Royal Sundaram Hospital Cash Insurance Plan

(71 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Royal Sundaram Hospital Cash Insurance Plan

      Royal Sundaram Hospital Cash Insurance provides a daily hospital allowance to the insured to cover ancillary expenses incurred during hospitalization. This hospital confinement benefit is paid for each day of hospitalization unless the insured gets discharged. It can be used to pay non-medical expenses like the cost of food, clothes, travel expenses of the person accompanying the insured, etc. incurred while staying at the hospital.

      Read More

      Royal Sundaram Hospital Cash Insurance Plan: Key Highlights

      Categories Specifications
      Sum Insured Rs 500 to Rs 3500 per day
      Policy Tenure 1 year
      Network Hospitals 7000+
      Incurred Claim Ratio (2020-21) 67.88%
      Pre-existing Disease Waiting Period 4 years
      Initial Waiting Period 30 days
      Specific Disease/Procedure Waiting Period 1 year
      Discount 10% family discount

      Benefits of Royal Sundaram Hospital Cash Insurance Plan

      Check out the key benefits of buying a Royal Sundaram Hospital Cash Insurance plan:

      Coverage for Non-Medical Expenses

      This Royal Sundaram health insurance policy pays a daily cash benefit to the insured to manage non-medical expenses incurred during hospitalization, such as the cost of clothes, travelling, supplements, etc.

      Tax Benefits

      The insured can claim the premium paid for the Royal Sundaram Hospital Cash Insurance policy for tax savings under Section 80D of the IT Act, 1961.

      Royal Sundaram Hospital Cash Insurance Plan Eligibility Criteria:

      Take a look at the eligibility criteria to buy a Royal Sundaram Hospital Cash Insurance policy:

      Parameters Eligibility Criteria
      Minimum Entry Age Adult – 18 years
      Child – 1 year
      Maximum Entry Age Adult – 70 years
      Coverage Type Individual
      Relationships Covered Self, spouse, dependent children, dependent parents and legal dependents
      Renewability Lifelong

      Inclusions of Royal Sundaram Hospital Cash Insurance Plan

      The following coverage is included under the Royal Sundaram Hospital Cash Insurance plan:

      • Hospital Confinement Benefit – It pays a cash allowance to the insured in case he/she is hospitalized for more than 24 hours.

      Exclusions of Royal Sundaram Hospital Cash Insurance Plan

      The Royal Sundaram Hospital Cash Insurance plan does not cover the following:

      • Pre-existing diseases
      • Pregnancy
      • OPD treatment
      • Congenital external disease
      • Intentional self-injury or attempted suicide
      • HIV AIDS
      • Treatment of obesity
      • Cosmetic or plastic surgery
      • Treatment for injury/diseases due to abuse of alcohol or drugs
      • Alternative treatments
      • Treatments taken outside India
      • Hazardous and adventure sports

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      Dental Treatment Coverage from Star Health Insurance

      21 Dec 2023

      The rising costs of healthcare services have made it necessary for
      Read more
      11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

      05 Dec 2023

      Health insurance is one of the biggest assets that senior citizens
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL