ICICI Lombard Health Insurance Full Body Check-up

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      ICICI Lombard Health Insurance Full Body Check-up

      ICICI Lombard health insurance full body check-up is offered in most plans by ICICI Lombard General Insurance Company Limited. These preventive health check-ups are usually available on a cashless basis at the insurer’s empanelled network providers. Most health insurance plans offer full body check-ups as an in-built cover, while others provide it as an optional cover at some extra premium.

      List of Free Medical Tests Covered by ICICI Lombard Health Insurance Plans

      Most ICICI Lombard health insurance plans include the following medical tests as a part of their preventive health check-up package:

      • Complete Blood Count (CBC)
      • Erythrocyte Sedimentation Rate (ESR)
      • HbA1C
      • Lipid Profile
      • Liver Function Test (LFT)
      • Kidney Function Test (KFT)
      • Iron Studies Test
      • Thyroid Function Test
      • Vitamin B12 Test
      • Vitamin D 25 Hydroxy Test
      • Electrolytes
      • High-sensitive C-reactive Protein (HsCRP)
      • Blood Sugar Fasting (BSF)
      • Prostate-Specific Antigen (PSA) for Males
      • CA 125 Cancer Marker for Females
      • Urine Routine
      • Mammograms
      • PAP Smear
      • Ultrasound

      Note: The exact list of medical tests may vary from one ICICI Lombard health insurance plan to another. Please contact the ICICI Lombard General Insurance Company Limited to know the exact medical tests covered.

      ICICI Lombard Health Insurance Plans with Full Body Check-up

      The table below illustrates the different ICICI Lombard health insurance plans with a full body preventive health check-up benefit:

      ICICI Lombard Health Insurance Plan Name Coverage Amount Frequency
      ICICI Lombard Elevate Insurance Plan Up to 0.5% of the sum insured with a maximum limit of ₹5,000 Annual,
      Twice a year in case of the Chronic Disease Management Program
      ICICI Lombard Health AdvantEdge Insurance Plan Up to 0.5% of the sum insured with a maximum limit of ₹10,000 Annual
      ICICI Lombard Max Protect Insurance Plan Up to ₹10,000 Annual
      ICICI Lombard Golden Shield Plan - Annual
      ICICI Lombard Complete Health Insurance Plan Up to ₹2,500 Annual
      ICICI Lombard Health Shield 360 Insurance Plan Up to 2 health coupons Annual
      ICICI Lombard Activate Booster Plan Up to 0.5% of the sum insured with a maximum limit of ₹5,000 Annual,
      Twice a year in case of the Chronic Disease Management Program
      ICICI Lombard Health Booster Plan Up to 2 health coupons Annual
      Women’s Cancer Shield Plan - Annual

      Things to Remember About ICICI Lombard Health Insurance Full Body Check-up

      Policyholders must remember the following things about the ICICI Lombard health insurance full body check-ups: 

      • ICICI Lombard health insurance plans offer annual health check-ups in most cases.
      • While in some plans, the ICICI Lombard full body check-up can be availed by adults aged 18 years or above, the minimum age limit for this benefit is 21 years in other mediclaim policies.
      • ICICI Lombard health insurance health check-ups are offered on a cashless basis at an empanelled network provider under most plans. However, some plans may offer it on a reimbursement basis.
      • The insured can utilise preventive health check-ups through the insurer’s mobile application or health check-up coupons.
      • The unutilised ICICI Lombard health insurance body check-up benefit cannot be carried forward to the next policy year.
      • In case of a family floater plan, a maximum of 2 ICICI Lombard free health check-up coupons are provided per year.
      • In case of long-term health insurance policies, the health check-up package for all the years will be made available in the first year itself. The policyholder must preserve them and undergo tests during the designated policy years.
      • In the case of the Chronic Disease Management Program, where two check-ups can be availed annually, there must be a gap of six months between them.

      ICICI Lombard Health Insurance Full Body Check-up: FAQs

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

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