Royal Sundaram Master Product Total Health Plus Insurance Plan

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Royal Sundaram Master Product Total Health Plus Insurance Policy Overview:

      Royal Sundaram Master Product-total Health plus insurance plan provides full protection against any illness or medical emergencies. It is a Single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.

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      Key Features of Royal Sundaram Master Product Total Health Plus Insurance Policy:

      • The policy covers a wide coverage sum insured from Rs. 3, 00,000 up to Rs.10, 00,000.
      • No medical test is required

      Up to 50 years - For Sum Insured of Rs.3 lakhs and 4.5 lakhs

      Up to 45 years - For Sum Insured from Rs.3 lakhs and up to Rs.10 lakhs

      • Family Floater benefit – This feature provides wide protection to your family members under one single Policy
      • Flexible Plan Options– This policy comes under 5 different plan options according to the individual needs.
      • Renewal is assured.

      Key Benefits of Royal Sundaram Master Product Total Health Plus Insurance Plan:

      • No claim discount upto 5% is given on the renewal of the premium.
      • A special cover of 147 day care procedure is also provided under this policy without 24 hours waiting.
      • 10% family discount is provided on covering 3 or more members under same policy.
      • Income Tax Benefit - The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).

      Royal Sundaram Master Product Total Health Plus Insurance Policy Details:

      • Eligibility : Any person 18 years and above can be a proposer. The plan covers dependent children age- from 91 days up to 21 years and dependent parents’ upto 65 years.
      • Minimum Sum Insured  - Rs. 3, 00,000
      • Maximum Sum Insured - Rs.10, 00,000.

      Royal Sundaram Master Product Total Health Plus Insurance Premium Details - (Individual):



      *The above premium rates may change. Please check the policy wordings for more details.

      Royal Sundaram Master Product Total Health Plus Insurance Coverage :


      Exclusions in Royal Sundaram Master Product Total Health Plus Insurance Policy:

      The Company will not be liable under the Policy in respect of payment towards treatment taken due to:

      • 3 year waiting period for pre-existing diseases.
      • Contraction of any disease during the first 30 days of commencement of the policy.
      • Waiting period of 1 year for certain diseases/surgeries like Cyst / Nodules / Polpys / Benign etc.
      • Waiting period of 2 years from commencement of Policy for certain diseases like cataract, hysterectomy.

      Documents Required to claim Royal Sundaram Master Product Total Health Plus Insurance Plan:

      To buy the policy, a proposer needs to fill up a proposal form which will attached with photocopies of address proof and identity card, along with a photograph. Medical examination can be conducted as per the age limits.

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