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Oriental Comprehensive Bike Insurance
With the growing traffic and developing infrastructures, it is essential that you get tinsurance cover for your vehicle. Oriental General Insurance, one of the reputed insurance institutions in the country, in addition to other general insurance products, also provides two-wheeler insurance cover.
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Oriental Two Wheeler Insurance
- Oriental Bike Insurance Comprehensive
The Oriental Comprehensive Bike Insurance plan helps in creating a safety net for the policyholder's two-wheeler. In this way, if and when there are damages to the insured bike or a third party, the insurer will compensate for the loss.
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Oriental Comprehensive Bike Insurance vs. Third-Party Bike Insurance
The following table depicts the contrast between the comprehensive two-wheeler insurance plans and the third party two-wheeler insurance plans-
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Features |
Oriental Comprehensive Two-Wheeler Insurance Plan |
Oriental Third Party Two-Wheeler Insurance |
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Coverage |
Covers Own damage + Third-party Liability Cover |
Third-party Liability Cover |
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Additional Coverage |
Add-ons like zero depreciation, roadside assistance are available |
No add-on available |
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Monetary Value |
Comparatively higher |
Low |
What all is covered under the Oriental Comprehensive Bike Insurance Plan?
The following is a list of coverage benefits provided under the Oriental Comprehensive Bike Insurance Plan-
- When a third party is harmed, or a third party's property is damaged, the insurance company would provide compensation for the same, i.e., the company would cover the costs for repairs or damages caused by the policyholder's bike to a third party
- Damages caused to the policyholder's two-wheeler due to any kind of natural disasters like an earthquake or floods are also covered by the Oriental Comprehensive Bike Insurance Plan
- Damages caused to the policyholder’s two-wheeler due to incidents like protests, riots, or strikes will also be covered
- If the insured two-wheeler is stolen, the insurance company will compensate for the same
Benefits of the Oriental Comprehensive Bike Insurance Plan
The following are the benefits that the policyholder can avail of while under the Oriental Comprehensive Bike Insurance Plan-
- There is a helpdesk that is present for the convenience of the customers.
- The claim registration and the entire process are aimed to be carried out without any hassles.
- Availability of various add-on covers
- By taking this policy, the customer is relieved from the hassles of financial accountability at the time of damages and repairs.
- Several garages are present that are affiliated with the insurance company. Here, the policyholders can avail of cash-free services.
What All is Not Covered under the Oriental Comprehensive Bike Insurance Plan?
Below is a list of conditions that are not covered under the Oriental Comprehensive Bike Insurance Plan-
- Regular wear and tear
- Damages that occur because of the policyholder’s carelessness or neglect
- Damages that occur when the driver of the insured two-wheeler drives without a license
- Damages that occur when the driver of the insured two-wheeler is under the influence of substances like alcohol or drugs
FAQs
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Q. Can I purchase the Oriental Comprehensive Bike Insurance Plan online?
Yes, you can purchase the insurance plan via the insurance company’s official website or through Policybazaar.com.
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Q. What is the maximum coverage period offered under the Oriental Comprehensive Bike Insurance Plan?
The maximum coverage period that is offered under this plan is a year. It is to be noted that the insurance company also provides shorter/ longer coverage periods.
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Q. Is the Oriental Comprehensive Bike Insurance policy compulsory?
No, Oriental Comprehensive Bike Insurance is not mandatory to purchase. However, it is recommended to buy a comprehensive vehicle insurance plan as the third-party coverage benefits can be limited.
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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