New India Assurance Comprehensive Bike Insurance

A comprehensive bike insurance plan is a highly effective two-wheeler insurance policy that includes every aspect at the time of claim. Unlike standard two-wheeler plans or the own damage insurance plan, New India Assurance comprehensive bike insurance enables the insurance holders to cover all the types of damages that can occur to your bike, be it involving any third party or personal damage.

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New India Assurance Comprehensive Bike Insurance Vs. Third-Party Bike Insurance

Difference

Comprehensive bike insurance

Third-party bike insurance

Meaning

Comprehensive Bike insurance is an insurance plan that manages to cover both the third-party liability caused by the insured, the two-wheeler and the own damage loss in an unforeseen mishap or accident. 

Third-party bike insurance is a basic insurance plan mandatory for all bike insurance holders. 

Coverage and add-ons

The coverage includes damage and loss of the third party and the owner. It also includes zero depreciation, roadside assistance, etc.

It only covers the basic third-party coverage. 

The insurance doesn’t come with extra benefits or coverage.

Requirement

Comprehensive bike insurance is not mandatory. However, it's primarily suggested.

All riders must have third-party insurance.

The premium cost

The premium amount for comprehensive bike insurance is higher due to its wide coverage at the time of claim.

Third-party bike insurance has restricted coverage at the time of claim, and therefore the premium amount is relatively low.

What is covered under comprehensive bike insurance benefits?

New India Assurance comprehensive bike insurance covers a wide range of losses and damages in case of accidents, natural calamities, theft, etc. However, the premium amount is higher as compared to other standard two-wheeler insurance plans.

The major areas that the comprehensive bike insurance plan covers are:

  • The insurance will protect the insured two-wheeler by covering all the damages caused during an accident or a mishap.
  • The insurance also protects the two-wheeler in situations of both man-made and natural calamities.
  • The comprehensive insurance plan provides relief in all sorts of man-made calamities, theft, acts of terrorism, floods, mishaps, strikes, etc.
  • If the insured two-wheeler is damaged in fire or explosions, comprehensive bike insurance also provides coverage for the bike's maintenance and repair.
  • Third-party liability is also easily covered as an add-on to the comprehensive bike insurance plan along with zero depreciation. 

New India Assurance Comprehensive Bike Insurance Benefits

A rider with comprehensive bike insurance from New India Assurance Company doesn't have to go through the headache of expenses and services. The insurer is liable to make sure all aspects of the damage are duly covered. The benefits of high premium insurance like comprehensive bike insurance are a lot. 

Some of them are:

  • Coverage for both own damage and third-party

The premium amount of a comprehensive insurance plan allows the claim to be very effective. The coverage repairs and maintains the insured two-wheeler and ensures that the third party gets the due for the loss.

  • Protects from all kinds of accidents and mishaps

The insurance doesn’t have any restrictions on the type of damage the insured two-wheeler went through. It covers all kinds of losses and damages, including man-made calamities and natural disasters.

  • Covers the pillion rider

The plan also makes sure that the pillion rider is also served at the time of claim. A pillion rider cover is an add-on cover that can be included in the comprehensive bike insurance plan to secure the pillion rider in case of an accident.

  • Multiple add-on covers

The add-on covers that can be included in the comprehensive bike insurance have a lot of options. A rider can select the right ones that can be of help during the claim. These add-on covers are zero depreciation, no-claim bonus, pillion rider cover, third-party liability, and many more.

FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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New India Assurance Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 50 Reviews)
(Showing Newest 10 reviews)
Apoorva
Varanasi, October 09, 2021
Easy to compare
While searching on Google, when I went to the website of the policy bazaar, I saw a lot of plans according to my needs. I wanted to insured my two wheeler and i got new india assurance two wheeler plan here.
Akshat
Faridabad, October 09, 2021
Instant updates
From day one, i always gets prompt updates of everything. i bought new india assurance plan for my bike last year and till now i receive the same service from policybazaar which i used to get earlier. i am happy with my decision to take the plan from here.
Amrutanshi
Meerut, October 09, 2021
Attractive facilities
Thanks to Policybazaar for providing me attractive facilities in my budget. i found a suitable deal for my bike. After going through many plans I bought New India Assurance Two Wheeler Insurance from Policybazaar and got amazing benefits under the same.
Ankit
Rajkot, October 09, 2021
Add on cover
I took new india assurance two wheeler plan from Policybazaar. Everything was quite easy whether it was the purchase process or payment or customizing the plan. With the help of add on cover feature, I made my plan even more better.
Anshika
Vasai Virar, October 09, 2021
Faster claim settlement
Last month my bike got damaged, with the help of my New India Assurance two wheeler plan, I got cashless repairing. i got faster claim settlement through the policy Bazaar. Policy bazaar offers great deals to their customers. Highly recommended.
Ankur
Kalyan Dombivli, October 09, 2021
Suitable plan
Policybazaar took good care of my needs. the team Suggested me bike plans according to my budget. I found everything very easy, be it the renewal process or the purchase process. I took New India Assurance Bike Plan which was suitable according to my pocket.
Shrestha
Meerut, August 18, 2021
budget friendly
i got my best two wheeler plan from the website of policy bazaar. i am happy that i got best plan under my budget. when i visited to their website they have a lot options out of which i chose New India assurance two wheeler plan.
Shivani
Ranchi, August 18, 2021
good benefits
I bought a New india assurance two wheeler policy from policy bazaar. It will give you a third party coverage. you do not need to pay extra charges to buy a policy and i just bought it online within a minute. They will give you 24x7 service.
Shreelakshmi
Faridabad, August 18, 2021
add on covers
i recently bought New India assurance plan for my two wheeler through policy bazaar. i added some extra features under my plan and i got some extra premium like accessories coverage
Kapil
Lucknow, June 04, 2021
Best plan
I recently bought a new bike and was looking for some good insurance company. While going through New India two wheeler insurance plan on policybazaar, I knew I can trust my bikes safety with them. They have one of the best benefits that help us ride worry-free anywhere in the country.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis