Edelweiss Life ULIP Plans

Edelweiss Life Insurance is a joint venture between Edelweiss Financial Services and Marine Holdings Inc. It was established in 2011. It is one of the leading financial service providers that caters to the various needs of its customers and offers a host of products designed specifically to meet the needs of its customers.

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ULIP Plan Overview
  • Returns Up to 18%
  • Tax-Free Maturity Value
  • In Built Life Cover
  •   Plan with 0 GST
  • 4.8 Rated
  • 15.8 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 7.16 Crore Policies Sold
In-Built life cover

Top performing plans˜ with High Returns**

Invest ₹10K/month & Get ₹1 Crore# returns

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rating
15.8 Crore
Registered Consumer
53
Insurance Partners
7.16 Crore
Policies Sold

Top ULIP Plans

Fund Details
Fund Size
NAV
5 Year
7 Year
10 Year
Midcap Fund
Fund Size: ₹ 67,697 Cr
₹ 67,697 Cr
₹ 50 0.07%
14.06%
19.59% Highest Returns
15.87%
Get Details
Opportunities Fund
Fund Size: ₹ 35,621 Cr
₹ 35,621 Cr
₹ 79 0.05%
10.78%
16.26% Highest Returns
12.84%
Get Details
High Growth Fund
Fund Size: ₹ 16,228 Cr
₹ 16,228 Cr
₹ 123 0.21%
20.2%
23% Highest Returns
19.8%
Get Details
Opportunities Fund
Fund Size: ₹ 3,711 Cr
₹ 3,711 Cr
₹ 60 -0.15%
10.9%
14.71% Highest Returns
11.99%
Get Details
Multi Cap Fund
Fund Size: ₹ 12,199 Cr
₹ 12,199 Cr
₹ 67 0.06%
13.71%
21.3% Highest Returns
19.24%
Get Details
Accelerator Mid-Cap Fund II
Fund Size: ₹ 5,930 Cr
₹ 5,930 Cr
₹ 84 0.05%
10.76%
15.35% Highest Returns
12.63%
Get Details
Multiplier
Fund Size: ₹ 6,307 Cr
₹ 6,307 Cr
₹ 107 0.05%
15.77%
19.35% Highest Returns
14.98%
Get Details
Frontline Equity Fund
Fund Size: ₹ 5,250 Cr
₹ 5,250 Cr
₹ 70 -0.27%
11.69%
16.18% Highest Returns
13.14%
Get Details
Virtue II
Fund Size: ₹ 3,304 Cr
₹ 3,304 Cr
₹ 70 -0.13%
10.45%
17.6% Highest Returns
14.66%
Get Details
Growth Plus Fund
Fund Size: ₹ 428 Cr
₹ 428 Cr
₹ 36 -0.07%
7.99%
11.02% Highest Returns
9.5%
Get Details
Blue-Chip Equity Fund
Fund Size: ₹ 1,453 Cr
₹ 1,453 Cr
₹ 33 -0.07%
6.55%
10.1% Highest Returns
9.09%
Get Details
Grow Money Plus Fund
Fund Size: ₹ 440 Cr
₹ 440 Cr
₹ 67 -0.20%
7.16%
13.08% Highest Returns
12.37%
Get Details
Equity Top 250 Fund
Fund Size: ₹ 522 Cr
₹ 522 Cr
₹ 58 -0.32%
7.33%
12.34% Highest Returns
10.56%
Get Details
Future Apex Fund
Fund Size: ₹ 147 Cr
₹ 147 Cr
₹ 56 -0.11%
8.91%
14.35% Highest Returns
12%
Get Details
Debt Fund
Fund Size: ₹ 23 Cr
₹ 23 Cr
₹ 33 0.02%
5.71%
6.16% Highest Returns
5.97%
Get Details
Accelerator Fund
Fund Size: ₹ 207 Cr
₹ 207 Cr
₹ 47 -0.10%
11.36%
15.28% Highest Returns
12.55%
Get Details
Balanced Fund
Fund Size: ₹ 2,769 Cr
₹ 2,769 Cr
₹ 18 -0.03%
4.7% Highest Returns
-
-
Get Details
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Data source : value research

Returns as on 27-09-2026. The returns are the returns of best-performing fund in the plan

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s Read More

Key Features of Edelweiss Life ULIP Plans

Edelweiss Life ULIP plans place strong emphasis on systematic investing, fund value additions, and flexible portfolio strategies designed for long-term wealth creation. Here are some of the key features available across the plan portfolio.

  • Fund Additions to Enhance Long-Term Value:

    Select plans include loyalty additions, booster additions, maturity additions, guaranteed lump-sum benefits, premium boosters, and extra allocations, which may strengthen the policy corpus over time.

  • Systematic Investment Features:

    Certain variants include Systematic Monthly Plan (SMP), Systematic Transfer Plan (STP), and Systematic Withdrawal Plan (SWP) to support disciplined investing, fund movement, and liquidity planning.

  • Life-Stage Portfolio Allocation:

    Plans such as Wealth Plus, Wealth Rise+, and Wealth Ultima include investment strategies that gradually shift exposure from equity-oriented funds to debt-oriented funds as age increases and policy maturity approaches.

  • Flexible Protection Frameworks:

    The portfolio includes single-life, joint-life, enhanced cover, and till-age-100 variants, allowing policyholders to choose structures aligned with different financial priorities.

Why Invest in India's Growth Story?

India’s economic expansion continues to create long-term opportunities across businesses, sectors, and capital markets. For investors with longer financial horizons, staying invested through structured and disciplined approaches has increasingly become an important part of wealth creation.

As financial goals become more long term in nature, whether retirement planning, legacy creation, or funding future milestones, market-linked products that allow participation in economic growth over extended periods have gained wider relevance. This becomes particularly meaningful as investment preferences gradually shift towards goal-based and disciplined investing.

ULIPs (Unit Linked Insurance Plans) combine life insurance with investment options. Policyholders pay premiums, a part of which goes towards life coverage, and the remainder is invested in funds such as equity or debt. ULIPs offer flexibility, market-linked returns, and the potential for wealth creation.

Edelweiss Life ULIP plans may serve investors seeking long-term market participation supported by systematic investing features, life-stage portfolio allocation, and fund value enhancements designed for sustained wealth accumulation.

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Edelweiss Life ULIP Plans Calculator

Investment Return Calculator (Power of Compounding)
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How Much Historical Returns are Provided by the Plans?

The maturity value of a ULIP typically varies depending on policy duration, fund allocation, investment strategy, and the value additions attached to the plan. The illustrations below reflect estimated maturity outcomes based on assumed annual return rates of 4% and 8% across Edelweiss Life ULIP variants.

Investment Scenario
Monthly Investment:
₹22,000/month
Investment Duration:
18 years
Exit Timeline:
At Policy Maturity
Product Category:
Market-Linked ULIP Plans
Scenario 1:
Returns @ 4%
Plan name
Maturity Value
Growth %
Edelweiss Life Wealth Rise+
₹82.6 L
4%
Edelweiss Life Wealth Ultima
₹80.9 L
4%
Edelweiss Life Wealth Plus
₹79.4 L
4%
Edelweiss Life Wealth Premier
₹76.8 L
4%
Scenario 2:
Returns @ 8%
Plan name
Maturity Value
Growth %
Edelweiss Life Wealth Rise+
₹1.49 Cr
8%
Edelweiss Life Wealth Ultima
₹1.45 Cr
8%
Edelweiss Life Wealth Plus
₹1.42 Cr
8%
Edelweiss Life Wealth Premier
₹1.38 Cr
8%

Note: Since ULIPs are market-linked products, actual returns and maturity values may vary depending on fund performance, policy continuation, applicable charges, and market conditions.

Benefits of Edelweiss Life ULIP Plans

Edelweiss Life ULIP plans provide financial protection alongside market participation, with selected variants offering enhanced cover options, joint-life structures, and protection extending up to age 100.

Long-Term Wealth Creation:
Exposure to market-linked funds across equity, debt, and managed allocations creates the opportunity to build wealth over longer investment horizons aligned with future financial goals.
Fund Value Enhancements:
Select plans include loyalty additions, booster additions, maturity additions, premium boosters, extra allocations, and guaranteed lump-sum benefits, which may strengthen long-term corpus accumulation.
Life-Stage Portfolio Management:
Certain plans automatically adjust fund allocation as age increases and the remaining policy term reduces.
Support for Child-Centric Financial Planning:
Features such as Rising Star Benefit, Little Star Benefit, and Little Champ Benefit in selected Edelweiss Life investment plans support continuity of financial planning for children during unforeseen circumstances.
Systematically Invest in high growth plans with returns upto 18% Systematically Invest in high growth plans with returns upto 18%

List of Edelweiss Life ULIP Plans

The table below outlines the available Edelweiss Life ULIP plan options:

ULIP Plan Entry Age Maximum Maturity Age Premium Payment Term (PPT) Policy Term (PT) Minimum Premium
Edelweiss Life Wealth Plus 1 year to 55 years 70 years Limited Pay: 5 years onwards, Regular Pay 10 to 20 years ₹36,000 p.a. onwards (varies by PPT/PT)Top-up: ₹5,000
View plan
Edelweiss Life Wealth Premier 8 years to 65 years (Single Life)18 years to 65 years (Joint Life) 75 years Single Pay 10 years ₹10,00,000 (Single Premium)
View plan
Edelweiss Life Wealth Rise+ 0 years onwards (varies by option) Up to 100 years Single Pay, Limited Pay (5, 8, 10, 12, 15, 20 years), Regular Pay 5 years to Age 100 (varies by option) ₹500/month onwardsSingle Pay: ₹75,000 onwardsTop-up: ₹5,000
View plan
Edelweiss Life Wealth Ultima 0 years onwards Up to 100 years Limited Pay: 5 years onwards, Regular Pay 10 years to Age 100 ₹48,000 p.a. (Annual)₹6,000 monthlyTop-up: ₹5,000
View plan

Invest More Get More!

  • YOU GET

    ₹ 1 Crore *

    YOU INVEST

    ₹ 10K/ month

  • YOU GET

    ₹ 80 Lakhs *

    YOU INVEST

    ₹ 8K/ month

  • YOU GET

    ₹ 50 Lakhs *

    YOU INVEST

    ₹ 5K/ month

Details of Edelweiss Life ULIP Plans

Edelweiss Life Insurance Company offers ULIP plans to meet the requirements of all individuals. Let us take a look at the various types of unit-linked plans offered by the company and the features and benefits of each plan in detail.

Edelweiss Life Wealth Plus

Edelweiss Life Wealth Plus is a Unit Linked Insurance Plan (ULIP) from Edelweiss Life Insurance Company. It is a life insurance plan that provides dual benefits of life cover and wealth creation.

Key features of Edelweiss Life Wealth Plus plan:

    • Life cover:

      A death benefit is payable to your nominees in case of your unfortunate demise during the policy term.

    • Wealth creation:

      Your premiums are invested in a choice of investment funds, and you can potentially grow your wealth over the long term.

    • Flexibility:

      You can choose to manage your investments yourself or leave it to Edelweiss Life's investment experts.

    • Additional benefits:

      Edelweiss Life Wealth Plus also offers a number of additional benefits, such as rising star benefits, waiver of premium benefits, and loyalty additions.

People also read: What is ULIP

Edelweiss Life Wealth Premier

Edelweiss Life Wealth Premier is a Unit Linked, Non-Participating Individual Single Premium Savings Life Insurance Product centred around single-premium investing with life protection and loyalty additions.

Key Features of Edelweiss Life Wealth Premier:

  • Single Premium Structure:

    A one-time premium provides life cover for a fixed 10-year policy term.

  • Single Life and Joint Life Options:

    Policyholders may choose between single-life or joint-life cover, depending on financial planning needs.

  • Loyalty Additions:

    Additional fund allocations are credited at the end of the 6th, 8th, and 10th policy years to support corpus growth.

  • Multiple Fund Choices:

    Access to a basket of 9 fund options with unlimited switching flexibility.

  • Enhanced Joint-Life Feature: In joint-life cover, the surviving life may continue the policy without mortality charges after the first death.
  • High Entry Ticket Size:

    Designed for investors seeking a single-premium market-linked solution with a higher minimum contribution threshold.

Edelweiss Life Wealth Rise+

Edelweiss Life Wealth Rise+ is a unit-linked life insurance plan that offers you the benefits of investing in the market along with a guaranteed lump sum payout at maturity. It maintains a diversified portfolio by investing in the market, while also providing a guaranteed payout at maturity.

Key features of Edelweiss Life Wealth Rise+ plan are:

  • Market-linked returns:

    Your premiums are invested in a mix of equity and debt funds, allowing you to earn market-linked returns.

  • Guaranteed lump sum:

    Regardless of the market performance, you'll receive a guaranteed sum assured amount at maturity.

  • Enhanced Cover option:

    Choose this option for a higher life cover benefit, along with additional booster additions to your maturity amount.

  • Child Benefit (optional):

    This add-on benefit provides financial protection for your child in case of your unfortunate demise.

  • Tax benefits:

    Premiums paid qualify for tax deductions under sections 80C and 10(10D) of the Income Tax Act, 1961.

Edelweiss Life Wealth Ultima

Edelweiss Life Wealth Ultima is a Unit Linked, Non-Participating Individual Savings Life Insurance Product designed around systematic investing, portfolio movement, and long-term wealth utilisation.

Key Features of Edelweiss Life Wealth Ultima:

    • SMP, STP, and SWP Framework:

      The plan incorporates Systematic Monthly Plan (SMP), Systematic Transfer Plan (STP), and Systematic Withdrawal Plan (SWP) to support investing, portfolio movement, and income generation.

    • Guaranteed, Loyalty, and Booster Additions:

      Multiple additions are available to strengthen fund value over time.

    • Little Champ Benefit:

      Under selected configurations, the policy may continue for the child even after the policyholder’s demise.

    • Life Stage and Self-Managed Investment Strategies:

      Policyholders may choose between automated allocation and self-directed fund selection.

    • Policy Term up to Age 100:

      Long-duration variants are available for investors planning extended wealth accumulation horizons.

    • Flexible Premium Payment Structure:

      Limited pay and regular pay options are available across varying investment durations.

People also read: ULIP Calculator

Why Buy an Edelweiss Life ULIP Plans from Policybazaar?
  • Over 9 lakh customers have invested ₹12,400 Cr through Policybazaar
  • No hidden charges. All costs and returns are clearly disclosed
  • Certified advisors provide unbiased guidance based on your needs
  • IRDAI-regulated, ensuring advice is in the customer’s interest
  • 100% call recorded to prevent mis-selling
  • Full responsibility taken for every policy sold

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
SBI Life Balanced Fund ₹71.68 ₹19726 Cr 5.53% 8.54%
SBI Life Bond Fund ₹51.47 ₹15328 Cr 5.19% 6.14%
SBI Life Equity Fund ₹190.42 ₹81746 Cr 7.6% 10.53%
SBI Life Equity Optimiser Fund ₹53.48 ₹2606 Cr 6.97% 10.11%
SBI Life Growth Fund ₹92.12 ₹2837 Cr 6.15% 9.78%
SBI Life Money Market Fund ₹37.77 ₹482 Cr 6.04% 5.89%
SBI Life Top 300 Fund ₹54.45 ₹1972 Cr 6.06% 10.62%
SBI Life Pure Fund ₹27.96 ₹1251 Cr 6.62% 9.76%
SBI Life Bond Optimiser Fund ₹22.59 ₹3214 Cr 6.13% -
SBI Life Bluechip Fund ₹9.65 ₹3671 Cr - -
SBI Life Midcap Fund ₹50.45 ₹67697 Cr 14.06% 15.87%
SBI Life Corporate Bond Fund ₹16.73 ₹1009 Cr 5.12% -
SBI Life Balanced Pension ₹72.09 ₹867 Cr 5.98% 9.41%
SBI Life Equity Optimiser Pension ₹57.73 ₹1105 Cr 7.28% 10.97%
SBI Life Equity Elite II ₹50.32 ₹11844 Cr 6.25% 9.78%
SBI Life Index ₹44.61 ₹87 Cr 5.78% 10%
SBI Life Index Pension ₹46.6 ₹24 Cr 5.85% 10.06%
SBI Life Top 300 Pension ₹53.79 ₹772 Cr 6.33% 10.89%
SBI Life Discontinued Policy Fund ₹25.99 ₹10931 Cr 5.6% 5.83%
SBI Life Bond Pension ₹45.8 ₹552 Cr 5.17% 6.4%
SBI Life Equity Elite ₹84.5 ₹12 Cr 8.15% 12.48%
SBI Life Equity Pension ₹73.05 ₹13758 Cr 7.06% 11.02%
SBI Life Growth Pension ₹72.82 ₹692 Cr 6.87% 10.37%
SBI Life Money Market Pension ₹34.91 ₹160 Cr 5.99% 5.87%
SBI Life P-E Managed ₹38.07 ₹195 Cr 6.84% 8.71%
SBI Life Guaranteed Pension GPF070211 ₹26.98 ₹1 Cr 4.98% 5.77%
SBI Life Bond Pension II ₹23.82 ₹28119 Cr 4.94% 5.73%
SBI Life Equity Pension II ₹39.87 ₹11378 Cr 5.77% 10.29%
SBI Life Money Market Pension II ₹21.3 ₹1488 Cr 5.75% 5.61%
SBI Life Discontinue Pension Fund ₹21.96 ₹6203 Cr 5.63% -
SBI Life Group Growth Plus Fund ₹56.81 ₹3 Cr 6.18% -
SBI Life Group Debt Plus Fund ₹40.92 ₹115 Cr 5.71% -
SBI Life Group Balance Plus Fund ₹48.34 ₹11 Cr 5.89% -
SBI Life Group Balance Plus Fund II ₹27.49 ₹1273 Cr 6.66% -
SBI Life Group Debt Plus Fund II ₹26.64 ₹363 Cr 5.79% -
SBI Life Group Growth Plus Fund II ₹26.72 ₹291 Cr 6.53% -
SBI Life Group Short Term Plus Fund II ₹21.98 ₹24 Cr 5.93% -
SBI Life Group Money Market Plus Fund ₹14.18 ₹2 Cr 3.33% -
SBI Life Group Balanced Pension Fund ₹10.22 ₹194 Cr - -
See more plans

HDFC Life ULIP Plans - FAQs

  • How to pay premium? What are the modes of payment available?

    There are two basic modes for payment of premium for Edelweiss Life, which have further many options:
    • Online Mode
      • Debit Card payment
      • Payment through standing instructions or credit card
      • Net Banking
    • Offline Mode
      • Through ECS facility
      • IVRS
      • Money Order
      • Cash/Cheque/DD

    You can pay offline by visiting the nearest branch in your city.

  • How can I check policy status for Edelweiss Life ULIP plans?

    You can check policy status online by visiting the e-portal, and punching in the policy number and date of birth.
  • What is the policy renewal process for Edelweiss Life ULIP plans?

    The policy renewal process requires either using auto direct debit options which can be availed online by feeding your login ID and password into the e-portal

    For offline mode, you can approach any of the branch offices regarding the renewal process.

  • What is the company’s process to settle claim for Edelweiss Life ULIP plans?

    In order to settle the claim, you must submit the policy documents and claims form at any of the branch offices in your city. Upon receiving and verification of the documents, it takes about 30 days’ time to settle the claims. The claims are settled via NEFT mode.
  • What is the policy cancellation process for Edelweiss Life ULIP plans?

    In case if you are dissatisfied with the policy, a surrender form can be filled and submitted in any of the branch office along with the cancellation charges. Within a time frame of 10 days the policy will stand cancelled on record. The refund will be calculated based on NAV of the current market price.
Reviews & Rating
3.9 / 5
(Showing Newest 10 reviews)
OJ
Ojasvi
Panwari, January 16, 2025

Nice

"I invest my money in edelweiss tokio traditional plan. The policy coverage is good ~87% and the claims are high. The premiums are low ~11 K quarterly per year. Paybacks are really very good Rs.39 L. Good investment and tax saver policy plan. The executives and staff members are behave well with fast service."

EP
Eklavaya
Jammu, January 16, 2025

Totally Safe

"I purchase edelweiss tokio traditional plan which provide me best service and good returns in low investment. The premiums are low and the policy coverage is 89% with high claims. The behaviour is good of executives and staff members. Good future investment which reduces taxes too."

RS
Rohit
Pithapuram, January 16, 2025

Fair Policy

"My edelweiss tokio traditional plan is great which facilitate great services. The policy coverage is high ~89% and the premiums are low ~13.7 K thrice per year. The payback money is high around 35 L. The services are fast and the behaviour of the executives are really nice with policy owners. Good future investment. I like it."

GS
Gaurav
Hyderabad, January 16, 2025

Good.

"I have edelweiss tokio life insurance traditional policy plan which has low premiums and the claims are high. Policy coverage is 80%. Service is fast and always on time from executives side.
Plan Name: Wealth Builder
Agent Code: BPW00313"

KS
Kamal
Nainital, January 16, 2025

Great

"I buy edelweiss tokio traditional plan which is really good in services. The policy coverage is good ~89% and the premiums are low. Claiming process is easy due to fast service provided by the executives and the staff members. The payback amount is ~Rs.34 L. Good future investment which save taxes."

WS
Waqar
Neori, January 16, 2025

Just Go For It

"I buy traditional policy plan from edelweiss tokio life insurance. The policy provides good coverage with low premiums. Claims are around Rs.40 L. Service always on time. The executives and staff members are facilitate great services. Daily updates are mailed to me."

HR
Harish
Muktsar, January 16, 2025

Excellent Policy

"My traditional plan is good which i buy from edelweiss tokio life insurance with great facilities. Superb plan with good benefits, your service is fast and on time. Premiums are low and the policy coverage is 89% with good claims. Executives and staff members facilitate the services very nicely. Good experience, It save my taxes too. I like the policy."

GK
Ganesh
Bengaluru, January 16, 2025

superb plan...

"I have edelweiss tokio life insurance traditional plan. Plan was good, nice services with on time surety, claim is ~Rs.21 lakh, policy coverage is 92%. I really am happy with the policy.
Plan Name: Wealth Builder
Agent Code: BPW00313"

DS
Dinesh
Godhra, January 16, 2025

High Returns In Low Premium

"The edelweiss tokio life insurance is one of the best insurance company. I took traditional insurance policy plan which provide me good service and high returns. The premiums are low and the policy coverage is high ~90% with high claims. The behaviour is good from executives and staff members. Good future investment, I like the policy."

AG
Akash
Bilaspur, January 16, 2025

Above Average

"My edelweiss tokio traditional plan is great with huge benefits. The premiums are low and the policy coverage is 89%. Claim is easy to make because of fast service and the work is done on time. Good behaviour is seen by executives of the company. Good work."

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

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