Royal Sundaram Master Product Total Health Plus Insurance Plan

Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Royal Sundaram Master Product Total Health Plus Insurance Policy Overview:

      Royal Sundaram Master Product-total Health plus insurance plan provides full protection against any illness or medical emergencies. It is a Single policy for you and your family which manages all your medical expenses and ensures quality health and happiness.

      Read More

      Key Features of Royal Sundaram Master Product Total Health Plus Insurance Policy:

      • The policy covers a wide coverage sum insured from Rs. 3, 00,000 up to Rs.10, 00,000.
      • No medical test is required

      Up to 50 years - For Sum Insured of Rs.3 lakhs and 4.5 lakhs

      Up to 45 years - For Sum Insured from Rs.3 lakhs and up to Rs.10 lakhs

      • Family Floater benefit – This feature provides wide protection to your family members under one single Policy
      • Flexible Plan Options– This policy comes under 5 different plan options according to the individual needs.
      • Renewal is assured.

      Key Benefits of Royal Sundaram Master Product Total Health Plus Insurance Plan:

      • No claim discount upto 5% is given on the renewal of the premium.
      • A special cover of 147 day care procedure is also provided under this policy without 24 hours waiting.
      • 10% family discount is provided on covering 3 or more members under same policy.
      • Income Tax Benefit - The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).

      Royal Sundaram Master Product Total Health Plus Insurance Policy Details:

      • Eligibility : Any person 18 years and above can be a proposer. The plan covers dependent children age- from 91 days up to 21 years and dependent parents’ upto 65 years.
      • Minimum Sum Insured  - Rs. 3, 00,000
      • Maximum Sum Insured - Rs.10, 00,000.

      Royal Sundaram Master Product Total Health Plus Insurance Premium Details - (Individual):

       

       

      *The above premium rates may change. Please check the policy wordings for more details.

      Royal Sundaram Master Product Total Health Plus Insurance Coverage :


       

      Exclusions in Royal Sundaram Master Product Total Health Plus Insurance Policy:

      The Company will not be liable under the Policy in respect of payment towards treatment taken due to:

      • 3 year waiting period for pre-existing diseases.
      • Contraction of any disease during the first 30 days of commencement of the policy.
      • Waiting period of 1 year for certain diseases/surgeries like Cyst / Nodules / Polpys / Benign etc.
      • Waiting period of 2 years from commencement of Policy for certain diseases like cataract, hysterectomy.

      Documents Required to claim Royal Sundaram Master Product Total Health Plus Insurance Plan:

      To buy the policy, a proposer needs to fill up a proposal form which will attached with photocopies of address proof and identity card, along with a photograph. Medical examination can be conducted as per the age limits.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by Manipal Cigna Health Insurance Plans

      01 Mar 2024

      Amidst the ongoing surge in healthcare expenses, securing
      Read more
      Star Preventive Health Check-ups: All You Need to Know

      29 Feb 2024

      Preventive health check-ups are essential to monitor critical
      Read more
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL