*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Royal Sundaram Hospital Cash Insurance provides a daily hospital allowance to the insured to cover ancillary expenses incurred during hospitalization. This hospital confinement benefit is paid for each day of hospitalization unless the insured gets discharged. It can be used to pay non-medical expenses like the cost of food, clothes, travel expenses of the person accompanying the insured, etc. incurred while staying at the hospital.
|Sum Insured||Rs 500 to Rs 3500 per day|
|Policy Tenure||1 year|
|Incurred Claim Ratio (2020-21)||67.88%|
|Pre-existing Disease Waiting Period||4 years|
|Initial Waiting Period||30 days|
|Specific Disease/Procedure Waiting Period||1 year|
|Discount||10% family discount|
Check out the key benefits of buying a Royal Sundaram Hospital Cash Insurance plan:
This Royal Sundaram health insurance policy pays a daily cash benefit to the insured to manage non-medical expenses incurred during hospitalization, such as the cost of clothes, travelling, supplements, etc.
The insured can claim the premium paid for the Royal Sundaram Hospital Cash Insurance policy for tax savings under Section 80D of the IT Act, 1961.
Take a look at the eligibility criteria to buy a Royal Sundaram Hospital Cash Insurance policy:
|Minimum Entry Age||Adult – 18 years
Child – 1 year
|Maximum Entry Age||Adult – 70 years|
|Relationships Covered||Self, spouse, dependent children, dependent parents and legal dependents|
The following coverage is included under the Royal Sundaram Hospital Cash Insurance plan:
The Royal Sundaram Hospital Cash Insurance plan does not cover the following:
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