Cholamandalam Health Insurance for Senior Citizens

Key Benefits of Cholamandalam Health Insurance for Senior Citizens

Given below are the key benefits of Cholmandalam Health Insurance for senior citizens:

• Sum insured options ranging from Rs 3 lakh to Rs 10 lakh
• Coverage available on an individual basis
• No pre-policy medical check-up up to 55 years
• Cashless treatment at more than 9500 network hospitals
• Free health check-up after every two claim-free years
• 5% sum insured up to 50% for every claim-free year
• Tax exemptions under the sec 80D of the Income Tax Act, 1961

Cholamandalam Health Insurance Plans for Senior Citizens

Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:

*Additional co-payment of 20% applies to people above 70 years of age

Eligibility Criteria for Cholamandalam Health Insurance for Senior Citizens

Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:

Inclusions of Cholamandalam Health Insurance for Senior Citizens

Cholamandalam Health Insurance for senior citizens includes the following covers:

• In-patient Hospitalization Expenses
• Emergency Ambulance
• Pre-hospitalization Expenses
• Post-Hospitalization Expenses
• Home Hospitalization
• Day Care Procedures
• Ayurvedic Therapy Treatments
• OPD Dental Cover
• External Aids Cover
• Daily Cash for Choosing Shared Accommodation
• Maternity Expenses
• Minor Accompaniment Daily Cash

Exclusions of Cholamandalam Health Insurance for Senior Citizens

The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:

• Allopathic treatments
• Obesity/ weight control procedures
• Cost of dietary supplements and substances without a prescription
• Plastic surgery/ cosmetic surgery
• Treatment for alcohol or drug abuse
• Unproven treatment

FAQs