ZUNO (formerly Edelweiss) Comprehensive Bike Insurance

ZUNO (formerly Edelweiss) Comprehensive Bike Insurance

The ZUNO (formerly Edelweiss) comprehensive bike insurance has a plethora of benefits along with third-party coverage benefits. Some of the advantages of insurance are that it covers damages to the policyholder's vehicle and a third-party vehicle, person, or property. With further add-on covers, the policy coverage can be enhanced. 

Benefits of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance Policy

The ZUNO (formerly Edelweiss) comprehensive bike insurance has many advantages. A few of them include coverage of the policyholder's vehicle and coverage for third-party liabilities. However, comprehensive bike insurance is optional. Although, you can easily buy this to keep yourself free from worries while riding your bike.

In India, if the person fails to carry at least third-party bike insurance, there can be a penalty and even imprisonment of up to 3 months. ZUNO (formerly Edelweiss) comprehensive bike insurance policy also has various add-ons that will further strengthen the protection of the vehicle. One can also add extended coverage that will cover the pillion rider in the event of a mishap. Remember, the add-ons are absent in case of a third-party policy.

ZUNO (formerly Edelweiss) Comprehensive Bike Insurance VS Third-Party Bike Insurance

The following table lists the significant differences between the two types of insurance offered by ZUNO (formerly Edelweiss) General Insurance-

Inclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance 

ZUNO (formerly Edelweiss) comprehensive bike insurance covers several unforeseen circumstances. The ones that are of prime importance and concern to any person while purchasing the insurance are as follows. 

The insurance company will indemnify the policyholder as and when the insured bike is damaged under the conditions-

• Damage due to fire explosion, self-ignited, or lightning
• Loss due to theft or total loss
• Damage to the vehicle due to riots and strikes
• Fire and shock damage due to natural calamities like earthquake
• Damage due to floods, typhoons, hurricanes, cyclones, frost, hailstorms, etc.
• Damage due to malicious activities
• Damage due to terrorist activities
• Damage due to landslide or rockslide

Apart from the conditions mentioned above, the bike is also liable to depreciate as it ages with time. To avoid this, one can also purchase a Zero Depreciation or Bumper-to-Bumper add-on cover and get the most out of the insurance. Many such add-ons extend the coverage of the ZUNO (formerly Edelweiss) comprehensive bike Insurance.

Exclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance 

The exclusions under the ZUNO (formerly Edelweiss) comprehensive bike insurance are as follows-

• The policy shall be deemed void if the bike is used for purposes other than mentioned while purchasing the policy
• If the bike meets with an accident and the bike is ridden by any person other than the one mentioned in the driver's clause
• The insurer shall not cover any contractual liabilities
• No compensation will be paid out if the damage is incurred due to radioactive or nuclear activity
• Any accidents that are a direct result of the policyholder being under the influence of psychedelics, drugs, or alcohol

FAQs