ZUNO (formerly Edelweiss) Comprehensive Bike Insurance

Every two-wheeler owner or rider needs to have insurance for his vehicle. Comprehensive bike insurance protects the own vehicle from several unpredictable risks and compensates for any additional damages caused to a third-party vehicle/person/property in a road accident.

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ZUNO (formerly Edelweiss) Comprehensive Bike Insurance

The ZUNO (formerly Edelweiss) comprehensive bike insurance has a plethora of benefits along with third-party coverage benefits. Some of the advantages of insurance are that it covers damages to the policyholder's vehicle and a third-party vehicle, person, or property. With further add-on covers, the policy coverage can be enhanced. 

Benefits of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance Policy

The ZUNO (formerly Edelweiss) comprehensive bike insurance has many advantages. A few of them include coverage of the policyholder's vehicle and coverage for third-party liabilities. However, comprehensive bike insurance is optional. Although, you can easily buy this to keep yourself free from worries while riding your bike.

In India, if the person fails to carry at least third-party bike insurance, there can be a penalty and even imprisonment of up to 3 months. ZUNO (formerly Edelweiss) comprehensive bike insurance policy also has various add-ons that will further strengthen the protection of the vehicle. One can also add extended coverage that will cover the pillion rider in the event of a mishap. Remember, the add-ons are absent in case of a third-party policy.

ZUNO (formerly Edelweiss) Comprehensive Bike Insurance VS Third-Party Bike Insurance

The following table lists the significant differences between the two types of insurance offered by ZUNO (formerly Edelweiss) General Insurance-

Point of Basis Third-Party Insurance Comprehensive Insurance
Coverage Covers legalities and financial liabilities only of the third party. Covers legalities and financial liabilities for both third parties as well as "Own Damage."
Add-ons No add-ons or covers are available under the third-party policy.  Varieties of add-on covers are available to strengthen the policy coverage. 
Cost Affordable than other plans due to limited coverage. Comparatively expensive due to added benefits and extensive coverage.
Nature of Requirement Compulsory to be carried by the rider.  Not mandated to be carried by the rider.

Inclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance 

ZUNO (formerly Edelweiss) comprehensive bike insurance covers several unforeseen circumstances. The ones that are of prime importance and concern to any person while purchasing the insurance are as follows. 

The insurance company will indemnify the policyholder as and when the insured bike is damaged under the conditions-

  • Damage due to fire explosion, self-ignited, or lightning
  • Loss due to theft or total loss
  • Damage to the vehicle due to riots and strikes
  • Fire and shock damage due to natural calamities like earthquake
  • Damage due to floods, typhoons, hurricanes, cyclones, frost, hailstorms, etc.
  • Damage due to malicious activities
  • Damage due to terrorist activities
  • Damage due to landslide or rockslide

Apart from the conditions mentioned above, the bike is also liable to depreciate as it ages with time. To avoid this, one can also purchase a Zero Depreciation or Bumper-to-Bumper add-on cover and get the most out of the insurance. Many such add-ons extend the coverage of the ZUNO (formerly Edelweiss) comprehensive bike Insurance.

Exclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance 

The exclusions under the ZUNO (formerly Edelweiss) comprehensive bike insurance are as follows-

  • The policy shall be deemed void if the bike is used for purposes other than mentioned while purchasing the policy
  • If the bike meets with an accident and the bike is ridden by any person other than the one mentioned in the driver's clause
  • The insurer shall not cover any contractual liabilities
  • No compensation will be paid out if the damage is incurred due to radioactive or nuclear activity
  • Any accidents that are a direct result of the policyholder being under the influence of psychedelics, drugs, or alcohol

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 32 Reviews)

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Zuno Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 32 Reviews)
(Showing Newest 10 reviews)
Ram
Thane, October 09, 2021
Add on cover
During the renewal of my edelweiss bike plan, I got a no claim bonus. i got a little discount on the premium rate so I decided to customize my plan. I have added additional features to the existing plan. it has enhanced the coverage and made my plan even more better.
Aman
Indore, October 09, 2021
Good deal
I have got so many benefits in edelweiss Two Wheeler Plan. In case of accidents, I can avail cashless repair services in their network garages. At first I was confused that from where to buy the bike plan, then I got a good deal on the website of Policybazaar.
Manya
Visakhapatnam, August 18, 2021
Services are good
One of my relative suggested me to buy two wheeler plan. recently have bought Edelweiss two wheeler policy from policy bazaar. it is way convenient to buy policy online and i got a great work. i really liked the service provided by the policy bazzar team.
Jaideep
Varanasi, June 04, 2021
Protection coverage
My two wheeler insurance plan has been providing a protection coverage to me and my bike since 2 years. I have a edelweiss two wheeler insurance policy. A best plan to take care of my bike.
Nitin
Amabala, June 04, 2021
Saves my time
Buying two wheeler insurance policy online is easy and also it saves the time. I checked various edelweiss two wheeler insurance plans online and have save the time by buying it online. It is one of the best plan I had.
Ram
Noida, June 04, 2021
Quick and hassle free services
I have recently bought the edelweiss two wheeler insurance policy from the website of the policybazaar. The plan is good and under my budget. Also, the facilities provided by the team is very nice.
Ekta
Dabhoda, July 03, 2020
Great plans
I searched for many plans in the website of policybazaar and all were good. But I found the best one of edelweiss with great benefits and low premium rate.
Samar
S.c. Pur, July 02, 2020
Good coverage
I searched on the website of policybazaar and found this good plan of edelweiss company for my bike insurance. The coverage provided by them is good and I am happy with it.
Amardeep
R.g.pur, July 01, 2020
Insurance for third party
I have taken the policy which is good for third party too. If by chance accident occurred then it will covered me my vehicle as well as the person with whom I have been met with an accident.
Waheeda
G.k. Bhatar, July 01, 2020
Reputation
The reputation of edelweiss company is very good. They provided with the best policy to me regarding the two wheeler policy. Thanks.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis