Royal Sundaram Master Product Total Health Plus Insurance Policy Overview:

Royal Sundaram Master Product-total Health plus insurance plan provides full protection against any illness or medical emergencies. It is a Single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.

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Royal Sundaram Master Product Total Health Plus Insurance Plan

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    Key Features of Royal Sundaram Master Product Total Health Plus Insurance Policy:

    • The policy covers a wide coverage sum insured from Rs. 3, 00,000 up to Rs.10, 00,000.
    • No medical test is required

    Up to 50 years - For Sum Insured of Rs.3 lakhs and 4.5 lakhs

    Up to 45 years - For Sum Insured from Rs.3 lakhs and up to Rs.10 lakhs

    • Family Floater benefit – This feature provides wide protection to your family members under one single Policy
    • Flexible Plan Options– This policy comes under 5 different plan options according to the individual needs.
    • Renewal is assured.

    Key Benefits of Royal Sundaram Master Product Total Health Plus Insurance Plan:

    • No claim discount upto 5% is given on the renewal of the premium.
    • A special cover of 147 day care procedure is also provided under this policy without 24 hours waiting.
    • 10% family discount is provided on covering 3 or more members under same policy.
    • Income Tax Benefit - The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).

    Royal Sundaram Master Product Total Health Plus Insurance Policy Details:

    • Eligibility : Any person 18 years and above can be a proposer. The plan covers dependent children age- from 91 days up to 21 years and dependent parents’ upto 65 years.
    • Minimum Sum Insured  - Rs. 3, 00,000
    • Maximum Sum Insured - Rs.10, 00,000.

    Royal Sundaram Master Product Total Health Plus Insurance Premium Details - (Individual):

     

     

    *The above premium rates may change. Please check the policy wordings for more details.

    Royal Sundaram Master Product Total Health Plus Insurance Coverage :


     

    Exclusions in Royal Sundaram Master Product Total Health Plus Insurance Policy:

    The Company will not be liable under the Policy in respect of payment towards treatment taken due to:

    • 3 year waiting period for pre-existing diseases.
    • Contraction of any disease during the first 30 days of commencement of the policy.
    • Waiting period of 1 year for certain diseases/surgeries like Cyst / Nodules / Polpys / Benign etc.
    • Waiting period of 2 years from commencement of Policy for certain diseases like cataract, hysterectomy.

    Documents Required to claim Royal Sundaram Master Product Total Health Plus Insurance Plan:

    To buy the policy, a proposer needs to fill up a proposal form which will attached with photocopies of address proof and identity card, along with a photograph. Medical examination can be conducted as per the age limits.

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