam Health Insurance for senior citizens:

    • Sum insured options ranging from Rs 3 lakh to Rs 10 lakh
    • Coverage available on an individual basis
    • No pre-policy medical check-up up to 55 years
    • Cashless treatment at more than 9500 network hospitals
    • Free health check-up after every two claim-free years
    • 5% sum insured up to 50% for every claim-free year
    • Tax exemptions under the sec 80D of the Income Tax Act, 1961

    Cholamandalam Health Insurance Plans for Senior Citizens

    Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:

    Cholamandalam Health Insurance Plans for Senior Citizens Sum Insured (Rs) Co-Payment Key Features
    Chola Standard Individual Healthline Insurance Plan Rs 3 lakh
    Rs 4 lakh
    Rs 5 lakh
    10%
    • Hospitalization expenses
    • Emergency ambulance
    • Day care procedures
    • Pre-post hospitalization expenses
    • Daily cash for choosing shared accommodation
    Chola Superior Individual Healthline Insurance Plan Rs 3.5 lakh
    Rs 4.5 lakh
    Rs 5.5 lakh
    10%
    • Home hospitalization
    • Day care procedures
    • Hospitalization expenses
    • Emergency ambulance
    • General health check-up & eye examination
    Chola Advanced Individual Healthline Insurance Plan Rs 4.5 lakh
    Rs 5.5 lakh
    Rs 7.5 lakh
    Rs 10 lakh
    10%
    • Emergency ambulance
    • Hospitalization Expenses
    • OPD dental expenses
    • Ayurvedic therapy treatments
    • External aids cover

    *Additional co-payment of 20% applies to people above 70 years of age

    Eligibility Criteria for Cholamandalam Health Insurance for Senior Citizens

    Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Renewability

    Lifetime

    Inclusions of Cholamandalam Health Insurance for Senior Citizens

    Cholamandalam Health Insurance for senior citizens includes the following covers:

    • In-patient Hospitalization Expenses
    • Emergency Ambulance
    • Pre-hospitalization Expenses
    • Post-Hospitalization Expenses
    • Home Hospitalization
    • Day Care Procedures
    • Ayurvedic Therapy Treatments
    • OPD Dental Cover
    • External Aids Cover
    • Daily Cash for Choosing Shared Accommodation
    • Maternity Expenses
    • Minor Accompaniment Daily Cash

    Exclusions of Cholamandalam Health Insurance for Senior Citizens

    The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:

    • Allopathic treatments
    • Obesity/ weight control procedures
    • Cost of dietary supplements and substances without a prescription
    • Plastic surgery/ cosmetic surgery
    • Treatment for alcohol or drug abuse
    • Unproven treatment

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Is Dermatology Covered by Health Insurance Plans?

    21 Oct 2021

    The prevalence of dermatology has risen significantly in India...
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Does Your Health Insurance Remain Valid If You Move Abroad?

    30 Sep 2021

    Health insurance is one of the best investments that you can make...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Best Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL