Key Features of Royal Sundaram Master Product Total Health Plus Insurance Policy:
- The policy covers a wide coverage sum insured from Rs. 3, 00,000 up to Rs.10, 00,000.
- No medical test is required
Up to 50 years - For Sum Insured of Rs.3 lakhs and 4.5 lakhs
Up to 45 years - For Sum Insured from Rs.3 lakhs and up to Rs.10 lakhs
- Family Floater benefit – This feature provides wide protection to your family members under one single Policy
- Flexible Plan Options– This policy comes under 5 different plan options according to the individual needs.
- Renewal is assured.
Key Benefits of Royal Sundaram Master Product Total Health Plus Insurance Plan:
- No claim discount upto 5% is given on the renewal of the premium.
- A special cover of 147 day care procedure is also provided under this policy without 24 hours waiting.
- 10% family discount is provided on covering 3 or more members under same policy.
- Income Tax Benefit - The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).
Royal Sundaram Master Product Total Health Plus Insurance Policy Details:
- Eligibility : Any person 18 years and above can be a proposer. The plan covers dependent children age- from 91 days up to 21 years and dependent parents’ upto 65 years.
- Minimum Sum Insured - Rs. 3, 00,000
- Maximum Sum Insured - Rs.10, 00,000.
Royal Sundaram Master Product Total Health Plus Insurance Premium Details - (Individual):
*The above premium rates may change. Please check the policy wordings for more details.
Royal Sundaram Master Product Total Health Plus Insurance Coverage :
Exclusions in Royal Sundaram Master Product Total Health Plus Insurance Policy:
The Company will not be liable under the Policy in respect of payment towards treatment taken due to:
- 3 year waiting period for pre-existing diseases.
- Contraction of any disease during the first 30 days of commencement of the policy.
- Waiting period of 1 year for certain diseases/surgeries like Cyst / Nodules / Polpys / Benign etc.
- Waiting period of 2 years from commencement of Policy for certain diseases like cataract, hysterectomy.
Documents Required to claim Royal Sundaram Master Product Total Health Plus Insurance Plan:
To buy the policy, a proposer needs to fill up a proposal form which will attached with photocopies of address proof and identity card, along with a photograph. Medical examination can be conducted as per the age limits.