Shriram Comprehensive Bike Insurance

Shriram General Insurance Company provides a comprehensive two-wheeler insurance policy that offers insurance cover for unforeseen events while driving on the road. Shriram comprehensive bike insurance policy offers third-party liability cover, own damage cover and personal cover. Moreover, you can avail of add-on covers like zero- depreciation or depreciation waiver cover to further enhance the policy.

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Shriram Comprehensive Bike Insurance vs. Third Party Bike Insurance

Basis of Comparison

Comprehensive Bike insurance

Third-Party Bike insurance

Coverage

Third party own damage and compulsory personal accident cover

Covers loss or damage caused to a third party vehicle, property, or an individual

Add-on Covers

The Comprehensive bike insurance provides a variety of add-on covers that the policyholder can choose according to his preferences at the time of purchase.

The Third party bike insurance does not provide any add-on cover to the policyholder.

Cost/Premium

Compared to Third-party insurance, the Comprehensive policy is expensive because it offers a variety of coverage to the policyholder

The Third party policy is less expensive as it does not offer a variety of coverage to the policyholder.

What is covered under Shriram Comprehensive Bike Insurance Plan?

In Shriram comprehensive two wheeler insurance policy, the policyholder can avail of the following coverage benefits:

  • Coverage for Natural Calamities: It covers natural calamities like earthquakes, landslides, floods, etc.
  • Coverage for Man-made disaster:In case of damage to the bike due to man-made disaster, such as- riots, terror attack, fire, etc., the policy would provide compensation for the same
  • Protection against Third-party liabilities: If any damage or loss is caused to a third party from the insured bike, all financial and legal liabilities are covered in this policy. In addition, any damage that occurred to the third party's vehicle is also covered under Shriram comprehensive two wheeler policy.
  • Coverage for Theft: If the bike gets stolen, the policyholder will be provided full coverage.
  • Accident cover: Shriram Bike Insurance policy covers 2000+ Network Garages in different locations. In case of an accident, the policyholder can avail cash-less repairs.

What is not covered under Shriram General Comprehensive Bike Insurance Plan?

Shriram comprehensive two-wheeler insurance policyholders cannot avail coverage in the following situations:

  • Driving without a Valid Driving License.
  • Driving under the influence of alcohol/intoxicating drugs.
  • Minor damages or injury
  • Mechanical and electrical breakdown
  • In the event of war, mutiny, or nuclear risk.
  • The bike, driven by someone else at the time of an accident.

Shriram General Comprehensive Bike Insurance Benefits

There are plenty of benefits that Shriram General Comprehensive Bike Insurance policy offers:

  • 24X7 Emergency support is available
  • Quick, hassle-free, and convenient claim settlement process
  • The policyholder will get full coverage for damage or theft of the insured bike
  • Opting for add-on covers will increase the coverage of the policy
  • The facility of cashless repairs in network garages
  • Third party liabilities included in Comprehensive bike insurance provide financial and legal support to the policyholder in case of an accident

FAQs

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Shriram Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 21 Reviews)
(Showing Newest 21 reviews)
Ankit
Solapur, October 09, 2021
Easy to compare
Policybazaar is always on the list when it comes to getting the best deal. I found it very easy to compare different plans on the same platform. I have bought Shriram Two Wheeler from here and when I was buying, it became convenient for me to choose the best plan as they have so many plans available.
Ankur
Hubli Dharwad, October 09, 2021
Helpful staff
I had a great interaction with Policybazaar. The executive who was explaining the policy to me was so helpful and made everything clear and understandable by providing brief information about Shriram two wheeler insurance plan.
Anshika
Mysore, October 09, 2021
No claim bonus
I am happy to get my bike insured by taking shriram general insurance policy from Policybazaar. I have recently got no claim bonus as I did not take any claim settlement during my policy term. thanks to Policybazaar for giving such amazing features.
Apoorva
Tiruchirappalli, October 09, 2021
Low cost
I liked Shriram Two Wheeler Insurance out of all the plans I have seen. i was randomly checking two wheeler plans on google and i came across the website of policybazaar. what i saw is Policybazaar is offering such good deals at low cost.
Aryan
Bareilly, October 09, 2021
Trusted place
I am saying from my experience that Policybazaar is the most trusted place and gives the genuine advice without misleading the customer. I have recently renewed Shriram General Bike Policy which I am using since last four years. great experience with them.
Aryan
Aligarh, October 09, 2021
Faster claim settlement
Last week I met with an accident and my bike got completely damaged due to an accident for which I claimed. With the help of Shriram General Bike Plan, my bike got cashless repair. I have got financial assistance in my time of need.
Bhavana
Tiruppur, October 09, 2021
Midnight assistance
Policybazaar always pushes its limits to offer the best service to its customers. It was twelve at night when I contacted the customer care of Policybazaar for help. My bike was broke down and I needed tow facility. with the help of my Shriram general bike plan i got assistance at midnight.
Dhruvi
Gurgaon, October 09, 2021
Faster claim settlement
Thanks to Policybazaar for helping me get the claim settlement. I wanted to apply for the claim as my bike was damaged and I took the help of Policybazaar from where I had taken Shriram General Two Wheeler Plan. I got faster claim settlement because of Policybazaar.
Divjot
Moradabad, October 09, 2021
Claim settlement
I was coming home from my office and due to imbalance, I met with an accident. My bike was completely damaged in the accident for which I had applied for the claim. My bike was repaired cashless at the network garage of Shriram General Insurance Company.
Taru
Varanasi, August 18, 2021
Pocket Friendly
I got an affordable plan of Shriram General Two Wheeler insurance policy.i got a pocket-friendly plan with a great coverage and documentation procedure was quite easy. Team provides you the best service and fully support. you can buy policy offline as well as online.
Theresa
Srinagar, August 18, 2021
hassle free procedure
i got many features under my Shriram two wheeler insurance policy which i took from policy bazaar. i got it at affordable rate and procedure was hassle free. it has a coverage against loss or damage to the insured vehicle under my plan.
Vatsal
Aurangabad, August 18, 2021
Roadside assistance
I have bought Shriram two wheeler insurance from policy market. I did not have to pay any extra charges. i got several advantages like roadside assistance and many more. i got protection for my vehicle.
Mannu
Shikohabad, June 04, 2021
Roadside assistance
Last year, I bought Shrira, general two wheeler insurance through policybazaar. I got stuck on a highway far from the city a month back because of the flat tyre. When I called Shrirams customer service, they sent me help within a short time. I was happy they responded quickly to my request.
Gopal
Navada, June 04, 2021
Good cover amount
My policy also offers me good coverage amount in case I face personal accident complications. I really like this two wheeler insurance plan from Shriram group.
Vimlendra
Delhi, June 04, 2021
Affordable plans
Shriram general insurance offers very affordable plans for protecting bikes and scooters. I have been their customer for more than three years since I last bought this plan through policybazaar. I also customised it a little to suit my requirements.
Nilesh
Odagoan, February 01, 2021
Instant Policy Renewal
I have a Suzuki Intruder bike but wanted to change my insurance company during renewals. I decided to give Policybazaar and entered my bike information. I was shown so many options by different insurance companies and the premium was also different. I bought Shriram General Insurance and paid the premium online. The best part was that the policy was issued almost instantly. You can also give Policybazaar a try.
Bhaumi
Nabadwip, January 29, 2021
Plans for Every Budget
I had bought a new Yamaha YZF bike and was looking for an appropriate two wheeler insurance for it. On Policybazaar, I found a variety of plans from different insurance companies and with different budgets. I chose Shriram General Insurance as it suited my budget and provided necessary coverage. I recommend it to all of you.
Aayushi
Vadali, January 29, 2021
Easy Claim Process
I had purchased two wheeler insurance from Shriram General Insurance at Policybazaar for my Royal Enfield Classic 350. Unfortunately, it got stolen and I had to raise a claim. The claim support team at Policybazaar is extremely helpful. They guided me through the process and answered all my queries. In a few days, I received my claim amount. Thank you for the help.
Allen
Odapadaa, September 18, 2020
No claim bonus
I have got the no claim bonus certificate from the policybazaar as for my shriram general two wheeler insurance policy. Thank you team Policybazaar.
Atralarasu
Hadol, September 14, 2020
Low premium price
I have got the shriram two wheeler insurance policy from the policybazaar and it is the best plan. The premium rate of the price of my two wheeler plan is very much less and convenient. Thank you policybazaar.
Rahul
Rampur, May 16, 2016
Good Plan
I own shriram two wheeler insurance plan which is very nice and good benefits. The tow facility is free. Large number of garages are working with company and providing good service. The policy coverage and claims are high and the premium is low. Good behaviour of the executives with clam nature. I like the policy.