Oriental Comprehensive Bike Insurance

With the growing traffic and developing infrastructures, it is essential that you get tinsurance cover for your vehicle. Oriental General Insurance, one of the reputed insurance institutions in the country, in addition to other general insurance products, also provides two-wheeler insurance cover.

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The Oriental Comprehensive Bike Insurance plan helps in creating a safety net for the policyholder's two-wheeler. In this way, if and when there are damages to the insured bike or a third party, the insurer will compensate for the loss.

Oriental Comprehensive Bike Insurance vs. Third-Party Bike Insurance

The following table depicts the contrast between the comprehensive bike insurance plans and the third party two-wheeler insurance plans-

 

Features

Oriental Comprehensive Two-Wheeler Insurance Plan

Oriental Third Party Two-Wheeler Insurance

Coverage

Covers Own damage + Third-party Liability Cover

Third-party Liability Cover

Additional Coverage

Add-ons like zero depreciation, roadside assistance are available

No add-on available

Monetary Value

Comparatively higher

Low

What all is covered under the Oriental Comprehensive Bike Insurance Plan?

The following is a list of coverage benefits provided under the Oriental Comprehensive Bike Insurance Plan-

  • When a third party is harmed, or a third party's property is damaged, the insurance company would provide compensation for the same, i.e., the company would cover the costs for repairs or damages caused by the policyholder's bike to a third party
  • Damages caused to the policyholder's two-wheeler due to any kind of natural disasters like an earthquake or floods are also covered by the Oriental Comprehensive Bike Insurance Plan
  • Damages caused to the policyholder’s two-wheeler due to incidents like protests, riots, or strikes will also be covered
  • If the insured two-wheeler is stolen, the insurance company will compensate for the same

Benefits of the Oriental Comprehensive Bike Insurance Plan

The following are the benefits that the policyholder can avail of while under the Oriental Comprehensive Bike Insurance Plan-

  • There is a helpdesk that is present for the convenience of the customers.
  • The claim registration and the entire process are aimed to be carried out without any hassles.
  • Availability of various add-on covers
  • By taking this policy, the customer is relieved from the hassles of financial accountability at the time of damages and repairs.
  • Several garages are present that are affiliated with the insurance company. Here, the policyholders can avail of cash-free services.

What All is Not Covered under the Oriental Comprehensive Bike Insurance Plan? 

Below is a list of conditions that are not covered under the Oriental Comprehensive Bike Insurance Plan-

  • Regular wear and tear
  • Damages that occur because of the policyholder’s carelessness or neglect
  • Damages that occur when the driver of the insured two-wheeler drives without a license
  • Damages that occur when the driver of the insured two-wheeler is under the influence of substances like alcohol or drugs

FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 46 Reviews)

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Oriental Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 46 Reviews)
(Showing Newest 10 reviews)
Ish
Howrah, October 09, 2021
No claim bonus
Last week I renewed my Oriental two wheeler insurance policy which i took from Policybazaar and I am happy as I have got a slight discount on the premium rate. i have got no claim bonus for not raising claim request during the policy term.
Aryan
Srinagar, October 09, 2021
Faster claim settlement
I had an accident last month thankfully I had taken the two wheeler insurance from Policybazaar. i applied for the claim settlement and i got cashless repairing as well as cashless treatment of myself. i did not have to pay any charges whether it is repair expenses or medical expenses.
Aryan
Aurangabad, October 09, 2021
Best service
I have taken oriental two wheeler insurance after comparing the benefits on the website of Policybazaar. i had few questions regarding payment processing and I got satisfactory answers to all my questions. i would like to buy more plans from here.
Bhavana
Dhanbad, October 09, 2021
Impressive service
When I was taking oriental two wheeler insurance from policybazaar, I was facing some problem in document process. Policybazaar solved my problem within a minute and I bought my plan very easily. i am really impressed with the service provided by the Policybazaar.
Divjot
Navi Mumbai, October 09, 2021
Road side assistance
Last week i got road side assistance as my bike broke down in the middle of the road. it was twelve at night when i contacted the Policybazaar for assistance. my reliance general two wheeler insurance policy provided me help at midnight.
Divyansh
Allahabad, October 09, 2021
Round the clock assistance
I have got all the facilities from Policybazaar that were promised. I had taken Oriental Two Wheeler Insurance in which the company assured me of round the clock assistance in any difficult situation. a week ago my bike got damaged on the road. I contacted Policybazaar and they provided assistance to me at midnight.
Dhruvi
Amritsar, October 09, 2021
Great customer service
Whenever I needed help from Policybazaar, they were always available for me. I am glad that I have taken oriental two wheeler insurance from Policybazaar as their customer service is very good They will be available to their customer if customer contact them at midnight.
Siddhant
Rajkot, August 18, 2021
Fair rate
i had taken Oriental two wheeler policy from policy bazaar website. i got it at a fair price. i am happy with coverage given under the policy recently i contacted policy bazaar for renewal and that was my first experience of renewal.i would say i had a great and hassle free experience with policy bazaar.
Ashok
Hamirpur, June 04, 2021
Easy to buy
It is very easy to buy Oriental two wheeler insurance online. Since I purchased it through policybazaar, I also got extra discounts. It is a good deal.
Paritosh
Patana, June 04, 2021
Additional benefits
My Oriental two wheeler insurance plan is really good and I found it comprehensive. I have taken some additional benefits to protect me and my bike better. Policybazaar helped me through all of it very smoothly.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis