Cholamandalam Health Insurance for senior citizens provides financial protection to elderly people above 60 years against unforeseen medical expenses. The Chola MS General Insurance Company Limited offers Individual Healthline Insurance plan to senior citizens, which is available in three variants – Standard, Superior and Advanced.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Given below are the key benefits of Cholmandalam Health Insurance for senior citizens:
Check out the various Cholamandalam Health Insurance plans for senior citizens in the table below:
Cholamandalam Health Insurance Plans for Senior Citizens | Sum Insured (Rs) | Co-Payment | |
Chola Standard Individual Healthline Insurance Plan | Rs 3 lakh Rs 4 lakh Rs 5 lakh |
10% | View Plan |
Chola Superior Individual Healthline Insurance Plan | Rs 3.5 lakh Rs 4.5 lakh Rs 5.5 lakh |
10% | View Plan |
Chola Advanced Individual Healthline Insurance Plan | Rs 4.5 lakh Rs 5.5 lakh Rs 7.5 lakh Rs 10 lakh |
10% | View Plan |
*Additional co-payment of 20% applies to people above 70 years of age
Take a look at the eligibility criteria for elderly parents to buy the Cholamandalam Health Insurance plan for senior citizens:
Categories |
Eligibility Criteria |
Minimum Entry Age |
18 years |
Maximum Entry Age |
65 years |
Renewability |
Lifetime |
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Cholamandalam Health Insurance for senior citizens includes the following covers:
The following coverage is excluded under Cholamandalam Health Insurance plans for senior citizens:
Ans: You can find the premium chart for the Chola Individual Healthline plan on the insurance company’s website. You can also visit Policybazaar.com and use a health insurance premium calculator to estimate the premium.
Ans: Yes. Senior citizens need to adhere to the following waiting periods under the Chola Individual Healthline plan:
Ans: Yes. Chola Individual Healthline plan comes with sub-limits for multiple covers.